{"id":507,"date":"2022-03-09T14:29:00","date_gmt":"2022-03-09T14:29:00","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=507"},"modified":"2022-05-11T12:20:36","modified_gmt":"2022-05-11T12:20:36","slug":"pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\/","title":{"rendered":"Pr\u016fzkum: P\u0159e\u0161lapy lid\u00ed, kte\u0159\u00ed si hypot\u00e9ku \u0159e\u0161\u00ed sami"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u010ce\u0161i se \u010dasto hrnou do \u00fav\u011bru na bydlen\u00ed nep\u0159ipraveni. A\u017e dv\u011bma t\u0159etin\u00e1m \u017eadatel\u016f o hypot\u00e9ku <strong>chyb\u00ed finan\u010dn\u00ed rezerva<\/strong>, maj\u00ed nestabiln\u00ed p\u0159\u00edjem nebo spl\u00e1cej\u00ed<strong> jin\u00e9 \u00fav\u011bry<\/strong>, kter\u00e9 jim znemo\u017e\u0148uj\u00ed cestu k hypot\u00e9ce. Uk\u00e1zal to pr\u016fzkum spole\u010dnosti FinGO. Jak\u00e9 dal\u0161\u00ed chyby d\u011blaj\u00ed lid\u00e9, kte\u0159\u00ed si \u0159e\u0161\u00ed hypot\u00e9ku sami?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">FinGO uskute\u010dnilo pr\u016fzkum, do kter\u00e9ho se zapojilo <strong>v\u00edce ne\u017e sto slovensk\u00fdch a \u010desk\u00fdch finan\u010dn\u00edch zprost\u0159edkovatel\u016f<\/strong>. \u201eNejv\u011bt\u0161\u00ed procento makl\u00e9\u0159\u016f (65 %) se setk\u00e1v\u00e1 s t\u00edm, \u017ee klienti podce\u0148uj\u00ed <strong>finan\u010dn\u00ed p\u0159\u00edpravu na hypote\u010dn\u00ed z\u00e1vazek<\/strong>. Nemaj\u00ed vytvo\u0159enou dostate\u010dnou finan\u010dn\u00ed rezervu, spl\u00e1cej\u00ed dal\u0161\u00ed \u00fav\u011bry, kter\u00e9 jim mohou znemo\u017enit \u010derp\u00e1n\u00ed \u00fav\u011bru na bydlen\u00ed, nebo maj\u00ed nestabiln\u00ed p\u0159\u00edjem, kter\u00fd jim tak\u00e9 m\u016f\u017ee u\u0161kodit,\u201d komentuje v\u00fdsledky pr\u016fzkumu Jana Vaisov\u00e1, key account manager pro hypote\u010dn\u00ed \u00fav\u011bry ve FinGO.cz.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh5.googleusercontent.com\/qHzue4hlt2taf6ATbBixj5yOcuaANKMT2Lr3Ay5vX_HW0YZoY2vHlTTA2mfltMfBX1FtDOrPZGMr43unh5ycbJYFf1HSyPW4yEOzYIqbmBlXmqmVubkJkuzOWD1GXXNzAbv7fWKj\" alt=\"\"\/><figcaption>Chyby p\u0159i hypot\u00e9ce p\u0159i pl\u00e1nov\u00e1n\u00ed<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Druhou nej\u010dast\u011bj\u0161\u00ed chybou (59 %) b\u00fdv\u00e1, \u017ee <strong>klient automaticky nejd\u0159\u00edve po\u017e\u00e1d\u00e1 o hypot\u00e9ku ve sv\u00e9 bance<\/strong>. P\u0159itom to nemus\u00ed b\u00fdt pro n\u011bj to nejv\u00fdhodn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201ePokud pod\u00e1te \u017e\u00e1dost a banka v\u00e1m \u00fav\u011br neschv\u00e1l\u00ed, automaticky se dost\u00e1v\u00e1te do \u00fav\u011brov\u00e9ho registru,&#8220; upozor\u0148uje odbornice na hypote\u010dn\u00ed \u00fav\u011bry.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/evSwM6f5_V9ZXC71qNJrM5s0BA6q5E7hBxGuDPjDl1qTMdtiPxOhEyZEDGOYWzeaLHgkManErVmlGDEtTmKSge-UhE3fAW3JFpyYIRlRCW740MrV-2tapKH4uw7NhiioPqlCltZK\" alt=\"\"\/><figcaption>Chyby p\u0159i hypot\u00e9ce p\u0159i v\u00fdb\u011bru banky<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;A\u017e 6 z 10 lid\u00ed se z\u00e1rove\u0148 <strong>nech\u00e1 zl\u00e1kat reklamou<\/strong> na propagovan\u00e9&nbsp; <a href=\"https:\/\/www.fingo.cz\/hypotecni-kalkulacka\" target=\"_blank\" rel=\"noreferrer noopener\">nejni\u017e\u0161\u00ed \u00faroky u hypot\u00e9k<\/a>, kter\u00e9 v\u0161ak ve skute\u010dnosti nedostanou nebo jsou podm\u00edn\u011bny uzav\u0159en\u00edm dal\u0161\u00edch slu\u017eeb. M\u016f\u017ee to b\u00fdt povinn\u00e9 otev\u0159en\u00ed \u00fa\u010dtu nebo poji\u0161t\u011bn\u00ed \u00fav\u011bru v bance. Tyto slu\u017eby v\u0161ak tvo\u0159\u00ed pro klienta dal\u0161\u00ed n\u00e1klady.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/eOpOch6Jk91wiEW-vA_PAOwTh1rsWM2b0bWPLpKD7t3ZZtjCw5NSrtko_mwae7oyxhH8hyDDKTm_RmSsDT4LPXGQEzdi9jkscBgFexevBqagshARq2NFvzfxmAlHX-na408OWM3r\" alt=\"\"\/><figcaption>Chyby p\u0159i hypot\u00e9ce p\u0159i srovn\u00e1v\u00e1n\u00ed nab\u00eddek<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eLid\u00e9 si to \u010dasto neuv\u011bdomuj\u00ed, ale zakoupen\u00edm dal\u0161\u00edch slu\u017eeb za sv\u016fj \u00fav\u011br <strong>zaplat\u00ed v kone\u010dn\u00e9m d\u016fsledku v\u00edce<\/strong>, ne\u017e kdyby si vzali hypot\u00e9ku s vy\u0161\u0161\u00edm \u00farokem, ale bez dodate\u010dn\u00fdch podm\u00ednek,&#8220; vysv\u011btluje Jana Vaisov\u00e1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nejd\u0159\u00edve bydlen\u00ed, pak finance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Podle pr\u016fzkumu hled\u00e1 <strong>39 % lid\u00ed nejprve nemovitost<\/strong>, a teprve na druh\u00e9m m\u00edst\u011b se zaj\u00edm\u00e1 o sv\u00e9 mo\u017enosti \u00fav\u011brov\u00e1n\u00ed. \u010casto tedy u\u017e maj\u00ed vyhl\u00eddnut\u00fd, nebo dokonce zarezervovan\u00fd vhodn\u00fd byt nebo d\u016fm, ale je\u0161t\u011b nev\u011bd\u00ed, zda a p\u0159\u00edpadn\u011b v jak\u00e9 v\u00fd\u0161i jim banka \u00fav\u011br poskytne.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eLid\u00e9 by si nejd\u0159\u00edve m\u011bli prov\u011b\u0159it, kde jsou jejich finan\u010dn\u00ed limity. D\u00edky tomu si ve v\u00fdsledku rezervuj\u00ed jen takovou nemovitost, kterou si mohou finan\u010dn\u011b dovolit, respektiv\u011b kterou dofinancuj\u00ed \u00fav\u011brem ve v\u00fd\u0161i, jak\u00fd je banka ochotna poskytnout,\u201d popisuje Jana Vaisov\u00e1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V opa\u010dn\u00e9m p\u0159\u00edpad\u011b se v\u00e1m m\u016f\u017ee st\u00e1t, \u017ee zbyte\u010dn\u011b uhrad\u00edte rezerva\u010dn\u00ed poplatek za nemovitost, kterou si nakonec nekoup\u00edte. T\u00edmhle zp\u016fsobem lid\u00e9 p\u0159ich\u00e1zej\u00ed o desetitis\u00edce korun.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh3.googleusercontent.com\/QoM8312l69sZZYMGWVKBQDCEwsznJb-fY89AZHFLhw5vjf2P6WXx8xRtjXoqiLDkTu-HH_evh6STAz6-t7N6A92NyjFP0B1X3DJrN1ClsZZQLhcemmS2UkAQM3S4mhxnaTsGtt9t\" alt=\"\"\/><figcaption>Chyby v hypot\u00e9ce v postupu jednotliv\u00fdch krok\u016f<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>TIP:<\/strong> Pokud chcete m\u00edt absolutn\u00ed jistotu a nav\u00edc si zafixovat podm\u00ednky hypot\u00e9ky, m\u016f\u017eete po\u017e\u00e1dat o tzv. <a href=\"https:\/\/www.fingo.cz\/blog\/predschvalena-hypoteka\/\" target=\"_blank\" rel=\"noreferrer noopener\">p\u0159edschv\u00e1lenou hypot\u00e9ku<\/a>, na jej\u00ed\u017e vy\u010derp\u00e1n\u00ed pak m\u00e1te dva roky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u010cast\u00fdm probl\u00e9mem je podle pr\u016fzkumu i to, \u017ee \u017eadatel\u00e9 o hypote\u010dn\u00ed \u00fav\u011br spol\u00e9haj\u00ed na v\u00edce m\u00e9n\u011b podobn\u00e9 podm\u00ednky pro poskytnut\u00ed hypot\u00e9ky nap\u0159\u00ed\u010d bankami. Svoji hypot\u00e9ku proto nedok\u00e1\u017e\u00ed vy\u0159e\u0161it a pot\u00e9, co jsou odm\u00edtnuti v jedn\u00e9 bance, situaci vzdaj\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banky se v\u0161ak v nab\u00edzen\u00fdch podm\u00ednk\u00e1ch z\u00e1sadn\u011b li\u0161\u00ed, proto je pot\u0159eba spolehnout se na hypote\u010dn\u00edho poradce. Jen v\u00ed o <strong>odli\u0161nostech v \u00fav\u011brov\u00fdch standardech v jednotliv\u00fdch bank\u00e1ch<\/strong> a dok\u00e1\u017ee v\u00e1s tak spr\u00e1vn\u011b nasm\u011brovat. Rozd\u00edly nap\u0159\u00edklad u <a href=\"https:\/\/www.fingo.cz\/blog\/hypoteka-pro-osvc-zamirte-do-spravne-banky\/\" target=\"_blank\" rel=\"noreferrer noopener\">hypot\u00e9ky pro OSV\u010c<\/a> p\u0159itom mohou b\u00fdt z\u00e1sadn\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201eT\u0159icet sedm procent lid\u00ed nedok\u00e1\u017ee nav\u00edc zkoordinovat v\u0161echny pot\u0159ebn\u00e9 kroky pot\u0159ebn\u00e9 k \u00fav\u011bru. To jim zp\u016fsobuje \u010dasov\u00fd stres a v nejhor\u0161\u00edm p\u0159\u00edpad\u011b i znemo\u017en\u011bn\u00ed \u010derp\u00e1n\u00ed \u00fav\u011bru, &#8220; dod\u00e1v\u00e1 Jana Vaisov\u00e1, hypote\u010dn\u00ed specialistka z FinGO.cz.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/www.fingo.cz\/ebook\/10-1-krok-k-novemu-bydleni\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" width=\"1024\" height=\"384\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2022\/03\/10-1-krok-k-vlastnimu-bydleni-1-1024x384.png\" alt=\"Ebook o hypot\u00e9ce, stahujte zdarma.\" class=\"wp-image-553\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2022\/03\/10-1-krok-k-vlastnimu-bydleni-1-1024x384.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2022\/03\/10-1-krok-k-vlastnimu-bydleni-1-300x113.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2022\/03\/10-1-krok-k-vlastnimu-bydleni-1-768x288.png 768w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2022\/03\/10-1-krok-k-vlastnimu-bydleni-1-1080x405.png 1080w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2022\/03\/10-1-krok-k-vlastnimu-bydleni-1.png 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">U\u017e d\u00e1vno neplat\u00ed, \u017ee hypot\u00e9ku dostane t\u00e9m\u011b\u0159 ka\u017ed\u00fd<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159\u00ednos <a href=\"https:\/\/www.fingo.cz\/hypotecni-kalkulacka\" target=\"_blank\" rel=\"noreferrer noopener\">kvalitn\u00edho hypote\u010dn\u00edho poradce<\/a> m\u016f\u017ee b\u00fdt pro klienta obrovsk\u00fd pr\u00e1v\u011b v sou\u010dasn\u00e9m obdob\u00ed, kdy jsou pro mnoh\u00e9 lidi cesty k z\u00edsk\u00e1n\u00ed hypot\u00e9ky <strong>mnohem slo\u017eit\u011bj\u0161\u00ed<\/strong>. U\u017e d\u00e1vno neplat\u00ed, \u017ee t\u00e9m\u011b\u0159 ka\u017ed\u00fd m\u016f\u017ee dostat hypot\u00e9ku. Pr\u00e1v\u011b naopak, legislativa pro posuzov\u00e1n\u00ed schopnosti klienta spl\u00e1cet \u00fav\u011br se zp\u0159\u00eds\u0148uje a mnoho klient\u016f bylo nemile p\u0159ekvapeno, \u017ee to v bance nevy\u0161lo tak, jak o\u010dek\u00e1vali.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>TIP:<\/strong> P\u0159e\u010dt\u011bte si \u010dl\u00e1nek o tom, <a href=\"https:\/\/www.fingo.cz\/blog\/podminky-hypoteky\/\" target=\"_blank\" rel=\"noreferrer noopener\">jak se zm\u011bn\u00ed podm\u00ednky pro \u010derp\u00e1n\u00ed hypot\u00e9ky v roce 2022<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Jak si zv\u00fd\u0161it \u0161anci na \u00fav\u011br? Poradcem<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Nez\u00e1visl\u00fd hypote\u010dn\u00ed specialista m\u00e1 <strong>mnohem lep\u0161\u00ed p\u0159ehled o podm\u00ednk\u00e1ch<\/strong>, akceptaci \u017eadatel\u016f o \u00fav\u011br, ale i o rozd\u00edlech v jejich posuzov\u00e1n\u00ed nap\u0159\u00ed\u010d cel\u00fdm bankovn\u00edm trhem.<\/li><li>Makl\u00e9\u0159 v\u00e1s um\u00ed <strong>nasm\u011brovat do spr\u00e1vn\u00e9 banky<\/strong>. Zv\u00fd\u0161\u00ed tak va\u0161i \u0161anci z\u00edskat co nejv\u00fdhodn\u011bj\u0161\u00ed \u00fav\u011br \u0161it\u00fd na m\u00edru va\u0161im individu\u00e1ln\u00edm mo\u017enostem a preferenc\u00edm.<\/li><li>Odborn\u00edk se um\u00ed pod\u00edvat <strong>komplexn\u011b na va\u0161e finance<\/strong>. Pom\u016f\u017ee i se <strong>zaji\u0161t\u011bn\u00edm \u00fav\u011bru<\/strong> pro p\u0159\u00edpad neo\u010dek\u00e1van\u00fdch \u017eivotn\u00edch situac\u00ed, p\u0159\u00edpadn\u011b v\u00e1s um\u00ed p\u0159ipravit na <strong>p\u0159ed\u010dasn\u00e9 splacen\u00ed hypot\u00e9ky<\/strong>.<\/li><li>Krom\u011b finan\u010dn\u00ed \u00faspory tak d\u00edky hypote\u010dn\u00edmu poradci <strong>u\u0161et\u0159\u00edte i mnoho \u010dasu a stres\u016f<\/strong> na cest\u011b k vlastn\u00edmu bydlen\u00ed.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Hypote\u010dn\u00ed poradci z FinGO.cz pat\u0159\u00ed ke \u0161pi\u010dce hypote\u010dn\u00edch makl\u00e9\u0159\u016f a r\u00e1di v\u00e1m pomohou s financov\u00e1n\u00edm bydlen\u00ed.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010ce\u0161i se \u010dasto hrnou do \u00fav\u011bru na bydlen\u00ed nep\u0159ipraveni. A\u017e dv\u011bma t\u0159etin\u00e1m \u017eadatel\u016f o hypot\u00e9ku chyb\u00ed finan\u010dn\u00ed rezerva, maj\u00ed nestabiln\u00ed p\u0159\u00edjem nebo spl\u00e1cej\u00ed jin\u00e9 \u00fav\u011bry, kter\u00e9 jim znemo\u017e\u0148uj\u00ed cestu k hypot\u00e9ce. Uk\u00e1zal to pr\u016fzkum spole\u010dnosti FinGO. Jak\u00e9 dal\u0161\u00ed chyby d\u011blaj\u00ed lid\u00e9, kte\u0159\u00ed si \u0159e\u0161\u00ed hypot\u00e9ku sami? FinGO uskute\u010dnilo pr\u016fzkum, do kter\u00e9ho se zapojilo v\u00edce ne\u017e sto slovensk\u00fdch a \u010desk\u00fdch finan\u010dn\u00edch zprost\u0159edkovatel\u016f. \u201eNejv\u011bt\u0161\u00ed procento makl\u00e9\u0159\u016f (65 %) se setk\u00e1v\u00e1 s t\u00edm, \u017ee klienti podce\u0148uj\u00ed finan\u010dn\u00ed p\u0159\u00edpravu na hypote\u010dn\u00ed z\u00e1vazek. Nemaj\u00ed vytvo\u0159enou dostate\u010dnou finan\u010dn\u00ed rezervu, spl\u00e1cej\u00ed dal\u0161\u00ed \u00fav\u011bry, kter\u00e9 jim mohou znemo\u017enit \u010derp\u00e1n\u00ed \u00fav\u011bru na bydlen\u00ed, nebo maj\u00ed nestabiln\u00ed p\u0159\u00edjem, kter\u00fd jim tak\u00e9 m\u016f\u017ee u\u0161kodit,\u201d komentuje v\u00fdsledky pr\u016fzkumu Jana Vaisov\u00e1, key account manager pro hypote\u010dn\u00ed \u00fav\u011bry ve FinGO.cz. Druhou nej\u010dast\u011bj\u0161\u00ed chybou (59 %) b\u00fdv\u00e1, \u017ee klient automaticky nejd\u0159\u00edve po\u017e\u00e1d\u00e1 o hypot\u00e9ku ve sv\u00e9 bance. P\u0159itom to nemus\u00ed b\u00fdt pro n\u011bj to nejv\u00fdhodn\u011bj\u0161\u00ed \u0159e\u0161en\u00ed.&nbsp; \u201ePokud pod\u00e1te \u017e\u00e1dost a banka v\u00e1m \u00fav\u011br neschv\u00e1l\u00ed, automaticky se dost\u00e1v\u00e1te do \u00fav\u011brov\u00e9ho registru,&#8220; upozor\u0148uje odbornice na hypote\u010dn\u00ed \u00fav\u011bry. &nbsp;A\u017e 6 z 10 lid\u00ed se z\u00e1rove\u0148 nech\u00e1 zl\u00e1kat reklamou na propagovan\u00e9&nbsp; nejni\u017e\u0161\u00ed \u00faroky u hypot\u00e9k, kter\u00e9 v\u0161ak ve skute\u010dnosti nedostanou nebo jsou podm\u00edn\u011bny uzav\u0159en\u00edm dal\u0161\u00edch slu\u017eeb. M\u016f\u017ee to b\u00fdt povinn\u00e9 otev\u0159en\u00ed \u00fa\u010dtu nebo poji\u0161t\u011bn\u00ed \u00fav\u011bru v bance. Tyto slu\u017eby [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":508,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-507","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hypoteky"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Pr\u016fzkum: P\u0159e\u0161lapy lid\u00ed, kte\u0159\u00ed si hypot\u00e9ku \u0159e\u0161\u00ed sami - Blog FinGO.cz<\/title>\n<meta name=\"description\" content=\"Unik\u00e1tn\u00ed pr\u016fzkum o hypot\u00e9k\u00e1ch: jak\u00e9 chyby d\u011blaj\u00ed lid\u00e9, kte\u0159\u00ed si \u00fav\u011br vy\u0159izuj\u00ed sami bez hypote\u010dn\u00edho poradce?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.cz\/blog\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u016fzkum: P\u0159e\u0161lapy lid\u00ed, kte\u0159\u00ed si hypot\u00e9ku \u0159e\u0161\u00ed sami\" \/>\n<meta property=\"og:description\" content=\"Unik\u00e1tn\u00ed pr\u016fzkum o hypot\u00e9k\u00e1ch: jak\u00e9 chyby d\u011blaj\u00ed lid\u00e9, kte\u0159\u00ed si \u00fav\u011br vy\u0159izuj\u00ed sami bez hypote\u010dn\u00edho poradce?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.cz\/blog\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog FinGO.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fingo.cz\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-09T14:29:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-11T12:20:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2022\/02\/chyby-hypoteka.png\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jana Vaisov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fingocz\" \/>\n<meta name=\"twitter:site\" content=\"@fingocz\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jana Vaisov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\\\/\"},\"author\":{\"name\":\"Jana Vaisov\u00e1\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/efd0cb45244498b47386dbd21c9b0a3c\"},\"headline\":\"Pr\u016fzkum: P\u0159e\u0161lapy lid\u00ed, kte\u0159\u00ed si hypot\u00e9ku \u0159e\u0161\u00ed sami\",\"datePublished\":\"2022-03-09T14:29:00+00:00\",\"dateModified\":\"2022-05-11T12:20:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\\\/\"},\"wordCount\":1051,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/chyby-hypoteka.png\",\"articleSection\":[\"Hypot\u00e9ky\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pruzkum-preslapy-lidi-kteri-si-hypoteku-resi-sami\\\/\",\"name\":\"Pr\u016fzkum: P\u0159e\u0161lapy lid\u00ed, kte\u0159\u00ed si hypot\u00e9ku \u0159e\u0161\u00ed sami - 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Miluje obecn\u011b zv\u00ed\u0159ata, zejm\u00e9na psy, se kter\u00fdmi se aktivn\u011b v\u011bnuje canisterapii v domech pro seniory \u010di ve speci\u00e1ln\u00edch \u0161kol\u00e1ch.","url":"https:\/\/www.fingo.cz\/blog\/author\/jana-vaisova\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/507","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/comments?post=507"}],"version-history":[{"count":3,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/507\/revisions"}],"predecessor-version":[{"id":555,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/507\/revisions\/555"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media\/508"}],"wp:attachment":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media?parent=507"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/categories?post=507"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/tags?post=507"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}