{"id":319,"date":"2021-12-23T09:53:13","date_gmt":"2021-12-23T09:53:13","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=319"},"modified":"2022-05-11T12:21:46","modified_gmt":"2022-05-11T12:21:46","slug":"na-lyze-do-italie","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/na-lyze-do-italie\/","title":{"rendered":"Na ly\u017ee do It\u00e1lie nov\u011b jen s CovidPassem a \u201epoji\u0161t\u011bn\u00edm na blbost\u201d"},"content":{"rendered":"\n

V It\u00e1lii si tuhle sezonu zaly\u017eujete jedin\u011b s CovidPassem a od 1. ledna tak\u00e9 s poji\u0161t\u011bn\u00edm odpov\u011bdnosti, lidov\u011b zn\u00e1m\u00fdm jako poji\u0161t\u011bn\u00ed na blbost. It\u00e1lie tak reaguje na velk\u00fd \u201eprovoz\u201d na sjezdovk\u00e1ch, kv\u016fli kter\u00e9mu \u010dasto doch\u00e1z\u00ed ke koliz\u00edm a zran\u011bn\u00edm. \u010cesk\u00e9 poji\u0161\u0165ovny u\u017e za\u010daly na nov\u00e9 opat\u0159en\u00ed reagovat.<\/p>\n\n\n\n

Nez\u016fstalo jen u opat\u0159en\u00ed proti Covidu<\/strong><\/h2>\n\n\n\n

S opat\u0159en\u00edmi proti \u0161\u00ed\u0159en\u00ed nemoci Covid-19 u\u017e v\u011bt\u0161ina z n\u00e1s p\u0159i cestov\u00e1n\u00ed automaticky po\u010d\u00edt\u00e1. A tak nikoho zvl\u00e1\u0161\u0165 nep\u0159ekvap\u00ed, \u017ee se p\u011btidenn\u00ed karant\u00e9n\u011b <\/strong>na cest\u011b na italsk\u00e9 sjezdovky aktu\u00e1ln\u011b vyhnou pouze o\u010dkovan\u00ed <\/strong>nebo uzdraven\u00ed <\/strong>s negativn\u00edm antigenn\u00edm (24 hodin) nebo PCR (48 hodin) testem. Ale to nen\u00ed v\u0161echno. Po Nov\u00e9m roce vstoup\u00ed v It\u00e1lii v platnost z\u00e1kon, kter\u00fd d\u00e1le upravuje povinnosti ly\u017ea\u0159\u016f<\/strong> a snowboardist\u016f na italsk\u00fdch sjezdovk\u00e1ch.<\/p>\n\n\n\n

Neopatrn\u00e1 j\u00edzda na ly\u017e\u00edch m\u016f\u017ee vyj\u00edt na miliony<\/strong><\/h2>\n\n\n\n

Kolize ly\u017ea\u0159\u016f na sjezdovce p\u0159i vysok\u00fdch rychlostech nejsou jen nebezpe\u010dn\u00e9, ale tak\u00e9 finan\u010dn\u011b velmi n\u00e1kladn\u00e9. \u0160kody, ke kter\u00fdm m\u016f\u017ee doj\u00edt, zahrnuj\u00ed polo\u017eky jako p\u0159evoz vrtuln\u00edkem do nemocnice, l\u00e9\u010debn\u00e9 v\u00fdlohy, u\u0161l\u00fd zisk zran\u011bn\u00e9ho, pr\u00e1vn\u00ed n\u00e1klady, kompenzace zhor\u0161en\u00e9ho spole\u010densk\u00e9ho uplatn\u011bn\u00ed, bolestn\u00e9 a rehabilitace a \u0161plhaj\u00ed se do milion\u016f  korun<\/strong>. S takov\u00fdmi platbami na italsk\u00fdch sjezdovk\u00e1ch p\u0159itom maj\u00ed zku\u0161enosti  i \u010de\u0161t\u00ed nad\u0161enci <\/strong>do zimn\u00edch sport\u016f. Aby se p\u0159ede\u0161lo n\u00e1sledn\u00fdm tahanic\u00edm o \u00fa\u010det, m\u016f\u017eete od Nov\u00e9ho roku na sjezdovku pouze s poji\u0161t\u011bn\u00edm, kter\u00e9 v\u00e1s p\u0159ed t\u011bmito v\u00fddaji chr\u00e1n\u00ed.<\/p>\n\n\n\n

Bez poji\u0161t\u011bn\u00ed p\u0159ijdete o skipas a zaplat\u00edte pokutu<\/strong><\/h2>\n\n\n\n

V\u0161ichni, kdo se pohybuj\u00ed na sjezdovce<\/strong>, se budou muset prok\u00e1zat potvrzen\u00ed<\/strong>m o uzav\u0159en\u00e9m poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kody nebo \u00farazy zp\u016fsoben\u00e9 t\u0159et\u00edm osob\u00e1m<\/strong>. Potvrzen\u00ed m\u016f\u017ee b\u00fdt v ti\u0161t\u011bn\u00e9 podob\u011b nebo v aplikaci dan\u00e9 poji\u0161\u0165ovny a mus\u00edte ho m\u00edt st\u00e1le u sebe. Za nedodr\u017een\u00ed hroz\u00ed pokuta od 100 do 150 eur a odebr\u00e1n\u00ed skipasu.<\/p>\n\n\n\n

V\u00a0p\u0159\u00edpad\u011b sr\u00e1\u017eky \u00fa\u010dastn\u00edk\u016f na sjezdovce, pokud se neprok\u00e1\u017ee opak, plat\u00ed tzv. soub\u011b\u017en\u00e1 odpov\u011bdnost<\/strong>. To znamen\u00e1, \u017ee se na \u00fahrad\u011b \u0161kody pod\u00edlej\u00ed \u00fa\u010dastn\u00edci rovn\u00fdm d\u00edlem. Tyto \u0161kody budou zaplaceny pr\u00e1v\u011b z uzav\u0159en\u00e9 pojistky.<\/p>\n\n\n\n

Z\u00e1kon p\u0159in\u00e1\u0161\u00ed i dal\u0161\u00ed opat\u0159en\u00ed<\/strong><\/h2>\n\n\n\n

Z\u00e1kon zakazuje tak\u00e9 ly\u017eov\u00e1n\u00ed<\/strong> nebo provozov\u00e1n\u00ed snowboarding<\/strong>u po<\/strong> po\u017eit\u00ed alkoholu a jin\u00fdch n\u00e1vykov\u00fdch l\u00e1tek.<\/strong> V p\u0159\u00edpad\u011b pozitivn\u00edho testu se pokuta m\u016f\u017ee vy\u0161plhat od 250 a\u017e na 1000 eur.<\/p>\n\n\n\n

Nov\u011b tako plat\u00ed, \u017ee osoby mlad\u0161\u00ed 18 let<\/strong> nesm\u00ed na sjezdovku bez helmy<\/strong>, kter\u00e1 spl\u0148uje standardy a homologaci upravenou ve zvl\u00e1\u0161tn\u00edm p\u0159edpise. V\u00a0p\u0159\u00edpad\u011b poru\u0161en\u00ed na\u0159\u00edzen\u00ed m\u016f\u017ee n\u00e1sledovat pokuta od 100 do 150 eur.<\/p>\n\n\n\n

\u010cesk\u00e9 poji\u0161\u0165ovny u\u017e reaguj\u00ed<\/strong><\/h2>\n\n\n\n

Na situaci zareagovaly i \u010desk\u00e9 poji\u0161\u0165ovny<\/strong>, kter\u00e9 poji\u0161t\u011bn\u00ed odpov\u011bdnosti nab\u00edzej\u00ed klient\u016fm standardn\u011b jako sou\u010d\u00e1st cestovn\u00edho poji\u0161t\u011bn\u00ed nebo jako sou\u010d\u00e1st poji\u0161t\u011bn\u00ed majetku \u010di nemovitost (v tom p\u0159\u00edpad\u011b jsou poji\u0161t\u011bni v\u0161ichni \u010dlenov\u00e9 dan\u00e9 dom\u00e1cnosti). Poji\u0161t\u011bn\u00ed lze sjednat i jako samostatn\u00fd produkt. Poji\u0161\u0165ovny pro klienty p\u0159ipravily nebo p\u0159ipravuj\u00ed potvrzen\u00ed v\u00a0AJ o uzav\u0159en\u00e9m poji\u0161t\u011bn\u00ed<\/strong>, pokud odpov\u00edd\u00e1 po\u017eadavk\u016fm italsk\u00e9 vyhl\u00e1\u0161ky.<\/strong>.<\/p>\n\n\n\n

D\u016fle\u017eit\u00e9 upozorn\u011bn\u00ed:<\/strong> \u00fazemn\u00ed rozsah takov\u00e9ho poji\u0161t\u011bn\u00ed mus\u00ed zahrnout It\u00e1lii (v praxi jde o rozsah Evropa).\u00a0<\/p>\n\n\n\n

Pojistit se tak\u00e9 budete moci\u00a0 p\u0159\u00edmo na m\u00edst\u011b p\u0159i koupi skipasu.<\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed odpov\u011bdnosti u\u017e zn\u00e1te odjinud<\/strong><\/h2>\n\n\n\n

Poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u00fajmu v\u00a0ob\u010dansk\u00e9m \u017eivot\u011b, lidov\u011b \u0159e\u010deno \u201epojistka na blbost\u201c, pravd\u011bpodobn\u011b u\u017e zn\u00e1te. Nej\u010dast\u011bji se sjedn\u00e1v\u00e1 s\u00a0poji\u0161t\u011bn\u00edm dom\u00e1cnosti a vztahuje se obvykle na v\u0161echny osoby \u017eij\u00edc\u00ed s\u00a0poji\u0161t\u011bn\u00fdm v\u00a0dan\u00e9 dom\u00e1cnosti, v\u010detn\u011b dom\u00e1c\u00edch mazl\u00ed\u010dk\u016f. Je \u00fa\u010dinn\u00e9 v situac\u00edch, kdy svoj\u00ed nepozornost\u00ed anebo nedbalost\u00ed zp\u016fsob\u00edte \u0161kodu (\u00fajmu na zdrav\u00ed, majetku aj.) jin\u00e9 osob\u011b, a z\u00e1rove\u0148 v\u00e1m vznik\u00e1 odpov\u011bdnost takovou \u0161kodu uhradit. Nap\u0159\u00edklad praskl\u00e1 hadice pra\u010dky, my\u010dky i WC m\u016f\u017ee vytopit souseda, v\u00e1\u0161 pes ne\u0161\u0165astnou n\u00e1hodou pokou\u0161e ciz\u00ed osobu, na kole zp\u016fsob\u00edte dopravn\u00ed nehodu anebo rychlou j\u00edzdou na ly\u017e\u00edch, snowboardu \u010di san\u00edch zp\u016fsob\u00edte na sjezdovce p\u00e1d se zran\u011bn\u00edm n\u011bkoho jin\u00e9ho. Takov\u00e9 \u0161kody v\u010detn\u011b n\u00e1klad\u016f na pr\u00e1vn\u00ed obhajobu v\u00a0p\u0159\u00edpadn\u00e9m soudn\u00edm \u0159\u00edzen\u00ed se mohou vy\u0161plhat na stovky tis\u00edc i n\u011bkolik milion\u016f korun.<\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed nenechte na n\u00e1hodu<\/strong><\/h2>\n\n\n\n

Poji\u0161t\u011bn\u00ed odpov\u011bdnosti m\u016f\u017ee m\u00edt mnoho podob a v\u017edy byste si m\u011bli \u0159\u00e1dn\u011b nastudovat pojistn\u00e9 podm\u00ednky dan\u00e9 poji\u0161\u0165ovny. Proto doporu\u010duje se p\u0159i v\u00fdb\u011bru poradit se zku\u0161en\u00fdmi zprost\u0159edkovateli z FinGO.cz<\/a>. Maj\u00ed p\u0159ehled o aktu\u00e1ln\u00edch podm\u00ednk\u00e1ch, cen\u00e1ch a benefitech jednotliv\u00fdch poji\u0161\u0165oven a um\u00ed v\u00e1m doporu\u010dit v\u017edy nejv\u00fdhodn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n

P\u0159ednost\u00ed poradce je i to, \u017ee v\u00e1m pom\u016f\u017ee p\u0159i \u0159e\u0161en\u00ed p\u0159\u00edpadn\u00fdch pojistn\u00fdch ud\u00e1lost\u00ed a porad\u00ed v\u00e1m, jak postupovat, aby v\u0161e dob\u0159e dopadlo.  <\/em><\/p>\n\n\n\n

Ci vediamo in Italia \ud83d\ude0a <\/p>\n","protected":false},"excerpt":{"rendered":"

V It\u00e1lii si tuhle sezonu zaly\u017eujete jedin\u011b s CovidPassem a od 1. ledna tak\u00e9 s poji\u0161t\u011bn\u00edm odpov\u011bdnosti, lidov\u011b zn\u00e1m\u00fdm jako poji\u0161t\u011bn\u00ed na blbost. It\u00e1lie tak reaguje na velk\u00fd \u201eprovoz\u201d na sjezdovk\u00e1ch, kv\u016fli kter\u00e9mu \u010dasto doch\u00e1z\u00ed ke koliz\u00edm a zran\u011bn\u00edm. \u010cesk\u00e9 poji\u0161\u0165ovny u\u017e za\u010daly na nov\u00e9 opat\u0159en\u00ed reagovat. Nez\u016fstalo jen u opat\u0159en\u00ed proti Covidu S opat\u0159en\u00edmi proti \u0161\u00ed\u0159en\u00ed nemoci Covid-19 u\u017e v\u011bt\u0161ina z n\u00e1s p\u0159i cestov\u00e1n\u00ed automaticky po\u010d\u00edt\u00e1. A tak nikoho zvl\u00e1\u0161\u0165 nep\u0159ekvap\u00ed, \u017ee se p\u011btidenn\u00ed karant\u00e9n\u011b na cest\u011b na italsk\u00e9 sjezdovky aktu\u00e1ln\u011b vyhnou pouze o\u010dkovan\u00ed nebo uzdraven\u00ed s negativn\u00edm antigenn\u00edm (24 hodin) nebo PCR (48 hodin) testem. Ale to nen\u00ed v\u0161echno. Po Nov\u00e9m roce vstoup\u00ed v It\u00e1lii v platnost z\u00e1kon, kter\u00fd d\u00e1le upravuje povinnosti ly\u017ea\u0159\u016f a snowboardist\u016f na italsk\u00fdch sjezdovk\u00e1ch. Neopatrn\u00e1 j\u00edzda na ly\u017e\u00edch m\u016f\u017ee vyj\u00edt na miliony Kolize ly\u017ea\u0159\u016f na sjezdovce p\u0159i vysok\u00fdch rychlostech nejsou jen nebezpe\u010dn\u00e9, ale tak\u00e9 finan\u010dn\u011b velmi n\u00e1kladn\u00e9. \u0160kody, ke kter\u00fdm m\u016f\u017ee doj\u00edt, zahrnuj\u00ed polo\u017eky jako p\u0159evoz vrtuln\u00edkem do nemocnice, l\u00e9\u010debn\u00e9 v\u00fdlohy, u\u0161l\u00fd zisk zran\u011bn\u00e9ho, pr\u00e1vn\u00ed n\u00e1klady, kompenzace zhor\u0161en\u00e9ho spole\u010densk\u00e9ho uplatn\u011bn\u00ed, bolestn\u00e9 a rehabilitace a \u0161plhaj\u00ed se do milion\u016f  korun. S takov\u00fdmi platbami na italsk\u00fdch sjezdovk\u00e1ch p\u0159itom maj\u00ed zku\u0161enosti  i \u010de\u0161t\u00ed nad\u0161enci do zimn\u00edch sport\u016f. Aby se p\u0159ede\u0161lo n\u00e1sledn\u00fdm tahanic\u00edm o \u00fa\u010det, m\u016f\u017eete od Nov\u00e9ho […]<\/p>\n","protected":false},"author":8,"featured_media":320,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,7],"tags":[],"class_list":["post-319","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","category-nezivotni-pojisteni"],"yoast_head":"\nNa ly\u017ee do It\u00e1lie nov\u011b jen s CovidPassem a \u201epoji\u0161t\u011bn\u00edm na blbost\u201d - Blog FinGO.cz<\/title>\n<meta name=\"description\" content=\"Od 1. ledna 2022 plat\u00ed na italsk\u00fdch sjezdovk\u00e1ch nov\u00e1 povinnost m\u00edt platn\u00e9 poji\u0161t\u011bn\u00ed odpov\u011bdnosti. 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