{"id":2933,"date":"2026-05-21T10:41:31","date_gmt":"2026-05-21T09:41:31","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=2933"},"modified":"2026-05-21T10:41:33","modified_gmt":"2026-05-21T09:41:33","slug":"nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/","title":{"rendered":"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy: Bezpe\u010dn\u00e1 investice, kter\u00e1 l\u00e1k\u00e1 \u010cechy"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed<\/strong> od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b <strong>16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f<\/strong> vydan\u00fdch st\u00e1tem. <strong>Z\u00e1jem o tyto nov\u00e9 dluhopisy v\u00fdrazn\u011b p\u0159ekonal p\u016fvodn\u00ed o\u010dek\u00e1v\u00e1n\u00ed.<\/strong> Tato situace jasn\u011b potvrzuje, \u017ee <strong>b\u011b\u017en\u00fd \u010desk\u00fd investor z\u016fst\u00e1v\u00e1 velmi konzervativn\u00ed a v dob\u00e1ch nejistoty vyhled\u00e1v\u00e1 bezpe\u010dn\u00e9, st\u00e1tem garantovan\u00e9 produkty.\u00a0<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159edstavte si st\u00e1tn\u00ed dluhopisy jako bezpe\u010dn\u00fd finan\u010dn\u00ed trezor. Nenab\u00edz\u00ed sice dravost akci\u00ed, ale \u00faspory spolehliv\u011b ochr\u00e1n\u00ed a p\u0159inesou p\u0159edv\u00eddateln\u00fd v\u00fdnos. <strong>Sou\u010dasn\u00e1 emise se tak pravd\u011bpodobn\u011b za\u0159ad\u00ed mezi nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed retailov\u00e9 nab\u00eddky st\u00e1tn\u00edch dluhopis\u016f za posledn\u00ed roky.<\/strong><\/p>\n\n\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Obsah<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#htoc-pro-jsou-tyto-dluhopisy-jin-ne-klasick-st-tn-dluhopisy\">Pro\u010d jsou tyto dluhopisy jin\u00e9 ne\u017e klasick\u00e9 st\u00e1tn\u00ed dluhopisy?<\/a><\/li><li class=\"\"><a href=\"#htoc-jak-funguj-dluhopisy-republiky-v-praxi\">Jak funguj\u00ed Dluhopisy Republiky v praxi?<\/a><\/li><li class=\"\"><a href=\"#htoc-fixn-dluhopisy-vy-v-nos-za-va-i-trp-livost\">Fixn\u00ed dluhopisy: Vy\u0161\u0161\u00ed v\u00fdnos za va\u0161i trp\u011blivost<\/a><\/li><li class=\"\"><a href=\"#htoc-protiinfla-n-dluhopisy-t-t-proti-r-stu-cen\">Protiinfla\u010dn\u00ed dluhopisy: \u0160t\u00edt proti r\u016fstu cen<\/a><\/li><li class=\"\"><a href=\"#htoc-flexi-bond-kr-tkodob-dluhopisy-jako-alternativa-ke-spo-en\">Flexi Bond: Kr\u00e1tkodob\u00e9 dluhopisy jako alternativa ke spo\u0159en\u00ed<\/a><\/li><li class=\"\"><a href=\"#htoc-bezpe-nost-z-st-v-pro-echy-prioritou\">Bezpe\u010dnost z\u016fst\u00e1v\u00e1 pro \u010cechy prioritou<\/a><\/li><li class=\"\"><a href=\"#htoc-asto-kladen-ot-zky\">\u010casto kladen\u00e9 ot\u00e1zky:<\/a><ul class=\"ht_toc_child_list\"><\/ul><\/li><\/ul><\/div><\/div>\n\n\n\n<h2 id=\"htoc-pro-jsou-tyto-dluhopisy-jin-ne-klasick-st-tn-dluhopisy\" class=\"wp-block-heading\"><strong>Pro\u010d jsou tyto dluhopisy jin\u00e9 ne\u017e klasick\u00e9 st\u00e1tn\u00ed dluhopisy?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>P\u0159i v\u00fdb\u011bru investi\u010dn\u00edch n\u00e1stroj\u016f je kl\u00ed\u010dov\u00e9 spr\u00e1vn\u011b porozum\u011bt tomu, jak\u00fd produkt vlastn\u011b nakupujete.<\/strong> Na z\u00e1sadn\u00ed rozd\u00edly upozor\u0148uje David Paco\u0148, investi\u010dn\u00ed specialista spole\u010dnosti FinGO:<\/p>\n\n\n\n<p class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background wp-block-paragraph\"><em>\u201eJe ale d\u016fle\u017eit\u00e9 rozli\u0161ovat mezi klasick\u00fdmi st\u00e1tn\u00edmi dluhopisy \u010cesk\u00e9 republiky a takzvan\u00fdmi dluhopisy Republiky. P\u0159esto\u017ee oba produkty vyd\u00e1v\u00e1 st\u00e1t, funguj\u00ed odli\u0161n\u011b a c\u00edl\u00ed na jin\u00e9 investory.\u201c<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Klasick\u00e9 st\u00e1tn\u00ed dluhopisy \u010cR<\/strong> jsou vyd\u00e1v\u00e1ny pravideln\u011b a prim\u00e1rn\u011b pro institucion\u00e1ln\u00ed investory, jako jsou banky \u010di fondy. B\u011b\u017en\u00ed klienti je mohou nakupovat nap\u0159\u00edklad prost\u0159ednictv\u00edm burzy.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Naproti tomu <strong>Dluhopisy Republiky<\/strong> jsou ur\u010deny p\u0159\u00edmo ob\u010dan\u016fm a st\u00e1t je vyd\u00e1v\u00e1 nepravideln\u011b, zpravidla v del\u0161\u00edch \u010dasov\u00fdch intervalech.<\/p>\n\n\n\n<div style=\"height:38px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<iframe id=\"iframeBannerV1_financial_freedom\" src=\"https:\/\/www.fingo.cz\/banner\/general?type=financial_freedom\" style=\"height: 263px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"htoc-jak-funguj-dluhopisy-republiky-v-praxi\" class=\"wp-block-heading\"><strong>Jak funguj\u00ed Dluhopisy Republiky v praxi?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tato investice je pro \u0161irokou ve\u0159ejnost velmi snadno dostupn\u00e1.<\/strong> Cel\u00fd proces n\u00e1kupu prob\u00edh\u00e1 online prost\u0159ednictv\u00edm <a href=\"https:\/\/bankid.cz\/\">bankovn\u00ed identity<\/a> nebo <a href=\"https:\/\/portal.gov.cz\/rozcestniky\/eobcanka-RZC-105\">eob\u010danky<\/a>, p\u0159\u00edpadn\u011b je mo\u017en\u00e9 n\u00e1kup realizovat p\u0159es vybran\u00e9 bankovn\u00ed pobo\u010dky.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pro z\u00e1jemce plat\u00ed n\u00e1sleduj\u00edc\u00ed jasn\u011b vymezen\u00e1 pravidla:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-minim-ln-investice-in-1-000-korun-do-jednoho-typu-dluhopisu\"><strong>Minim\u00e1ln\u00ed investice:<\/strong> \u010cin\u00ed 1 000 korun do jednoho typu dluhopisu.<\/li>\n\n\n\n<li id=\"htoc-maxim-ln-investice-je-omezena-na-3-miliony-korun-pro-ka-d-jednotliv-typ-dluhopisu-zvl\"><strong>Maxim\u00e1ln\u00ed investice:<\/strong> Je omezena na 3 miliony korun pro ka\u017ed\u00fd jednotliv\u00fd typ dluhopisu zvl\u00e1\u0161\u0165.<\/li>\n\n\n\n<li id=\"htoc-celkov-limit-jeden-investor-m-e-dohromady-vlo-it-a-9-milion-korun\"><strong>Celkov\u00fd limit:<\/strong> Jeden investor m\u016f\u017ee dohromady vlo\u017eit a\u017e 9 milion\u016f korun.<\/li>\n\n\n\n<li id=\"htoc-d-le-it-term-ny-objedn-vky-aktu-ln-emise-prob-haj-od-14-kv-tna-do-28-ervna-2026-samotn-objedn-vka-v-ak-nesta-platba-mus-b-t-p-ips-na-nejpozd-ji-do-7-ervence-2026\"><strong>D\u016fle\u017eit\u00e9 term\u00edny:<\/strong> Objedn\u00e1vky aktu\u00e1ln\u00ed emise prob\u00edhaj\u00ed od 14. kv\u011btna do 28. \u010dervna 2026. Samotn\u00e1 objedn\u00e1vka v\u0161ak nesta\u010d\u00ed \u2013 platba mus\u00ed b\u00fdt p\u0159ips\u00e1na nejpozd\u011bji do 7. \u010dervence 2026.<\/li>\n\n\n\n<li id=\"htoc-datum-emise-k-samotn-mu-vyd-n-dluhopis-dojde-15-ervence-2026\"><strong>Datum emise:<\/strong> K samotn\u00e9mu vyd\u00e1n\u00ed dluhopis\u016f dojde 15. \u010dervence 2026.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udfe1 Pokud tuto vlnu nestihnete, Ministerstvo financ\u00ed ji\u017e nyn\u00ed pl\u00e1nuje dal\u0161\u00ed emisi na konec leto\u0161n\u00edho roku. <strong>St\u00e1t aktu\u00e1ln\u011b nab\u00edz\u00ed t\u0159i r\u016fzn\u00e9 varianty, kter\u00e9 se li\u0161\u00ed dobou splatnosti i zp\u016fsobem p\u0159ipisov\u00e1n\u00ed v\u00fdnosu.<\/strong><\/p>\n\n\n\n<div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"htoc-fixn-dluhopisy-vy-v-nos-za-va-i-trp-livost\" class=\"wp-block-heading\"><strong>Fixn\u00ed dluhopisy: Vy\u0161\u0161\u00ed v\u00fdnos za va\u0161i trp\u011blivost<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Fixn\u00ed dluhopis nab\u00edz\u00ed splatnost p\u011bt let, konkr\u00e9tn\u011b do 15. \u010dervence 2031. St\u00e1t u n\u011bj uv\u00e1d\u00ed pr\u016fm\u011brn\u00fd v\u00fdnos 4,544 % ro\u010dn\u011b. <strong>Skute\u010dn\u00fd kone\u010dn\u00fd v\u00fdnos v\u0161ak z\u00e1vis\u00ed na tom, zda investor dluhopisy podr\u017e\u00ed po celou dobu a reinvestuje pr\u016fb\u011b\u017en\u00e9 v\u00fdnosy.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konstrukce tohoto produktu je specifick\u00e1 t\u00edm, \u017ee v\u00fdnos roste v \u010dase.&nbsp;<\/p>\n\n\n\n<p class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background wp-block-paragraph\"><em>\u201eV\u00fdnos toti\u017e nen\u00ed rozd\u011blen rovnom\u011brn\u011b. V prvn\u00edch dvou letech investor z\u00edsk\u00e1 3,5 % ro\u010dn\u011b, t\u0159et\u00ed rok 4,25 %, \u010dtvrt\u00fd rok 5 % a v posledn\u00edm roce dokonce 6,5 %. Konstrukce produktu tak jasn\u011b motivuje investory, aby dluhopis dr\u017eeli po celou dobu splatnosti,\u201c<\/em> vysv\u011btluje David Paco\u0148, investi\u010dn\u00ed specialista FinGO.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udfe2 Velkou v\u00fdhodou, kterou tyto st\u00e1tn\u00ed dluhopisy p\u0159in\u00e1\u0161ej\u00ed, je <strong>osvobozen\u00ed od dan\u00ed.<\/strong> <strong>V\u00fdnosy z dluhopis\u016f vyd\u00e1van\u00fdch st\u00e1tem se toti\u017e v \u010cesk\u00e9 republice nedan\u00ed, zat\u00edmco b\u011b\u017en\u00e9 bankovn\u00ed produkty podl\u00e9haj\u00ed standardn\u00ed sr\u00e1\u017ekov\u00e9 dani.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-2.png\" alt=\"\" class=\"wp-image-2936\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-2.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-2-300x225.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-2-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"htoc-protiinfla-n-dluhopisy-t-t-proti-r-stu-cen\" class=\"wp-block-heading\"><strong>Protiinfla\u010dn\u00ed dluhopisy: \u0160t\u00edt proti r\u016fstu cen<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Druh\u00fdm nab\u00edzen\u00fdm produktem je protiinfla\u010dn\u00ed dluhopis, kter\u00fd m\u00e1 rovn\u011b\u017e p\u011btiletou splatnost. Jeho <strong>hlavn\u00edm \u00fakolem je chr\u00e1nit kupn\u00ed s\u00edlu pen\u011bz p\u0159ed znehodnocen\u00edm.<\/strong> Investor ka\u017ed\u00fd rok z\u00edsk\u00e1v\u00e1 v\u00fdnos odpov\u00eddaj\u00edc\u00ed meziro\u010dn\u00ed inflaci, ov\u0161em s nastaven\u00fdm limitem pro prvn\u00ed \u010dty\u0159i roky, a to <strong>maxim\u00e1ln\u011b do v\u00fd\u0161e 5 % ro\u010dn\u011b.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Pokud by v\u0161ak inflace v prvn\u00edch \u010dty\u0159ech letech hranici 5 % p\u0159ekro\u010dila (nap\u0159\u00edklad by dos\u00e1hla 10 %), investor o tuto nadlimitn\u00ed \u010d\u00e1st nep\u0159ijde. St\u00e1t tento rozd\u00edl doplat\u00ed v posledn\u00edm roce splatnosti, kdy nav\u00edc k celkov\u00e9mu v\u00fdnosu p\u0159id\u00e1 bonus 2,5 %.<\/p>\n\n\n\n<p class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background wp-block-paragraph\"><em>\u201eI zde st\u00e1t v\u00fdrazn\u011b motivuje k dr\u017een\u00ed dluhopisu a\u017e do splatnosti. Zde doporu\u010duji vyu\u017e\u00edt <\/em><a href=\"https:\/\/www.fingo.cz\/investice\"><em>kalkula\u010dku<\/em><\/a><em> pro v\u00fdpo\u010det v\u00fdnosu, mus\u00ed se ov\u0161em zadat infla\u010dn\u00ed o\u010dek\u00e1v\u00e1n\u00ed. Pr\u00e1v\u011b o\u010dek\u00e1van\u00e1 inflace nejv\u00edc ovlivn\u00ed rozhodov\u00e1n\u00ed investor\u016f mezi fixn\u00edm a protiinfla\u010dn\u00edm dluhopisem. Kl\u00ed\u010dovou hranic\u00ed je podle propo\u010dt\u016f pr\u016fm\u011brn\u00e1 inflace 4,03 % ro\u010dn\u011b. Pokud bude inflace dlouhodob\u011b vy\u0161\u0161\u00ed, vyplat\u00ed se protiinfla\u010dn\u00ed varianta. Pokud ni\u017e\u0161\u00ed, l\u00e9pe vych\u00e1z\u00ed fixn\u00ed dluhopis,\u201c <\/em>doporu\u010duje David Paco\u0148, investi\u010dn\u00ed specialista FinGO.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-1.png\" alt=\"\" class=\"wp-image-2935\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-1.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-1-300x225.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-1-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"htoc-flexi-bond-kr-tkodob-dluhopisy-jako-alternativa-ke-spo-en\" class=\"wp-block-heading\"><strong>Flexi Bond: Kr\u00e1tkodob\u00e9 dluhopisy jako alternativa ke spo\u0159en\u00ed<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u0159et\u00ed alternativou v nab\u00eddce je takzvan\u00fd Flexi Bond. Tento specifick\u00fd<strong> n\u00e1stroj funguje jako efektivn\u00ed konkurent klasick\u00fdch bankovn\u00edch produkt\u016f.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Na rozd\u00edl od p\u0159edchoz\u00edch dvou variant m\u00e1 splatnost pouh\u00e9 t\u0159i m\u011bs\u00edce. V prvn\u00edm obdob\u00ed nab\u00edz\u00ed pevn\u00fd v\u00fdnos 3,5 % ro\u010dn\u011b, n\u00e1sledn\u011b se \u00faro\u010den\u00ed odv\u00edj\u00ed od z\u00e1kladn\u00ed \u00farokov\u00e9 sazby \u010cesk\u00e9 n\u00e1rodn\u00ed banky, konkr\u00e9tn\u011b od dvout\u00fddenn\u00ed repo sazby.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1sadn\u00ed roli zde op\u011bt hraje legislativa t\u00fdkaj\u00edc\u00ed se dan\u00ed. David Paco\u0148 uzav\u00edr\u00e1 hodnocen\u00ed tohoto produktu:<\/p>\n\n\n\n<p class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background wp-block-paragraph\"><em>\u201eAni zde se v\u00fdnos nedan\u00ed, co\u017e zvy\u0161uje jeho atraktivitu v\u016f\u010di klasick\u00fdm bankovn\u00edm produkt\u016fm. \u010cist\u00fd v\u00fdnos 3,5 % ro\u010dn\u011b toti\u017e odpov\u00edd\u00e1 p\u0159ibli\u017en\u011b term\u00ednovan\u00e9mu vkladu s \u00farokem 4,12 % ro\u010dn\u011b p\u0159ed zdan\u011bn\u00edm.\u201c<\/em><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image.png\" alt=\"\" class=\"wp-image-2934\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-300x225.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/image-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"htoc-bezpe-nost-z-st-v-pro-echy-prioritou\" class=\"wp-block-heading\"><strong>Bezpe\u010dnost z\u016fst\u00e1v\u00e1 pro \u010cechy prioritou<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Masivn\u00ed z\u00e1jem o Dluhopisy Republiky znovu jasn\u011b ukazuje investi\u010dn\u00ed mentalitu \u010desk\u00e9 ve\u0159ejnosti.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.fingo.cz\/blog\/cesi-a-investovani-cesta-od-konzervativniho-sporeni-k-aktivni-tvorbe-bohatstvi\/\">Pr\u016fzkum AKAT o investi\u010dn\u00edm chov\u00e1n\u00ed \u010cech\u016f<\/a> dlouhodob\u011b potvrzuje, \u017ee <strong>tuzemsk\u00e9 dom\u00e1cnosti up\u0159ednost\u0148uj\u00ed jistotu st\u00e1tn\u00ed garance a p\u0159edv\u00eddateln\u00fd v\u00fdnos p\u0159ed podstupov\u00e1n\u00edm tr\u017en\u00edho rizika.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159esto\u017ee akciov\u00e9 trhy v dlouh\u00e9m \u010dasov\u00e9m horizontu historicky nab\u00edzej\u00ed vy\u0161\u0161\u00ed zhodnocen\u00ed, kombinace st\u00e1tn\u00ed z\u00e1ruky, nulov\u00e9ho zdan\u011bn\u00ed v\u00fdnos\u016f a jasn\u011b nastaven\u00fdch podm\u00ednek d\u011bl\u00e1 z t\u011bchto st\u00e1tn\u00edch dluhopis\u016f <strong>ide\u00e1ln\u00ed p\u0159\u00edstav pro konzervativn\u00ed ulo\u017een\u00ed rodinn\u00fdch financ\u00ed.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udc49 Pokud si nejste jisti, zda je tato <a href=\"https:\/\/www.fingo.cz\/investice\">investice<\/a> vhodn\u00e1 pr\u00e1v\u011b pro v\u00e1s, <a href=\"https:\/\/www.fingo.cz\/kontakty\">ozv\u011bte se n\u00e1m<\/a> \u2013 na\u0161i investi\u010dn\u00ed specialist\u00e9 jsou tu pro v\u00e1s zcela zdarma.<\/p>\n\n\n\n<div style=\"height:54px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"htoc-asto-kladen-ot-zky\" class=\"wp-block-heading\"><strong>\u010casto kladen\u00e9 ot\u00e1zky:<\/strong><\/h2>\n\n\n\n<h3 id=\"htoc-1-co-jsou-to-dluhopisy-republiky-a-pro-koho-jsou-ur-eny\" class=\"wp-block-heading\"><strong>1. Co jsou to Dluhopisy Republiky a pro koho jsou ur\u010deny?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Jsou to st\u00e1tn\u00ed cenn\u00e9 pap\u00edry ur\u010den\u00e9 p\u0159\u00edmo ob\u010dan\u016fm, kter\u00e9 st\u00e1t vyd\u00e1v\u00e1 nepravideln\u011b. Jsou vhodn\u00e9 pro konzervativn\u00ed investory, kte\u0159\u00ed preferuj\u00ed bezpe\u010dn\u00e9 a st\u00e1tem garantovan\u00e9 produkty.<\/p>\n\n\n\n<h3 id=\"htoc-2-kolik-pen-z-mohu-do-t-chto-dluhopis-vlo-it\" class=\"wp-block-heading\"><strong>2. Kolik pen\u011bz mohu do t\u011bchto dluhopis\u016f vlo\u017eit?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Minim\u00e1ln\u00ed investice je 1 000 K\u010d, maximum jsou 3 miliony K\u010d do jednoho typu dluhopisu. Celkov\u011b m\u016f\u017ee jeden investor vlo\u017eit a\u017e 9 milion\u016f K\u010d.<\/p>\n\n\n\n<h3 id=\"htoc-3-jak-jsou-nejd-le-it-j-term-ny-pro-n-kup\" class=\"wp-block-heading\"><strong>3. Jak\u00e9 jsou nejd\u016fle\u017eit\u011bj\u0161\u00ed term\u00edny pro n\u00e1kup?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Objedn\u00e1vky b\u011b\u017e\u00ed od 14. kv\u011btna do 28. \u010dervna 2026. Platbu je nutn\u00e9 uhradit do 7. \u010dervence 2026 a samotn\u00e1 emise prob\u011bhne 15. \u010dervence 2026.<\/p>\n\n\n\n<h3 id=\"htoc-4-mus-m-v-nosy-z-t-chto-st-tn-ch-dluhopis-danit\" class=\"wp-block-heading\"><strong>4. Mus\u00edm v\u00fdnosy z t\u011bchto st\u00e1tn\u00edch dluhopis\u016f danit?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ne, v\u00fdnosy jsou zcela osvobozeny od dan\u011b. Na rozd\u00edl od spo\u0159ic\u00edch \u00fa\u010dt\u016f \u010di term\u00ednovan\u00fdch vklad\u016f tak nepodl\u00e9haj\u00ed 15% sr\u00e1\u017ekov\u00e9 dani.<\/p>\n\n\n\n<h3 id=\"htoc-5-jak-typy-dluhopis-jsou-v-nab-dce\" class=\"wp-block-heading\"><strong>5. Jak\u00e9 typy dluhopis\u016f jsou v nab\u00eddce?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V nab\u00eddce jsou t\u0159i varianty: p\u011btilet\u00fd <strong>Fixn\u00ed dluhopis<\/strong> (pr\u016fm\u011brn\u00fd v\u00fdnos 4,544 % ro\u010dn\u011b) , p\u011btilet\u00fd <strong>Protiinfla\u010dn\u00ed dluhopis<\/strong> (v\u00fdnos podle inflace) a t\u0159\u00edm\u011bs\u00ed\u010dn\u00ed <strong>Flexi Bond<\/strong> (po\u010d\u00e1te\u010dn\u00ed v\u00fdnos 3,5 % ro\u010dn\u011b).<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Upozorn\u011bn\u00ed: informace uveden\u00e9 v tomto dokumentu slou\u017e\u00ed pouze pro informa\u010dn\u00ed \u00fa\u010dely a nem\u011bly by b\u00fdt pova\u017eov\u00e1ny za investi\u010dn\u00ed poradenstv\u00ed. P\u0159\u00edklady a sc\u00e9n\u00e1\u0159e jsou hypotetick\u00e9 a slou\u017e\u00ed pouze k ilustrativn\u00edm \u00fa\u010del\u016fm.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investov\u00e1n\u00ed zahrnuje rizika, v\u010detn\u011b mo\u017en\u00e9 ztr\u00e1ty investovan\u00e9ho kapit\u00e1lu. Hodnota investic se m\u016f\u017ee m\u011bnit v z\u00e1vislosti na tr\u017en\u00edch podm\u00ednk\u00e1ch, ekonomick\u00fdch a dal\u0161\u00edch faktorech. Minul\u00e9 v\u00fdkony nejsou z\u00e1rukou v\u00fdkon\u016f budouc\u00edch. P\u0159ed u\u010din\u011bn\u00edm jak\u00fdchkoli investi\u010dn\u00edch rozhodnut\u00ed byste m\u011bli zv\u00e1\u017eit svou individu\u00e1ln\u00ed finan\u010dn\u00ed situaci, investi\u010dn\u00ed c\u00edle, toleranci rizika a poradit se s licencovan\u00fdm finan\u010dn\u00edm poradcem. Tento dokument nep\u0159edstavuje nab\u00eddku k prodeji nebo v\u00fdzvu k n\u00e1kupu jak\u00fdchkoli cenn\u00fdch pap\u00edr\u016f.P\u0159ed u\u010din\u011bn\u00edm investi\u010dn\u00edho rozhodnut\u00ed si v\u017edy p\u0159e\u010dt\u011bte relevantn\u00ed dokumentaci.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b 16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f vydan\u00fdch st\u00e1tem. Z\u00e1jem o tyto nov\u00e9 dluhopisy v\u00fdrazn\u011b p\u0159ekonal p\u016fvodn\u00ed o\u010dek\u00e1v\u00e1n\u00ed. Tato situace jasn\u011b potvrzuje, \u017ee b\u011b\u017en\u00fd \u010desk\u00fd investor z\u016fst\u00e1v\u00e1 velmi konzervativn\u00ed a v dob\u00e1ch nejistoty vyhled\u00e1v\u00e1 bezpe\u010dn\u00e9, st\u00e1tem garantovan\u00e9 produkty.\u00a0 P\u0159edstavte si st\u00e1tn\u00ed dluhopisy jako bezpe\u010dn\u00fd finan\u010dn\u00ed trezor. Nenab\u00edz\u00ed sice dravost akci\u00ed, ale \u00faspory spolehliv\u011b ochr\u00e1n\u00ed a p\u0159inesou p\u0159edv\u00eddateln\u00fd v\u00fdnos. Sou\u010dasn\u00e1 emise se tak pravd\u011bpodobn\u011b za\u0159ad\u00ed mezi nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed retailov\u00e9 nab\u00eddky st\u00e1tn\u00edch dluhopis\u016f za posledn\u00ed roky. Pro\u010d jsou tyto dluhopisy jin\u00e9 ne\u017e klasick\u00e9 st\u00e1tn\u00ed dluhopisy? P\u0159i v\u00fdb\u011bru investi\u010dn\u00edch n\u00e1stroj\u016f je kl\u00ed\u010dov\u00e9 spr\u00e1vn\u011b porozum\u011bt tomu, jak\u00fd produkt vlastn\u011b nakupujete. Na z\u00e1sadn\u00ed rozd\u00edly upozor\u0148uje David Paco\u0148, investi\u010dn\u00ed specialista spole\u010dnosti FinGO: \u201eJe ale d\u016fle\u017eit\u00e9 rozli\u0161ovat mezi klasick\u00fdmi st\u00e1tn\u00edmi dluhopisy \u010cesk\u00e9 republiky a takzvan\u00fdmi dluhopisy Republiky. P\u0159esto\u017ee oba produkty vyd\u00e1v\u00e1 st\u00e1t, funguj\u00ed odli\u0161n\u011b a c\u00edl\u00ed na jin\u00e9 investory.\u201c Klasick\u00e9 st\u00e1tn\u00ed dluhopisy \u010cR jsou vyd\u00e1v\u00e1ny pravideln\u011b a prim\u00e1rn\u011b pro institucion\u00e1ln\u00ed investory, jako jsou banky \u010di fondy. B\u011b\u017en\u00ed klienti je mohou nakupovat nap\u0159\u00edklad prost\u0159ednictv\u00edm burzy.&nbsp; Naproti tomu Dluhopisy Republiky jsou ur\u010deny p\u0159\u00edmo ob\u010dan\u016fm a st\u00e1t je vyd\u00e1v\u00e1 nepravideln\u011b, zpravidla v del\u0161\u00edch \u010dasov\u00fdch intervalech. Jak funguj\u00ed Dluhopisy Republiky v praxi? Tato investice je pro \u0161irokou ve\u0159ejnost velmi snadno dostupn\u00e1. Cel\u00fd [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":2937,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[189,196,16,37],"class_list":["post-2933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investice","tag-david-pacon","tag-dluhopisy","tag-investice","tag-investovani"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy - Blog FinGO.cz<\/title>\n<meta name=\"description\" content=\"\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b 16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f vydan\u00fdch st\u00e1tem.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy: Bezpe\u010dn\u00e1 investice, kter\u00e1 l\u00e1k\u00e1 \u010cechy\" \/>\n<meta property=\"og:description\" content=\"\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b 16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f vydan\u00fdch st\u00e1tem.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog FinGO.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fingo.cz\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-21T09:41:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-21T09:41:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/Fotky-pro-blog.png\" \/>\n\t<meta property=\"og:image:width\" content=\"740\" \/>\n\t<meta property=\"og:image:height\" content=\"494\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Karol\u00edna Nov\u00e1kov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fingocz\" \/>\n<meta name=\"twitter:site\" content=\"@fingocz\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karol\u00edna Nov\u00e1kov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/\"},\"author\":{\"name\":\"Karol\u00edna Nov\u00e1kov\u00e1\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/f50a8641c3a328040ea1b2d88859791f\"},\"headline\":\"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy: Bezpe\u010dn\u00e1 investice, kter\u00e1 l\u00e1k\u00e1 \u010cechy\",\"datePublished\":\"2026-05-21T09:41:31+00:00\",\"dateModified\":\"2026-05-21T09:41:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/\"},\"wordCount\":1576,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Fotky-pro-blog.png\",\"keywords\":[\"David Paco\u0148\",\"dluhopisy\",\"investice\",\"investov\u00e1n\u00ed\"],\"articleSection\":[\"Investice\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/\",\"name\":\"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy - Blog FinGO.cz\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Fotky-pro-blog.png\",\"datePublished\":\"2026-05-21T09:41:31+00:00\",\"dateModified\":\"2026-05-21T09:41:33+00:00\",\"description\":\"\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b 16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f vydan\u00fdch st\u00e1tem.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Fotky-pro-blog.png\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/Fotky-pro-blog.png\",\"width\":740,\"height\":494},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Dom\u016f\",\"item\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy: Bezpe\u010dn\u00e1 investice, kter\u00e1 l\u00e1k\u00e1 \u010cechy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\",\"name\":\"Blog FinGO.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\",\"name\":\"Fingo.cz\",\"alternateName\":\"Nez\u00e1visl\u00e9 finan\u010dn\u00ed slu\u017eby - Fingo.cz\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo.png\",\"width\":300,\"height\":118,\"caption\":\"Fingo.cz\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fingo.cz\\\/\",\"https:\\\/\\\/x.com\\\/fingocz\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCGwO0jxau7AaMq0gKUcCh7A\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fingo-cz\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/f50a8641c3a328040ea1b2d88859791f\",\"name\":\"Karol\u00edna Nov\u00e1kov\u00e1\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-osobni-foto-e1770223830578-96x96.jpeg\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-osobni-foto-e1770223830578-96x96.jpeg\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-osobni-foto-e1770223830578-96x96.jpeg\",\"caption\":\"Karol\u00edna Nov\u00e1kov\u00e1\"},\"description\":\"Karol\u00edna je marketingov\u00e1 specialistka ve FinGO. V\u011bnuje se tvorb\u011b obsahu nap\u0159\u00ed\u010d kan\u00e1ly \u2013 od odborn\u00fdch blogov\u00fdch \u010dl\u00e1nk\u016f p\u0159es soci\u00e1ln\u00ed s\u00edt\u011b a\u017e po komplexn\u00ed e-mailing pro klienty i poradce. Zam\u011b\u0159uje se na srozumitelnou interpretaci finan\u010dn\u00edch t\u00e9mat, v n\u00ed\u017e kombinuje studium ekonomie s vlastn\u00ed poradenskou prax\u00ed. Aktivn\u011b vyu\u017e\u00edv\u00e1 AI n\u00e1stroje k vylep\u0161en\u00ed obsahu i proces\u016f.\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/author\\\/karolina_novakova\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy - Blog FinGO.cz","description":"\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b 16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f vydan\u00fdch st\u00e1tem.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/","og_locale":"cs_CZ","og_type":"article","og_title":"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy: Bezpe\u010dn\u00e1 investice, kter\u00e1 l\u00e1k\u00e1 \u010cechy","og_description":"\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b 16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f vydan\u00fdch st\u00e1tem.","og_url":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/","og_site_name":"Blog FinGO.cz","article_publisher":"https:\/\/www.facebook.com\/fingo.cz\/","article_published_time":"2026-05-21T09:41:31+00:00","article_modified_time":"2026-05-21T09:41:33+00:00","og_image":[{"width":740,"height":494,"url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/Fotky-pro-blog.png","type":"image\/png"}],"author":"Karol\u00edna Nov\u00e1kov\u00e1","twitter_card":"summary_large_image","twitter_creator":"@fingocz","twitter_site":"@fingocz","twitter_misc":{"Napsal(a)":"Karol\u00edna Nov\u00e1kov\u00e1","Odhadovan\u00e1 doba \u010dten\u00ed":"8 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/#article","isPartOf":{"@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/"},"author":{"name":"Karol\u00edna Nov\u00e1kov\u00e1","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/person\/f50a8641c3a328040ea1b2d88859791f"},"headline":"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy: Bezpe\u010dn\u00e1 investice, kter\u00e1 l\u00e1k\u00e1 \u010cechy","datePublished":"2026-05-21T09:41:31+00:00","dateModified":"2026-05-21T09:41:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/"},"wordCount":1576,"publisher":{"@id":"https:\/\/www.fingo.cz\/blog\/#organization"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/Fotky-pro-blog.png","keywords":["David Paco\u0148","dluhopisy","investice","investov\u00e1n\u00ed"],"articleSection":["Investice"],"inLanguage":"cs"},{"@type":"WebPage","@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/","url":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/","name":"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy - Blog FinGO.cz","isPartOf":{"@id":"https:\/\/www.fingo.cz\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/#primaryimage"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/Fotky-pro-blog.png","datePublished":"2026-05-21T09:41:31+00:00","dateModified":"2026-05-21T09:41:33+00:00","description":"\u010ce\u0161i poslali za pouh\u00fdch n\u011bkolik dn\u00ed od spu\u0161t\u011bn\u00ed objedn\u00e1vek p\u0159ibli\u017en\u011b 16 miliard korun do nov\u00fdch cenn\u00fdch pap\u00edr\u016f vydan\u00fdch st\u00e1tem.","breadcrumb":{"@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/#primaryimage","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/Fotky-pro-blog.png","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/05\/Fotky-pro-blog.png","width":740,"height":494},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.cz\/blog\/nove-dluhopisy-republiky-trhaji-rekordy-bezpecna-investice-ktera-laka-cechy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Dom\u016f","item":"https:\/\/www.fingo.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Nov\u00e9 Dluhopisy Republiky trhaj\u00ed rekordy: Bezpe\u010dn\u00e1 investice, kter\u00e1 l\u00e1k\u00e1 \u010cechy"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.cz\/blog\/#website","url":"https:\/\/www.fingo.cz\/blog\/","name":"Blog FinGO.cz","description":"","publisher":{"@id":"https:\/\/www.fingo.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/www.fingo.cz\/blog\/#organization","name":"Fingo.cz","alternateName":"Nez\u00e1visl\u00e9 finan\u010dn\u00ed slu\u017eby - Fingo.cz","url":"https:\/\/www.fingo.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/06\/logo.png","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/06\/logo.png","width":300,"height":118,"caption":"Fingo.cz"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fingo.cz\/","https:\/\/x.com\/fingocz","https:\/\/www.youtube.com\/channel\/UCGwO0jxau7AaMq0gKUcCh7A","https:\/\/www.linkedin.com\/company\/fingo-cz\/"]},{"@type":"Person","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/person\/f50a8641c3a328040ea1b2d88859791f","name":"Karol\u00edna Nov\u00e1kov\u00e1","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/02\/cropped-osobni-foto-e1770223830578-96x96.jpeg","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/02\/cropped-osobni-foto-e1770223830578-96x96.jpeg","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2026\/02\/cropped-osobni-foto-e1770223830578-96x96.jpeg","caption":"Karol\u00edna Nov\u00e1kov\u00e1"},"description":"Karol\u00edna je marketingov\u00e1 specialistka ve FinGO. V\u011bnuje se tvorb\u011b obsahu nap\u0159\u00ed\u010d kan\u00e1ly \u2013 od odborn\u00fdch blogov\u00fdch \u010dl\u00e1nk\u016f p\u0159es soci\u00e1ln\u00ed s\u00edt\u011b a\u017e po komplexn\u00ed e-mailing pro klienty i poradce. Zam\u011b\u0159uje se na srozumitelnou interpretaci finan\u010dn\u00edch t\u00e9mat, v n\u00ed\u017e kombinuje studium ekonomie s vlastn\u00ed poradenskou prax\u00ed. Aktivn\u011b vyu\u017e\u00edv\u00e1 AI n\u00e1stroje k vylep\u0161en\u00ed obsahu i proces\u016f.","url":"https:\/\/www.fingo.cz\/blog\/author\/karolina_novakova\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/2933","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2933"}],"version-history":[{"count":6,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/2933\/revisions"}],"predecessor-version":[{"id":2944,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/2933\/revisions\/2944"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media\/2937"}],"wp:attachment":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}