{"id":270,"date":"2021-11-30T10:46:49","date_gmt":"2021-11-30T10:46:49","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=270"},"modified":"2022-05-11T12:21:54","modified_gmt":"2022-05-11T12:21:54","slug":"cestovni-pojisteni-covid","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/cestovni-pojisteni-covid\/","title":{"rendered":"P\u0159ehledn\u011b: Jak v\u00e1s poji\u0161\u0165ovny p\u0159i cestov\u00e1n\u00ed chr\u00e1n\u00ed p\u0159ed Covid-19"},"content":{"rendered":"\n<p>Karant\u00e9na, lockdown, pozitivn\u00ed test, onemocn\u011bn\u00ed \u2013 to v\u0161echno v\u00e1m m\u016f\u017ee zk\u0159\u00ed\u017eit va\u0161e cestovn\u00ed pl\u00e1ny. Postup poji\u0161\u0165oven poskytuj\u00edc\u00edch cestovn\u00ed poji\u0161t\u011bn\u00ed se p\u0159itom v t\u011bchto p\u0159\u00edpadech li\u0161\u00ed. Poj\u010fme se spole\u010dn\u011b pod\u00edvat na to, proti \u010demu v\u00e1s ochr\u00e1n\u00ed, a jak\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed budete pot\u0159ebovat.<\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc is-style-rounded htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Co v \u010dl\u00e1nku najdete<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#kdyz-vsadite-na-spatne-pojisteni-muzete-uviznout-bez-pomoci\">Kdy\u017e vsad\u00edte na \u0161patn\u00e9 poji\u0161t\u011bn\u00ed, m\u016f\u017eete uv\u00edznout bez pomoci<\/a><\/li><li class=\"\"><a href=\"#pozor-na-semafor-kdyz-vam-sviti-cervena-nemusi-vase-pojisteni-platit\">Pozor na semafor: Kdy\u017e v\u00e1m sv\u00edt\u00ed \u010derven\u00e1, nemus\u00ed va\u0161e poji\u0161t\u011bn\u00ed platit<\/a><ul class=\"ht_toc_child_list\"><li class=\"\"><a href=\"#zahranici-lecebne-vylohy\"> Zahrani\u010d\u00ed \u2013 l\u00e9\u010debn\u00e9 v\u00fdlohy <\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#pripojisteni-storno-zajezdu-vas-neochrani-vzdycky-ale-muze-vyrazne-pomoci\">P\u0159ipoji\u0161t\u011bn\u00ed Storno z\u00e1jezdu v\u00e1s neochr\u00e1n\u00ed v\u017edycky, ale m\u016f\u017ee v\u00fdrazn\u011b pomoci<\/a><ul class=\"ht_toc_child_list\"><li class=\"\"><a href=\"#pred-cestou-pojisteni-storna-zajezdu\"> P\u0159ed cestou \u2013 poji\u0161t\u011bn\u00ed storna z\u00e1jezdu <\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#kdyz-se-dostanete-do-karanteny-v-zahranici-a-priplacite-za-hotel-stravu-letenky\">Kdy\u017e se dostanete do karant\u00e9ny v zahrani\u010d\u00ed a p\u0159ipl\u00e1c\u00edte za hotel, stravu, letenky,&#8230;<\/a><ul class=\"ht_toc_child_list\"><li class=\"\"><a href=\"#pred-navratem-nemohu-odcestovat-zpet-ubytovani-stravovani-letenka\"> P\u0159ed n\u00e1vratem \u2013 nemohu odcestovat zp\u011bt (ubytov\u00e1n\u00ed, stravov\u00e1n\u00ed, letenka&#8230;) <\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#7-tipu-co-si-ohlidat-na-cestovnim-pojisteni-behem-pandemie\">7 tip\u016f, co si ohl\u00eddat na cestovn\u00edm poji\u0161t\u011bn\u00ed b\u011bhem pandemie<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kdyz-vsadite-na-spatne-pojisteni-muzete-uviznout-bez-pomoci\">Kdy\u017e vsad\u00edte na \u0161patn\u00e9 poji\u0161t\u011bn\u00ed, m\u016f\u017eete uv\u00edznout bez pomoci<\/h2>\n\n\n\n<p>P\u0159i v\u00fdb\u011bru cestovn\u00edho poji\u0161t\u011bn\u00ed nen\u00ed dobr\u00e9 vn\u00edmat pouze cenu, ale sp\u00ed\u0161e se soust\u0159edit na to, co poji\u0161t\u011bn\u00ed obsahuje: \u00fazemn\u00ed platnost, v\u00fd\u0161i limit\u016f, asisten\u010dn\u00ed slu\u017eby a v&nbsp;sou\u010dasn\u00e9 dob\u011b tak\u00e9 <strong>poji\u0161t\u011bn\u00ed na situace spojen\u00e9 s&nbsp;nemoc\u00ed Covid-19<\/strong>.<\/p>\n\n\n\n<p>Je\u0161t\u011b se najdou i tac\u00ed, co spol\u00e9haj\u00ed na <strong>poji\u0161t\u011bn\u00ed v&nbsp;r\u00e1mci platebn\u00ed karty<\/strong>. To v\u0161ak b\u00fdv\u00e1 v\u011bt\u0161inou koncipov\u00e1no jako ochrana se z\u00e1kladn\u00edmi riziky a <strong>limity pojistn\u00e9ho pln\u011bn\u00ed jsou n\u00edzk\u00e9<\/strong>. Stejn\u011b jako spol\u00e9hat se p\u0159i cest\u00e1ch po Evrop\u011b pouze na karti\u010dku sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny by se nemuselo vyplatit. Poji\u0161t\u011bn\u00ed se vztahuje pouze na st\u00e1tn\u00ed zdravotnick\u00e1 za\u0159\u00edzen\u00ed a na z\u00e1kladn\u00ed nezbytn\u00e9 o\u0161et\u0159en\u00ed. Nepoji\u0161t\u011bn\u00fd jedinec by se tak mohl dostat do sv\u00edzeln\u00e9 situace, nebo\u0165 <strong>zdravotn\u00ed p\u00e9\u010de v&nbsp;zahrani\u010d\u00ed je velmi n\u00e1kladn\u00e1<\/strong> a cestovn\u00ed poji\u0161t\u011bn\u00ed m\u016f\u017ee u\u0161et\u0159it nemal\u00e9 v\u00fddaje.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pozor-na-semafor-kdyz-vam-sviti-cervena-nemusi-vase-pojisteni-platit\">Pozor na semafor: Kdy\u017e v\u00e1m sv\u00edt\u00ed \u010derven\u00e1, nemus\u00ed va\u0161e poji\u0161t\u011bn\u00ed platit<\/h2>\n\n\n\n<p><strong>L\u00e9\u010debn\u00e9 v\u00fdlohy<\/strong> pat\u0159\u00ed mezi n\u00e1klady, u kter\u00fdch automaticky spol\u00e9h\u00e1me na to, \u017ee n\u00e1m je poji\u0161\u0165ovna proplat\u00ed. Ale pozor! Pokud vyraz\u00edte do zem\u00ed ozna\u010den\u00fdch za nebezpe\u010dn\u00e9, nemus\u00ed v\u00e1m poji\u0161t\u011bn\u00ed na pokryt\u00ed v\u00fdloh spojen\u00fdch s l\u00e9\u010den\u00edm Covid-19 platit. U n\u011bkter\u00fdch poji\u0161\u0165oven pot\u0159ebujete sjednat <strong>speci\u00e1ln\u00ed p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>, u jin\u00fdch tahle mo\u017enost <strong>zkr\u00e1tka neexistuje<\/strong>.<\/p>\n\n\n\n<p>Z\u00e1sadn\u00ed je p\u0159itom pro poji\u0161\u0165ovny <a href=\"https:\/\/koronavirus.mzcr.cz\/seznam-zemi-podle-miry-rizika-nakazy\/\" target=\"_blank\" rel=\"noreferrer noopener\">semafor Ministerstva zahrani\u010d\u00ed<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"zahranici-lecebne-vylohy\"> <strong>Zahrani\u010d\u00ed \u2013 l\u00e9\u010debn\u00e9 v\u00fdlohy<\/strong> <\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Poji\u0161\u0165ovna<\/strong><\/td><td><strong> Covid19 <\/strong><\/td><td><strong> Ostatn\u00ed onemocn\u011bn\u00ed <\/strong><\/td><td><strong> Pozn\u00e1mka <\/strong><\/td><\/tr><tr><td> <strong>Allianz <\/strong><\/td><td> ANO pouze zelen\u00e1 &#8211; oran\u017eov\u00e1 <\/td><td> ANO <\/td><td><\/td><\/tr><tr><td><strong> AXA-assistance <\/strong><\/td><td> ANO <\/td><td> ANO <\/td><td>Varianta Excelent <\/td><\/tr><tr><td> <strong>\u010cPP <\/strong><\/td><td> ANO <\/td><td> ANO <\/td><td>P\u0159ipoji\u0161t\u011bn\u00ed Covid plus <\/td><\/tr><tr><td><strong> \u010cSOB Poji\u0161\u0165ovna <\/strong><\/td><td> ANO <\/td><td> ANO <\/td><td>Varianta Premiant <\/td><\/tr><tr><td><strong> Generali \u010cP <\/strong><\/td><td> ANO <\/td><td> ANO <\/td><td> NE pouze v zem\u00edch, kde je zak\u00e1z\u00e1n vstup<\/td><\/tr><tr><td><strong> Kooperativa <\/strong><\/td><td> ANO* <\/td><td> ANO <\/td><td> P\u0159ipoji\u0161t\u011bn\u00ed Covid <\/td><\/tr><tr><td><strong> Slavia <\/strong><\/td><td> ANO pouze zelen\u00e1 &#8211; oran\u017eov\u00e1* <\/td><td> ANO <\/td><td> P\u0159ipoji\u0161t\u011bn\u00ed Covid <\/td><\/tr><tr><td><strong> Uniqa <\/strong><\/td><td> ANO <\/td><td> ANO <\/td><td><\/td><\/tr><\/tbody><\/table><figcaption>P\u0159ehled poji\u0161t\u011bn\u00ed a propl\u00e1cen\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh v p\u0159\u00edpad\u011b onemocn\u011bn\u00ed COVID-19<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img decoding=\"async\" src=\"https:\/\/lh4.googleusercontent.com\/Qd9iVTXSKzgAJEg2dRaIciZGqKU268IwxAjBTqrzPEp7NGODRyomaGqzWb_35FxqX4J_m1FkTW2EjhjRkIiaQJACz3VWP7p_WRNJQGKT222RRIaZ62GctomPu-Nvjg\" alt=\"\" width=\"800\" height=\"800\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pripojisteni-storno-zajezdu-vas-neochrani-vzdycky-ale-muze-vyrazne-pomoci\">P\u0159ipoji\u0161t\u011bn\u00ed Storno z\u00e1jezdu v\u00e1s neochr\u00e1n\u00ed v\u017edycky, ale m\u016f\u017ee v\u00fdrazn\u011b pomoci<\/h2>\n\n\n\n<p>U\u017e m\u00e1te sbaleno, ale ve va\u0161\u00ed c\u00edlov\u00e9 destinaci se v\u00fdrazn\u011b zhor\u0161ila situace okolo Covid-19 nebo dokonce do\u0161lo k vyhl\u00e1\u0161en\u00ed lockdownu a plo\u0161n\u00e9 karant\u00e9ny? Bohu\u017eel nic z toho v\u00e1m v p\u0159\u00edpad\u011b, \u017ee se rozhodnete z\u016fstat doma, ned\u00e1v\u00e1 n\u00e1rok inkasovat pojistnou \u010d\u00e1stku. N\u011bkter\u00e9 poji\u0161\u0165ovny v\u00e1s ale v r\u00e1mci p\u0159ipoji\u0161t\u011bn\u00ed <strong>Storno z\u00e1jezdu<\/strong> ochr\u00e1n\u00ed p\u0159ed jin\u00fdmi okolnostmi, kter\u00e9 mohou va\u0161i cestu naru\u0161it. Do n\u00e1sleduj\u00edc\u00ed tabulky jsme v\u00e1m shrnuli, jestli v\u00e1m poji\u0161\u0165ovna proplat\u00ed n\u00e1hradu \u0161kody:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>kdy\u017e v\u00e1m hygiena na\u0159\u00edd\u00ed karant\u00e9nu (po p\u0159edlo\u017een\u00ed neschopenky nebo potvrzen\u00ed hygieny),<\/li><li>kdy\u017e v\u00e1m vyjde pozitivn\u00ed PCR test,<\/li><li>kdy\u017e onemocn\u00edte Covid-19.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pred-cestou-pojisteni-storna-zajezdu\"> <strong>P\u0159ed cestou \u2013 poji\u0161t\u011bn\u00ed storna z\u00e1jezdu<\/strong> <\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Poji\u0161\u0165ovna<\/strong><\/td><td><strong>Na\u0159\u00edzen\u00e1 karant\u00e9na<\/strong><\/td><td><strong>Pozitivn\u00ed PCR test<\/strong><\/td><td><strong>Onemocn\u011bn\u00ed Covid19<\/strong><\/td><td><strong>Pozn\u00e1mka<\/strong><\/td><\/tr><tr><td><strong>Allianz<\/strong><\/td><td>ANO<\/td><td>ANO<\/td><td>ANO<\/td><td><\/td><\/tr><tr><td><strong>AXA- assistance<\/strong><\/td><td>ANO<\/td><td>ANO<\/td><td>ANO<\/td><td><\/td><\/tr><tr><td><strong>\u010cPP<\/strong><\/td><td>ANO<\/td><td>ANO<\/td><td>ANO<\/td><td><\/td><\/tr><tr><td><strong>\u010cSOB Poji\u0161\u0165ovna<\/strong><\/td><td>NE<\/td><td>ANO<\/td><td>ANO<\/td><td>Varianta Premiant<\/td><\/tr><tr><td><strong>Generali\u010cP<\/strong><\/td><td>ANO\/NE*<\/td><td>ANO<\/td><td>ANO<\/td><td>*ANO u prok\u00e1zan\u00e9ho onemocn\u011bn\u00ed; NE v p\u0159\u00edpad\u011b preventivn\u00ed karant\u00e9ny<\/td><\/tr><tr><td><strong>Kooperativa<\/strong><\/td><td>ANO<\/td><td>ANO<\/td><td>ANO<\/td><td><\/td><\/tr><tr><td><strong>Slavia<\/strong><\/td><td>ANO<\/td><td>ANO<\/td><td>ANO<\/td><td><\/td><\/tr><tr><td><strong>Uniqa<\/strong><\/td><td>NE<\/td><td>ANO<\/td><td>ANO<\/td><td><\/td><\/tr><\/tbody><\/table><figcaption>P\u0159ehled poji\u0161t\u011bn\u00ed storna z\u00e1jezdu v p\u0159\u00edpad\u011b onemocn\u011bn\u00ed COVID-19<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kdyz-se-dostanete-do-karanteny-v-zahranici-a-priplacite-za-hotel-stravu-letenky\">Kdy\u017e se dostanete do karant\u00e9ny v zahrani\u010d\u00ed a p\u0159ipl\u00e1c\u00edte za hotel, stravu, letenky,&#8230;<\/h2>\n\n\n\n<p>P\u0159ed n\u00e1vratem m\u016f\u017ee klienty zasko\u010dit v&nbsp;souvislosti s&nbsp;Covidem-19 <strong>karant\u00e9na,&nbsp; a s&nbsp;n\u00ed spojen\u00e9 dal\u0161\u00ed n\u00e1klady,<\/strong> nap\u0159. p\u0159eru\u0161en\u00ed dovolen\u00e9, nevyu\u017eit\u00ed slu\u017eeb na dovolen\u00e9, nutnost zm\u011bnit term\u00edn odletu, del\u0161\u00ed pobyt v&nbsp;destinaci a s&nbsp;n\u00edm spojen\u00e9 n\u00e1klady na ubytov\u00e1n\u00ed, stravu, dopravu atp.<\/p>\n\n\n\n<p>Poj\u010fme se spole\u010dn\u011b kouknout, jak jsou na tom jednotliv\u00e9 poji\u0161\u0165ovny s propl\u00e1cen\u00edm t\u011bchto v\u00fdloh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"pred-navratem-nemohu-odcestovat-zpet-ubytovani-stravovani-letenka\"> <strong>P\u0159ed n\u00e1vratem \u2013 nemohu odcestovat zp\u011bt (ubytov\u00e1n\u00ed, stravov\u00e1n\u00ed, letenka&#8230;)<\/strong> <\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Na\u0159\u00edzen\u00e1 karant\u00e9na<\/strong><\/td><td><strong>Pozitivn\u00ed PCR test<\/strong><\/td><td><strong>Onemocn\u011bn\u00ed Covid-19<\/strong><\/td><td><strong>Pozn\u00e1mka<\/strong><\/td><\/tr><tr><td><strong>Allianz<\/strong><\/td><td>ANO*<\/td><td>ANO*<\/td><td>ANO*<\/td><td>*na z\u00e1klad\u011b Ve\u0159ejn\u00e9ho p\u0159\u00edslibu<\/td><\/tr><tr><td><strong>AXA- assistance<\/strong><\/td><td>ANO \u2013 spolu\u00fa\u010dast 20%*<\/td><td>ANO*<\/td><td>ANO*<\/td><td>*varianta Excelent<\/td><\/tr><tr><td><strong>\u010cPP<\/strong><\/td><td>ANO \u2013 limit 40 00 K\u010d bez spolu\u00fa\u010dasti*<\/td><td>ANO \u2013 limit 40 00 K\u010d bez spolu\u00fa\u010dasti*<\/td><td>ANO \u2013 limit 40 00 K\u010d bez spolu\u00fa\u010dasti*<\/td><td>*p\u0159ipoji\u0161t\u011bn\u00ed Covid plus<\/td><\/tr><tr><td><strong>\u010cSOB poji\u0161\u0165ovna<\/strong><\/td><td>NE<\/td><td>ubytov\u00e1n\u00ed 3 000 K\u010d\/den max. 50 000 K\u010d; j\u00edzdn\u00e9 max. 100 000 K\u010d*<\/td><td>ubytov\u00e1n\u00ed 3 000 K\u010d\/den max. 50 000 K\u010d; j\u00edzdn\u00e9 max. 100 000 K\u010d*<\/td><td>*varianta Premiant<\/td><\/tr><tr><td><strong>Generali \u010cP<\/strong><\/td><td>ANO*<\/td><td>ANO*<\/td><td>ANO*<\/td><td>*na z\u00e1klad\u011b Ve\u0159ejn\u00e9ho p\u0159\u00edslibu<\/td><\/tr><tr><td><strong>Kooperativa<\/strong><\/td><td>80 % v\u00edcen\u00e1klad\u016f max.30 000 K\u010d*<\/td><td>80 % v\u00edcen\u00e1klad\u016f max.30 000 K\u010d*<\/td><td>80 % v\u00edcen\u00e1klad\u016f max.30 000 K\u010d*<\/td><td>*pouze v p\u0159\u00edpad\u011b p\u0159ipoji\u0161t\u011bn\u00ed KARANT\u00c9NA<\/td><\/tr><tr><td><strong>Slavia<\/strong><\/td><td>limit 10 000 K\u010d*<\/td><td>limit 10 000 K\u010d*<\/td><td>limit 10 000 K\u010d*<\/td><td>*pouze s p\u0159ipoji\u0161t\u011bn\u00edm COVID 19<\/td><\/tr><tr><td><strong>Uniqa<\/strong><\/td><td>NE<\/td><td>2 500 K\u010d\/den max. 30 000 K\u010d*<\/td><td>2 500 K\u010d\/den max. 30 000 K\u010d*<\/td><td>*nov\u00e9 letenky nehrad\u00ed<\/td><\/tr><\/tbody><\/table><figcaption>P\u0159ehled poji\u0161t\u011bn\u00ed, pokud kv\u016fli COVID-19 uv\u00edznete v zahrani\u010d\u00ed<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"7-tipu-co-si-ohlidat-na-cestovnim-pojisteni-behem-pandemie\">7 tip\u016f, co si ohl\u00eddat na cestovn\u00edm poji\u0161t\u011bn\u00ed b\u011bhem pandemie<\/h2>\n\n\n\n<p>A na z\u00e1v\u011br p\u0159in\u00e1\u0161\u00edme sedm tip\u016f, co si hl\u00eddat, pokud v t\u011bchto dnech jedete do zahrani\u010d\u00ed.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Do kter\u00fdch zem\u00ed je doporu\u010deno Covid p\u0159ipoji\u0161t\u011bn\u00ed? <\/strong>V\u011bt\u0161ina poji\u0161\u0165oven kryje v\u00fd\u010debn\u00e9 v\u00fdlohy Covid-19 v&nbsp;zem\u00edch, kter\u00e9 jsou ozna\u010deny zelenou, pop\u0159\u00edpad\u011b oran\u017eovou barvou. Do ostatn\u00edch je doporu\u010deno p\u0159ipoji\u0161t\u011bn\u00ed. Doporu\u010dujeme sledovat tyto str\u00e1nky<ul><li><a href=\"https:\/\/www.mzv.cz\/jnp\/cz\/udalosti_a_media\/tiskove_zpravy\/x2020_04_25_rozcestnik_informaci_k_cestovani.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>COVID 19 rozcestn\u00edk<\/strong><\/a> &#8211; aktu\u00e1ln\u00ed informace k cest\u00e1m do zahrani\u010d\u00ed<\/li><li><a href=\"https:\/\/koronavirus.mzcr.cz\/seznam-zemi-podle-miry-rizika-nakazy\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Seznam zem\u00ed podle rizika n\u00e1kazy<\/strong><\/a><\/li><\/ul><\/li><li><strong>Jak\u00e9 aktu\u00e1ln\u00ed p\u0159edpisy plat\u00ed a mus\u00edm dodr\u017eet<\/strong> pro vstup do jednotliv\u00fdch zem\u00ed, je do n\u011bkter\u00fdch zem\u00ed vstup zak\u00e1z\u00e1n?&nbsp;<ul><li><a href=\"https:\/\/www.mzv.cz\/jnp\/cz\/mapa_cestovatele.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Mapa cestovatele<\/strong><\/a><\/li><\/ul><\/li><li><strong>Jak\u00e9 jsou limity<\/strong> pro p\u0159ipoji\u0161t\u011bn\u00ed v&nbsp;souvislosti s&nbsp;Covid-19&nbsp;<ul><li>L\u00e9\u010debn\u00e9 v\u00fdlohy \u2013 obvykle se pohybuj\u00ed kolem 2 milion\u016f K\u010d.<\/li><li>Ni\u017e\u0161\u00ed limity jsou na ubytov\u00e1n\u00ed, stravu a dopravu \u2013 nap\u0159. 30, 40 nebo 50 tis. K\u010d.<\/li><li>Omezen je i po\u010det dn\u00ed, za kter\u00e9 lze n\u00e1klady hradit \u2013 nap\u0159. max. 30 dn\u00ed.<\/li><li>Budou v\u00fddaje hrazeny v&nbsp;pln\u00e9 v\u00fd\u0161i nebo se klient pod\u00edl\u00ed spolu\u00fa\u010dast\u00ed \u2013 nap\u0159. 20%?<\/li><\/ul><\/li><li><strong>Jestli se vztahuje poji\u0161t\u011bn\u00ed i na \u010dleny rodiny, spolucestuj\u00edc\u00ed<\/strong> nebo musej\u00ed m\u00edt svoje poji\u0161t\u011bn\u00ed \u2013 ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f mus\u00ed m\u00edt sjedn\u00e1no poji\u0161t\u011bn\u00ed ka\u017ed\u00fd, kdo cestuje.<\/li><li><strong>Jak je dostupn\u00e1 asisten\u010dn\u00ed slu\u017eba dan\u00e9 poji\u0161\u0165ovny v&nbsp;zahrani\u010d\u00ed<\/strong> a komunikuje v&nbsp;\u010de\u0161tin\u011b? \u2013 Dnes je standardem.<\/li><li><strong>Na jak dlouhou dobu<\/strong> cestuji \u2013 zejm\u00e9na v&nbsp;souvislosti se zm\u011bnou rizikovosti zem\u011b. Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f je rozhoduj\u00edc\u00ed datum odletu.<\/li><li><strong>Jak\u00e1 rizika jsou kryta, kdy\u017e se jedn\u00e1 o slu\u017eebn\u00ed cestu \u2013 <\/strong>pokud jsou pracovn\u00ed cesty \u010dast\u011bj\u0161\u00ed, je doporu\u010dena ro\u010dn\u00ed karta.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Karant\u00e9na, lockdown, pozitivn\u00ed test, onemocn\u011bn\u00ed \u2013 to v\u0161echno v\u00e1m m\u016f\u017ee zk\u0159\u00ed\u017eit va\u0161e cestovn\u00ed pl\u00e1ny. Postup poji\u0161\u0165oven poskytuj\u00edc\u00edch cestovn\u00ed poji\u0161t\u011bn\u00ed se p\u0159itom v t\u011bchto p\u0159\u00edpadech li\u0161\u00ed. Poj\u010fme se spole\u010dn\u011b pod\u00edvat na to, proti \u010demu v\u00e1s ochr\u00e1n\u00ed, a jak\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed budete pot\u0159ebovat. Kdy\u017e vsad\u00edte na \u0161patn\u00e9 poji\u0161t\u011bn\u00ed, m\u016f\u017eete uv\u00edznout bez pomoci P\u0159i v\u00fdb\u011bru cestovn\u00edho poji\u0161t\u011bn\u00ed nen\u00ed dobr\u00e9 vn\u00edmat pouze cenu, ale sp\u00ed\u0161e se soust\u0159edit na to, co poji\u0161t\u011bn\u00ed obsahuje: \u00fazemn\u00ed platnost, v\u00fd\u0161i limit\u016f, asisten\u010dn\u00ed slu\u017eby a v&nbsp;sou\u010dasn\u00e9 dob\u011b tak\u00e9 poji\u0161t\u011bn\u00ed na situace spojen\u00e9 s&nbsp;nemoc\u00ed Covid-19. Je\u0161t\u011b se najdou i tac\u00ed, co spol\u00e9haj\u00ed na poji\u0161t\u011bn\u00ed v&nbsp;r\u00e1mci platebn\u00ed karty. To v\u0161ak b\u00fdv\u00e1 v\u011bt\u0161inou koncipov\u00e1no jako ochrana se z\u00e1kladn\u00edmi riziky a limity pojistn\u00e9ho pln\u011bn\u00ed jsou n\u00edzk\u00e9. Stejn\u011b jako spol\u00e9hat se p\u0159i cest\u00e1ch po Evrop\u011b pouze na karti\u010dku sv\u00e9 zdravotn\u00ed poji\u0161\u0165ovny by se nemuselo vyplatit. Poji\u0161t\u011bn\u00ed se vztahuje pouze na st\u00e1tn\u00ed zdravotnick\u00e1 za\u0159\u00edzen\u00ed a na z\u00e1kladn\u00ed nezbytn\u00e9 o\u0161et\u0159en\u00ed. Nepoji\u0161t\u011bn\u00fd jedinec by se tak mohl dostat do sv\u00edzeln\u00e9 situace, nebo\u0165 zdravotn\u00ed p\u00e9\u010de v&nbsp;zahrani\u010d\u00ed je velmi n\u00e1kladn\u00e1 a cestovn\u00ed poji\u0161t\u011bn\u00ed m\u016f\u017ee u\u0161et\u0159it nemal\u00e9 v\u00fddaje. Pozor na semafor: Kdy\u017e v\u00e1m sv\u00edt\u00ed \u010derven\u00e1, nemus\u00ed va\u0161e poji\u0161t\u011bn\u00ed platit L\u00e9\u010debn\u00e9 v\u00fdlohy pat\u0159\u00ed mezi n\u00e1klady, u kter\u00fdch automaticky spol\u00e9h\u00e1me na to, \u017ee n\u00e1m je poji\u0161\u0165ovna proplat\u00ed. Ale pozor! Pokud vyraz\u00edte do zem\u00ed ozna\u010den\u00fdch [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":272,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,7],"tags":[],"class_list":["post-270","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cestovni-pojisteni","category-nezivotni-pojisteni"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>P\u0159ehledn\u011b: Jak v\u00e1s poji\u0161\u0165ovny p\u0159i cestov\u00e1n\u00ed chr\u00e1n\u00ed p\u0159ed Covid-19 - Blog FinGO.cz<\/title>\n<meta name=\"description\" content=\"P\u0159ehledn\u011b: jak\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed v\u00e1s ochr\u00e1n\u00ed, pokud kv\u016fli Covidu-19 uv\u00edznete v karant\u00e9n\u011b v \u010cesku nebo v zahrani\u010d\u00ed nebo v jin\u00fdch p\u0159\u00edpadech.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.cz\/blog\/cestovni-pojisteni-covid\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u0159ehledn\u011b: Jak v\u00e1s poji\u0161\u0165ovny p\u0159i cestov\u00e1n\u00ed chr\u00e1n\u00ed p\u0159ed Covid-19\" \/>\n<meta property=\"og:description\" content=\"P\u0159ehledn\u011b: jak\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed v\u00e1s ochr\u00e1n\u00ed, pokud kv\u016fli Covidu-19 uv\u00edznete v karant\u00e9n\u011b v \u010cesku nebo v zahrani\u010d\u00ed nebo v jin\u00fdch p\u0159\u00edpadech.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.cz\/blog\/cestovni-pojisteni-covid\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog FinGO.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fingo.cz\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-30T10:46:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-11T12:21:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2021\/11\/shutterstock_1669307749.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Irena Jakobov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fingocz\" \/>\n<meta name=\"twitter:site\" content=\"@fingocz\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Irena Jakobov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/cestovni-pojisteni-covid\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/cestovni-pojisteni-covid\\\/\"},\"author\":{\"name\":\"Irena Jakobov\u00e1\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/036a5e6c806abd8f72a00d1bc52fec11\"},\"headline\":\"P\u0159ehledn\u011b: Jak v\u00e1s poji\u0161\u0165ovny p\u0159i cestov\u00e1n\u00ed chr\u00e1n\u00ed p\u0159ed Covid-19\",\"datePublished\":\"2021-11-30T10:46:49+00:00\",\"dateModified\":\"2022-05-11T12:21:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/cestovni-pojisteni-covid\\\/\"},\"wordCount\":1424,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/cestovni-pojisteni-covid\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/shutterstock_1669307749.jpg\",\"articleSection\":[\"Cestovn\u00ed poji\u0161t\u011bn\u00ed\",\"Ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/cestovni-pojisteni-covid\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/cestovni-pojisteni-covid\\\/\",\"name\":\"P\u0159ehledn\u011b: Jak v\u00e1s poji\u0161\u0165ovny p\u0159i cestov\u00e1n\u00ed chr\u00e1n\u00ed p\u0159ed Covid-19 - 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