{"id":2670,"date":"2025-10-17T12:16:58","date_gmt":"2025-10-17T11:16:58","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=2670"},"modified":"2025-11-03T18:48:47","modified_gmt":"2025-11-03T17:48:47","slug":"investice-do-nemovitosti-2","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/","title":{"rendered":"Investice do nemovitost\u00ed: jak za\u010d\u00edt a vybrat si spr\u00e1vnou cestu"},"content":{"rendered":"\n<p><strong>Autor \u010dl\u00e1nku:<\/strong> <a href=\"https:\/\/www.fingo.cz\/blog\/author\/jiri-fajt\/\">Ji\u0159\u00ed Fajt<\/a>, seniorn\u00ed investi\u010dn\u00ed specialista ve spole\u010dnosti FinGO.cz<\/p>\n\n\n\n<p><strong>Investice do nemovitost\u00ed znamen\u00e1 vlo\u017eit kapit\u00e1l do nemovitosti (byt, d\u016fm, pozemek) \u010di do nemovitostn\u00edch aktiv (fondy, REIT), abyste z\u00edskali v\u00fdnos z pron\u00e1jmu nebo z r\u016fstu hodnoty. Ka\u017ed\u00e1 varianta m\u00e1 sv\u00e9 v\u00fdhody i rizika, kter\u00e9 si v tomto \u010dl\u00e1nku podrobn\u011b rozeb\u00edr\u00e1me.<\/strong><\/p>\n\n\n\n<p><strong>A\u0165 u\u017e disponujete miliony, nebo jen n\u011bkolika tis\u00edci korunami, v\u017edy existuje vhodn\u00e1 varianta. <\/strong>N\u00ed\u017ee se do\u010dtete<strong> jak investovat do nemovitost\u00ed.<\/strong><\/p>\n\n\n\n<p>Naposledy aktualizov\u00e1no: 17. 10. 2025<\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Co se v \u010dl\u00e1nku do\u010dtete:<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#htoc-makroekonomick-kontexte-a-diverzifikaci-portfolia\">Makroekonomick\u00fd kontext a diverzifikace portfolia<\/a><\/li><li class=\"\"><a href=\"#htoc-p-m-vlastnictv-stabiln-ale-n-ro-n\">P\u0159\u00edm\u00e9 vlastnictv\u00ed: stabiln\u00ed, ale n\u00e1ro\u010dn\u00e9<\/a><\/li><li class=\"\"><a href=\"#htoc-realitn-pod-lov-fondy-dostupn-j-alternativa\">Realitn\u00ed pod\u00edlov\u00e9 fondy: dostupn\u011bj\u0161\u00ed alternativa<\/a><\/li><li class=\"\"><a href=\"#htoc-reits-nemovitosti-obchodovan-na-burze\">REITy: nemovitosti obchodovan\u00e9 na burze<\/a><\/li><li class=\"\"><a href=\"#htoc-fondy-kvalifikovan-ch-investor-exkluzivn-ale-rizikov\">Fondy kvalifikovan\u00fdch investor\u016f: exkluzivn\u00ed, ale rizikov\u00e9<\/a><\/li><li class=\"\"><a href=\"#htoc-korpor-tn-dluhopisy-l-kav-v-nosy-ale-velk-rizika\">Korpor\u00e1tn\u00ed dluhopisy: l\u00e1kav\u00e9 v\u00fdnosy, ale velk\u00e1 rizika<\/a><\/li><li class=\"\"><a href=\"#htoc-realitn-crowdfunding-i-pro-drobn-investory\">Realitn\u00ed crowdfunding: i pro drobn\u00e9 investory<\/a><\/li><li class=\"\"><a href=\"#htoc-na-co-si-d-t-pozor-u-nemovitostn-ch-investic\">Na co si d\u00e1t pozor u investice do nemovitost\u00ed<\/a><\/li><li class=\"\"><a href=\"#htoc-zva-ujete-investice-do-nemovitost\">Zva\u017eujete investice do nemovitost\u00ed?<\/a><\/li><li class=\"\"><a href=\"#htoc-asto-kladen-ot-zky-o-investic-ch-do-nemovitost\">\u010casto kladen\u00e9 ot\u00e1zky o investic\u00edch do nemovitost\u00ed<\/a><ul class=\"ht_toc_child_list\"><\/ul><\/li><\/ul><\/div><\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-makroekonomick-kontexte-a-diverzifikaci-portfolia\"><strong>Makroekonomick\u00fd kontext a diverzifikace portfolia<\/strong><\/h2>\n\n\n\n<p><strong>Investice do nemovitost\u00ed<\/strong>&nbsp;mohou b\u00fdt siln\u00fdm n\u00e1strojem ochrany p\u0159ed&nbsp;<strong>inflac\u00ed<\/strong>&nbsp;a v\u00fdkyvy&nbsp;<strong>\u00farokov\u00fdch sazeb<\/strong>.<br>Zat\u00edmco ceny akci\u00ed nebo dluhopis\u016f mohou v kr\u00e1tkodob\u00e9m horizontu kol\u00edsat,&nbsp;<strong>nemovitosti si \u010dasto udr\u017euj\u00ed hodnotu<\/strong>&nbsp;a p\u0159in\u00e1\u0161ej\u00ed&nbsp;<strong>pasivn\u00ed p\u0159\u00edjem z pron\u00e1jmu<\/strong>.<br>Proto se dob\u0159e hod\u00ed jako dopln\u011bk k jin\u00fdm aktiv\u016fm a pom\u00e1haj\u00ed&nbsp;<strong>diverzifikovat investi\u010dn\u00ed portfolio<\/strong>.<br>Spr\u00e1vn\u011b zvolen\u00e1&nbsp;<strong>nemovitostn\u00ed investice<\/strong>&nbsp;m\u016f\u017ee d\u00edky kombinaci pravideln\u00e9ho v\u00fdnosu a r\u016fstu hodnoty stabilizovat va\u0161e dlouhodob\u00e9 v\u00fdsledky.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-p-m-vlastnictv-stabiln-ale-n-ro-n\"><strong>P\u0159\u00edm\u00e9 vlastnictv\u00ed: stabiln\u00ed, ale n\u00e1ro\u010dn\u00e9<\/strong><\/h2>\n\n\n\n<p>Jednou z nejb\u011b\u017en\u011bj\u0161\u00edch forem <strong>investice do nemovitost\u00ed <\/strong>je p\u0159\u00edm\u00e9 vlastnictv\u00ed bytu nebo domu. Investor z\u00edsk\u00e1v\u00e1 mo\u017enost pravideln\u00e9ho p\u0159\u00edjmu z n\u00e1jmu, vyu\u017eit\u00ed <a href=\"https:\/\/www.fingo.cz\/hypotecni-kalkulacka\">hypot\u00e9ky<\/a> jako finan\u010dn\u00ed p\u00e1ky i dlouhodob\u00e9ho r\u016fstu hodnoty nemovitosti. P\u0159\u00edm\u00e9 vlastnictv\u00ed nav\u00edc d\u00e1v\u00e1 pocit jistoty hmotn\u00e9ho majetku a mo\u017enost zhodnocen\u00ed prost\u0159ednictv\u00edm rekonstrukce nebo rozvoje lokality.<\/p>\n\n\n\n<p>Pokud investici financujete hypot\u00e9kou, hod\u00ed se v\u00e1m <strong><a href=\"https:\/\/www.fingo.cz\/hypotecni-kalkulacka\">hypote\u010dn\u00ed kalkula\u010dka<\/a><\/strong>.<\/p>\n\n\n\n<p><strong>V\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-stabiln-p-jem-z-n-jmu\">stabiln\u00ed p\u0159\u00edjem z n\u00e1jmu<\/li>\n\n\n\n<li id=\"htoc-mo-nost-vyu-t-hypot-ku-jako-finan-n-p-ku\">mo\u017enost vyu\u017e\u00edt hypot\u00e9ku jako finan\u010dn\u00ed p\u00e1ku<\/li>\n\n\n\n<li id=\"htoc-dlouhodob-r-st-hodnoty-nemovitosti\">dlouhodob\u00fd <strong>r\u016fst hodnoty nemovitosti<\/strong><\/li>\n\n\n\n<li id=\"htoc-pln-kontrola-nad-majetkem\">pln\u00e1 kontrola nad majetkem<\/li>\n\n\n\n<li id=\"htoc-mo-nost-zv-it-hodnotu-rekonstrukc-i-rozvojem-okol\">mo\u017enost zv\u00fd\u0161it hodnotu rekonstrukc\u00ed \u010di rozvojem okol\u00ed<\/li>\n<\/ul>\n\n\n\n<p><strong><a href=\"https:\/\/www.fingo.cz\/hypotecni-kalkulacka\/odhad-nemovitosti\">Odhad ceny nemovitosti<\/a><\/strong>&nbsp;m\u016f\u017eete vy\u0159e\u0161it i online.<\/p>\n\n\n\n<p><strong>Nev\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-vysok-vstupn-investice\">vysok\u00e1 vstupn\u00ed investice<\/li>\n\n\n\n<li id=\"htoc-n-zk-likvidita-prodej-m-e-trvat-m-s-ce\">n\u00edzk\u00e1 <strong>likvidita<\/strong> (prodej m\u016f\u017ee trvat m\u011bs\u00edce)<\/li>\n\n\n\n<li id=\"htoc-starosti-s-n-jemn-ky-a-spr-vou\">starosti s n\u00e1jemn\u00edky a spr\u00e1vou<\/li>\n\n\n\n<li id=\"htoc-riziko-neobsazenosti\"><strong>riziko neobsazenosti<\/strong><\/li>\n\n\n\n<li id=\"htoc-n-klady-na-dan-poji-t-n-a-fond-oprav\">n\u00e1klady na dan\u011b, poji\u0161t\u011bn\u00ed a fond oprav<\/li>\n<\/ul>\n\n\n\n<p class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background\">\ud83c\udfe0 <a href=\"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti\/\">Vyplat\u00ed se v\u00e1m investice do fyzick\u00e9 nemovitosti?<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<iframe src=\"https:\/\/www.fingo.cz\/banner\/mortgage\/version6\" allowfullscreen=\"\" scrolling=\"1\" style=\"\" onload=\"iframeLoaded()\" id=\"dynamicIframeHeight\" width=\"100%\" height=\"640\" frameborder=\"0\"><\/iframe>\n\n<script>\n\nconst iframe = document.getElementById('dynamicIframeHeight');\n\niframe.src = iframe.src + window.location.search;\n\n<\/script>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-realitn-pod-lov-fondy-dostupn-j-alternativa\"><strong>Realitn\u00ed pod\u00edlov\u00e9 fondy: dostupn\u011bj\u0161\u00ed alternativa<\/strong><\/h2>\n\n\n\n<p>Pokud nem\u00e1te miliony na n\u00e1kup bytu \u010di domu, mohou b\u00fdt zaj\u00edmavou volbou realitn\u00ed pod\u00edlov\u00e9 fondy. D\u00edky nim lze <a href=\"https:\/\/www.fingo.cz\/investice\">investovat<\/a> u\u017e od n\u011bkolika stovek korun a pod\u00edlet se tak na v\u00fdnosech z des\u00edtek nemovitost\u00ed spravovan\u00fdch profesion\u00e1ln\u00edm t\u00fdmem.<\/p>\n\n\n\n<p><strong>V\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-n-zk-vstupn-investice-asto-od-p-r-stovek-korun\">n\u00edzk\u00e1 vstupn\u00ed investice (\u010dasto od p\u00e1r stovek korun)<\/li>\n\n\n\n<li id=\"htoc-diverzifikace-d-ky-portfoliu-v-ce-nemovitost\"><strong>diverzifikace<\/strong> d\u00edky portfoliu v\u00edce nemovitost\u00ed<\/li>\n\n\n\n<li id=\"htoc-profesion-ln-spr-va-fondu\">profesion\u00e1ln\u00ed spr\u00e1va fondu<\/li>\n\n\n\n<li id=\"htoc-vy-likvidita-ne-u-fyzick-nemovitosti-obvykle-1-m-s-c\">vy\u0161\u0161\u00ed likvidita ne\u017e u fyzick\u00e9 nemovitosti (obvykle 1 m\u011bs\u00edc)&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><strong>Nev\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-z-vislost-na-kvalit-spr-vy-fondu\">z\u00e1vislost na kvalit\u011b spr\u00e1vy fondu<\/li>\n\n\n\n<li id=\"htoc-v-nosy-kol-saj-podle-trhu-i-obsazenosti-nemovitost\">v\u00fdnosy kol\u00edsaj\u00ed podle trhu i obsazenosti nemovitost\u00ed<\/li>\n\n\n\n<li id=\"htoc-investo-i-mus-sledovat-ukazatele-yield-wault-ltv\">investo\u0159i mus\u00ed sledovat ukazatele (Yield, WAULT, LTV)<\/li>\n\n\n\n<li id=\"htoc-riziko-spojen-se-zp-sobem-oce-ov-n-nemovitost-ve-fondu\">riziko spojen\u00e9 se zp\u016fsobem oce\u0148ov\u00e1n\u00ed nemovitost\u00ed ve fondu<\/li>\n\n\n\n<li id=\"htoc-v-rizikov-m-sc-n-i-m-e-fond-pozastavit-obchodov-n-a-na-2-roky\">v rizikov\u00e9m sc\u00e9n\u00e1\u0159i m\u016f\u017ee fond pozastavit obchodov\u00e1n\u00ed a\u017e na 2 roky&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"has-very-light-gray-to-cyan-bluish-gray-gradient-background has-background\">\ud83d\ude80 <a href=\"https:\/\/www.fingo.cz\/blog\/nejlepsi-etf-fondy\/\">Jak\u00e9 jsou nejlep\u0161\u00ed ETF fondy<\/a>?<\/p>\n\n\n\n<p>Pro prvn\u00ed orientaci se hod\u00ed i n\u00e1\u0161 <a href=\"https:\/\/www.fingo.cz\/investice\">p\u0159ehled z\u00e1klad\u016f investov\u00e1n\u00ed <\/a>do fond\u016f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-reits-nemovitosti-obchodovan-na-burze\"><strong>REITy: nemovitosti obchodovan\u00e9 na burze<\/strong><\/h2>\n\n\n\n<p>Pokud hled\u00e1te cestu, jak se zapojit do nemovitostn\u00edch investic bez nutnosti vlastnit byt \u010di d\u016fm, mohou b\u00fdt vhodn\u00fdm \u0159e\u0161en\u00edm <strong>REIT<\/strong>y (Real Estate Investment Trusts). Jde o spole\u010dnosti obchodovan\u00e9 na burze, kter\u00e9 investuj\u00ed do nemovitost\u00ed a vypl\u00e1cej\u00ed pod\u00edl ze zisku sv\u00fdm akcion\u00e1\u0159\u016fm.<\/p>\n\n\n\n<p><strong>V\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-vysok-likvidita-d-ky-obchodov-n-na-burze\">vysok\u00e1 likvidita d\u00edky obchodov\u00e1n\u00ed na burze<\/li>\n\n\n\n<li id=\"htoc-pravideln-dividendy-reity-vypl-cej-v-t-inu-zisku-investor-m\">pravideln\u00e9 dividendy (REITy vypl\u00e1cej\u00ed v\u011bt\u0161inu zisku investor\u016fm)<\/li>\n\n\n\n<li id=\"htoc-mo-nost-investovat-i-do-zahrani-n-ch-nemovitost\">mo\u017enost investovat i do zahrani\u010dn\u00edch nemovitost\u00ed<\/li>\n\n\n\n<li id=\"htoc-snadn-p-stup-k-nemovitostn-mu-trhu-bez-nutnosti-p-m-ho-vlastnictv\">snadn\u00fd p\u0159\u00edstup k nemovitostn\u00edmu trhu bez nutnosti p\u0159\u00edm\u00e9ho vlastnictv\u00ed<\/li>\n<\/ul>\n\n\n\n<p><strong>Nev\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-vy-volatilita-ne-u-fyzick-ch-nemovitost\">vy\u0161\u0161\u00ed volatilita ne\u017e u fyzick\u00fdch nemovitost\u00ed<\/li>\n\n\n\n<li id=\"htoc-m-nov-riziko-u-zahrani-n-ch-reit\">m\u011bnov\u00e9 riziko u zahrani\u010dn\u00edch REIT\u016f<\/li>\n\n\n\n<li id=\"htoc-zdan-n-dividend\">zdan\u011bn\u00ed dividend<\/li>\n\n\n\n<li id=\"htoc-vysok-korelace-s-akciov-mi-trhy-men-diverzifikace-ne-se-m-e-zd-t\">vysok\u00e1 korelace s akciov\u00fdmi trhy \u2192 men\u0161\u00ed diverzifikace, ne\u017e se m\u016f\u017ee zd\u00e1t<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-fondy-kvalifikovan-ch-investor-exkluzivn-ale-rizikov\"><strong>Fondy kvalifikovan\u00fdch investor\u016f: exkluzivn\u00ed, ale rizikov\u00e9<\/strong><\/h2>\n\n\n\n<p>Pro zku\u0161en\u011bj\u0161\u00ed investory s vy\u0161\u0161\u00edm kapit\u00e1lem mohou b\u00fdt zaj\u00edmavou mo\u017enost\u00ed <strong>fondy kvalifikovan\u00fdch investor\u016f<\/strong> (FKI). Tyto fondy se zam\u011b\u0159uj\u00ed na velk\u00e9 projekty, jako jsou logistick\u00e9 are\u00e1ly, hotely nebo obchodn\u00ed centra, a nab\u00edzej\u00ed potenci\u00e1ln\u011b vy\u0161\u0161\u00ed v\u00fdnos ne\u017e b\u011b\u017en\u00e9 pod\u00edlov\u00e9 fondy.<\/p>\n\n\n\n<p><strong>V\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-mo-nost-pod-let-se-na-exkluzivn-ch-realitn-ch-projektech\">mo\u017enost pod\u00edlet se na exkluzivn\u00edch realitn\u00edch projektech<\/li>\n\n\n\n<li id=\"htoc-potenci-ln-vy-v-nosy-ne-retailov-fondy\">potenci\u00e1ln\u011b vy\u0161\u0161\u00ed v\u00fdnosy ne\u017e retailov\u00e9 fondy<\/li>\n\n\n\n<li id=\"htoc-atraktivn-pro-dlouhodob-nemovitostn-investice\">atraktivn\u00ed pro dlouhodob\u00e9 nemovitostn\u00ed investice<\/li>\n<\/ul>\n\n\n\n<p><strong>Nev\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-vysok-vstupn-kapit-l-obvykle-od-1-milionu-korun\">vysok\u00fd vstupn\u00ed kapit\u00e1l (obvykle od 1 milionu korun)<\/li>\n\n\n\n<li id=\"htoc-n-zk-likvidita-v-stupy-asto-jen-jednou-ro-n\">n\u00edzk\u00e1 likvidita (v\u00fdstupy \u010dasto jen jednou ro\u010dn\u011b)<\/li>\n\n\n\n<li id=\"htoc-ni-m-ra-investorsk-ochrany-ne-retailov-realitn-fondy\">ni\u017e\u0161\u00ed m\u00edra investorsk\u00e9 ochrany ne\u017e retailov\u00e9 <strong>realitn\u00ed fondy<\/strong><\/li>\n\n\n\n<li id=\"htoc-fondy-mohou-b-t-v-razn-zadlu-en\">fondy mohou b\u00fdt v\u00fdrazn\u011b zadlu\u017een\u00e9<\/li>\n\n\n\n<li id=\"htoc-koncentrace-rizika-asto-investice-jen-do-omezen-ho-po-tu-projekt\">koncentrace rizika (\u010dasto investice jen do omezen\u00e9ho po\u010dtu projekt\u016f)<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<iframe id=\"iframeBannerV1_financial_freedom\" src=\"https:\/\/www.fingo.cz\/banner\/general?type=financial_freedom\" style=\"height: 265px; min-height: 265px; width: 100%; border: medium; box-shadow: 0 0 10px gray; border-radius: 14px;\" loading=\"lazy\"><\/iframe>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-korpor-tn-dluhopisy-l-kav-v-nosy-ale-velk-rizika\"><strong>Korpor\u00e1tn\u00ed dluhopisy: l\u00e1kav\u00e9 v\u00fdnosy, ale velk\u00e1 rizika<\/strong><\/h2>\n\n\n\n<p>Na \u010desk\u00e9m trhu se v posledn\u00edch letech objevila \u0159ada korpor\u00e1tn\u00edch dluhopis\u016f napojen\u00fdch na developersk\u00e9 a nemovitostn\u00ed projekty. Tyto emise l\u00e1kaj\u00ed na atraktivn\u00ed v\u00fdnosy v rozmez\u00ed 7\u201310 % ro\u010dn\u011b, realita je v\u0161ak \u010dasto rizikov\u011bj\u0161\u00ed, ne\u017e si investo\u0159i uv\u011bdomuj\u00ed.<\/p>\n\n\n\n<p><strong>V\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-mo-nost-pod-let-se-na-financov-n-konkr-tn-ch-realitn-ch-projekt\">mo\u017enost pod\u00edlet se na financov\u00e1n\u00ed konkr\u00e9tn\u00edch realitn\u00edch projekt\u016f<\/li>\n\n\n\n<li id=\"htoc-l-kav-v-nosy-vy-ne-u-st-tn-ch-dluhopis\">l\u00e1kav\u00e9 v\u00fdnosy vy\u0161\u0161\u00ed ne\u017e u st\u00e1tn\u00edch dluhopis\u016f<\/li>\n\n\n\n<li id=\"htoc-relativn-jednoduch-forma-investice-bez-nutnosti-vlastnit-nemovitost\">relativn\u011b jednoduch\u00e1 forma investice bez nutnosti vlastnit nemovitost<\/li>\n<\/ul>\n\n\n\n<p><strong>Nev\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-mnoho-emis-je-nezaji-t-n-ch-v-p-pad-krachu-emitenta-hroz-ztr-ta-cel-ho-kapit-lu\">mnoho emis\u00ed je nezaji\u0161t\u011bn\u00fdch \u2192 v p\u0159\u00edpad\u011b krachu emitenta hroz\u00ed ztr\u00e1ta cel\u00e9ho kapit\u00e1lu<\/li>\n\n\n\n<li id=\"htoc-dluhopisy-nejsou-poji-t-n-ani-garantovan\">dluhopisy nejsou poji\u0161t\u011bn\u00e9 ani garantovan\u00e9<\/li>\n\n\n\n<li id=\"htoc-v-nosov-pr-mie-oproti-st-tn-m-dluhopis-m-b-v-n-zk-a-neodpov-d-riziku\">v\u00fdnosov\u00e1 pr\u00e9mie oproti st\u00e1tn\u00edm dluhopis\u016fm b\u00fdv\u00e1 n\u00edzk\u00e1 a neodpov\u00edd\u00e1 riziku<\/li>\n\n\n\n<li id=\"htoc-n-zk-transparentnost-n-kter-ch-emitent\">n\u00edzk\u00e1 transparentnost n\u011bkter\u00fdch emitent\u016f<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-realitn-crowdfunding-i-pro-drobn-investory\"><strong>Realitn\u00ed crowdfunding: i pro drobn\u00e9 investory<\/strong><\/h2>\n\n\n\n<p>Pokud hled\u00e1te mo\u017enost, jak za\u010d\u00edt s investicemi do nemovitost\u00ed i s mal\u00fdm kapit\u00e1lem, zaj\u00edmavou volbou m\u016f\u017ee b\u00fdt <strong>realitn\u00ed crowdfunding<\/strong>. Funguje tak, \u017ee investo\u0159i se slo\u017e\u00ed na konkr\u00e9tn\u00ed projekt, nej\u010dast\u011bji formou p\u016fj\u010dky zaji\u0161t\u011bn\u00e9 nemovitost\u00ed.<\/p>\n\n\n\n<p><strong>V\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-dostupn-u-od-n-kolika-stovek-korun\">dostupn\u00fd u\u017e od n\u011bkolika stovek korun<\/li>\n\n\n\n<li id=\"htoc-mo-nost-pod-let-se-na-konkr-tn-ch-realitn-ch-projektech\">mo\u017enost pod\u00edlet se na konkr\u00e9tn\u00edch realitn\u00edch projektech<\/li>\n\n\n\n<li id=\"htoc-pravideln-rok-vypl-cen-b-hem-projektu\">pravideln\u00fd \u00farok vypl\u00e1cen\u00fd b\u011bhem projektu<\/li>\n\n\n\n<li id=\"htoc-diverzifikace-portfolia-i-pro-men-investory\">diverzifikace portfolia i pro men\u0161\u00ed investory<\/li>\n<\/ul>\n\n\n\n<p><strong>Nev\u00fdhody:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-n-zk-likvidita-pen-ze-jsou-v-t-inou-v-zan-po-celou-dobu-projektu\">n\u00edzk\u00e1 likvidita (pen\u00edze jsou v\u011bt\u0161inou v\u00e1zan\u00e9 po celou dobu projektu)<\/li>\n\n\n\n<li id=\"htoc-riziko-prodlen-nebo-nesplacen-ze-strany-developera\">riziko prodlen\u00ed nebo nesplacen\u00ed ze strany developera&nbsp;<\/li>\n\n\n\n<li id=\"htoc-v-nosy-z-vis-na-sp-chu-konkr-tn-ho-projektu\">v\u00fdnosy z\u00e1vis\u00ed na \u00fasp\u011bchu konkr\u00e9tn\u00edho projektu<\/li>\n\n\n\n<li id=\"htoc-nutnost-pe-liv-sledovat-podm-nky-a-zaji-t-n\">nutnost pe\u010dliv\u011b sledovat podm\u00ednky a zaji\u0161t\u011bn\u00ed<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-na-co-si-d-t-pozor-u-nemovitostn-ch-investic\"><strong>Na co si d\u00e1t pozor u investice do nemovitost\u00ed<\/strong><\/h2>\n\n\n\n<p><strong>Investice do nemovitost\u00ed mohou b\u00fdt stabiln\u00edm pil\u00ed\u0159em portfolia, ale rozhodn\u011b nejsou bez rizika.<\/strong><\/p>\n\n\n\n<p>Ka\u017ed\u00fd typ m\u00e1 sv\u00e1 specifika a \u00faskal\u00ed. Doporu\u010dujeme rozhodovat se s chladnou hlavou, ne podle marketingov\u00fdch let\u00e1k\u016f nebo slibovan\u00e9ho v\u00fdnosu. Kl\u00ed\u010dov\u00e9 jsou data, diverzifikace a dlouhodob\u00e1 udr\u017eitelnost investice.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Varianta<\/th><th>Vstupn\u00ed kapit\u00e1l<\/th><th>Likvidita<\/th><th>P\u0159\u00edjem<\/th><th>Co hl\u00eddat<\/th><\/tr><\/thead><tbody><tr><td>P\u0159\u00edm\u00e9 vlastnictv\u00ed<\/td><td>Vysok\u00fd<\/td><td>N\u00edzk\u00e1<\/td><td>N\u00e1jem<\/td><td>Neobsazenost, \u00fadr\u017eba<\/td><\/tr><tr><td>Realitn\u00ed fondy<\/td><td>N\u00edzk\u00fd<\/td><td>St\u0159edn\u00ed<\/td><td>V\u00fdplata pod\u00edlu<\/td><td>Poplatky, oce\u0148ov\u00e1n\u00ed<\/td><\/tr><tr><td>REIT<\/td><td>N\u00edzk\u00fd<\/td><td>Vysok\u00e1<\/td><td>Dividendy<\/td><td>Volatilita, m\u011bnov\u00e9 riziko<\/td><\/tr><tr><td>Crowdfunding<\/td><td>N\u00edzk\u00fd<\/td><td>N\u00edzk\u00e1<\/td><td>\u00darok<\/td><td>Riziko projektu, zaji\u0161t\u011bn\u00ed<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-zva-ujete-investice-do-nemovitost\">Zva\u017eujete<strong> investice do nemovitost\u00ed<\/strong>?<\/h2>\n\n\n\n<p><strong>Investice do nemovitost\u00ed<\/strong>&nbsp;mohou b\u00fdt cestou k dlouhodob\u00e9mu&nbsp;<strong>pasivn\u00edmu p\u0159\u00edjmu<\/strong>&nbsp;i ochran\u011b \u00faspor p\u0159ed&nbsp;<strong>inflac\u00ed<\/strong>.<br>A\u0165 u\u017e zvol\u00edte&nbsp;<strong>p\u0159\u00edm\u00e9 vlastnictv\u00ed<\/strong>, nebo&nbsp;<strong>investici p\u0159es realitn\u00ed fondy \u010di crowdfunding<\/strong>, v\u017edy je d\u016fle\u017eit\u00e9 rozum\u011bt rizik\u016fm, diverzifikovat a volit \u0159e\u0161en\u00ed odpov\u00eddaj\u00edc\u00ed va\u0161im c\u00edl\u016fm.<\/p>\n\n\n\n<p>P\u0159em\u00fd\u0161l\u00edte o investici do nemovitost\u00ed? Oslovte <a href=\"https:\/\/www.fingo.cz\/kontakty\">na\u0161e specialisty<\/a> z FinGO a pom\u016f\u017eeme v\u00e1m vybrat variantu, kter\u00e1 nejl\u00e9pe odpov\u00edd\u00e1 va\u0161im c\u00edl\u016fm i finan\u010dn\u00edm mo\u017enostem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-asto-kladen-ot-zky-o-investic-ch-do-nemovitost\">\u010casto kladen\u00e9 ot\u00e1zky o investic\u00edch do nemovitost\u00ed<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-co-je-investice-do-nemovitost\">\u2753Co je investice do nemovitost\u00ed?<\/h3>\n\n\n\n<p><strong>Investice do nemovitost\u00ed <\/strong>znamen\u00e1 vlo\u017eit pen\u00edze do bytu, domu, pozemku nebo nemovitostn\u00edho fondu s c\u00edlem z\u00edskat v\u00fdnos z pron\u00e1jmu \u010di z r\u016fstu hodnoty majetku.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-jak-jsou-hlavn-mo-nosti-investov-n-do-nemovitost\">\u2753Jak\u00e9 jsou hlavn\u00ed mo\u017enosti investov\u00e1n\u00ed do nemovitost\u00ed?<\/h3>\n\n\n\n<p>M\u016f\u017eete investovat p\u0159\u00edmo \u2013 koup\u00ed bytu nebo domu, nebo nep\u0159\u00edmo \u2013 prost\u0159ednictv\u00edm realitn\u00edch fond\u016f, REIT spole\u010dnost\u00ed, fond\u016f kvalifikovan\u00fdch investor\u016f \u010di realitn\u00edho crowdfundingu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-jak-jsou-v-hody-p-m-ho-vlastnictv-nemovitosti\">\u2753Jak\u00e9 jsou v\u00fdhody p\u0159\u00edm\u00e9ho vlastnictv\u00ed nemovitosti?<\/h3>\n\n\n\n<p>Stabiln\u00ed p\u0159\u00edjem z n\u00e1jmu, mo\u017enost vyu\u017e\u00edt hypot\u00e9ku jako finan\u010dn\u00ed p\u00e1ku a dlouhodob\u00fd r\u016fst hodnoty nemovitosti. Investor m\u00e1 plnou kontrolu nad majetkem.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-jak-rizika-m-p-m-vlastnictv\">\u2753Jak\u00e1 rizika m\u00e1 p\u0159\u00edm\u00e9 vlastnictv\u00ed?<\/h3>\n\n\n\n<p>Vysok\u00e1 vstupn\u00ed investice, ni\u017e\u0161\u00ed likvidita, starosti s n\u00e1jemn\u00edky, riziko neobsazenosti a n\u00e1klady na \u00fadr\u017ebu, poji\u0161t\u011bn\u00ed \u010di dan\u011b.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-co-jsou-realitn-pod-lov-fondy-a-pro-koho-se-hod\">\u2753Co jsou realitn\u00ed pod\u00edlov\u00e9 fondy a pro koho se hod\u00ed?<\/h3>\n\n\n\n<p><strong>Realitn\u00ed fondy<\/strong> umo\u017e\u0148uj\u00ed investovat u\u017e od n\u011bkolika stovek korun a pod\u00edlet se na v\u00fdnosech z v\u011bt\u0161\u00edho portfolia nemovitost\u00ed. Jsou vhodn\u00e9 pro investory, kte\u0159\u00ed necht\u011bj\u00ed kupovat nemovitost p\u0159\u00edmo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-co-jsou-reit-spole-nosti\">\u2753Co jsou REIT spole\u010dnosti?<\/h3>\n\n\n\n<p><strong>REIT (Real Estate Investment Trust)<\/strong>&nbsp;je burzovn\u011b obchodovan\u00e1 spole\u010dnost, kter\u00e1 vlastn\u00ed nemovitosti a vypl\u00e1c\u00ed investor\u016fm dividendy. Nab\u00edzej\u00ed vy\u0161\u0161\u00ed likviditu a p\u0159\u00edstup i k zahrani\u010dn\u00edm trh\u016fm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-co-jsou-fondy-kvalifikovan-ch-investor-fki\">\u2753Co jsou fondy kvalifikovan\u00fdch investor\u016f (FKI)?<\/h3>\n\n\n\n<p>FKI jsou ur\u010deny zku\u0161en\u011bj\u0161\u00edm investor\u016fm s kapit\u00e1lem alespo\u0148 1 milion K\u010d. Umo\u017e\u0148uj\u00ed pod\u00edlet se na velk\u00fdch projektech, jako jsou hotely, logistick\u00e9 are\u00e1ly \u010di obchodn\u00ed centra.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-co-je-realitn-crowdfunding\">\u2753Co je realitn\u00ed crowdfunding?<\/h3>\n\n\n\n<p><strong>Realitn\u00ed crowdfunding<\/strong>&nbsp;umo\u017e\u0148uje investovat men\u0161\u00ed \u010d\u00e1stky do konkr\u00e9tn\u00edch projekt\u016f p\u0159es online platformy. V\u00fdhodou je dostupnost, rizikem ni\u017e\u0161\u00ed likvidita a z\u00e1vislost na \u00fasp\u011bchu projektu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-na-co-si-d-t-pozor-p-i-investov-n-do-nemovitost\">\u2753Na co si d\u00e1t pozor p\u0159i investov\u00e1n\u00ed do nemovitost\u00ed?<\/h3>\n\n\n\n<p>Sledujte likviditu, rizika spojen\u00e1 s trhem, v\u00fd\u0161i poplatk\u016f a zp\u016fsob, jak\u00fdm je nemovitost oce\u0148ov\u00e1na. D\u016fle\u017eit\u00e1 je diverzifikace \u2013 neinvestujte v\u0161e do jedn\u00e9 nemovitosti \u010di fondu.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>Upozorn\u011bn\u00ed:<\/strong> Informace uveden\u00e9 v tomto dokumentu slou\u017e\u00ed pouze pro informa\u010dn\u00ed \u00fa\u010dely a nem\u011bly by b\u00fdt pova\u017eov\u00e1ny za investi\u010dn\u00ed poradenstv\u00ed. P\u0159\u00edklady a sc\u00e9n\u00e1\u0159e jsou hypotetick\u00e9 a slou\u017e\u00ed pouze k ilustrativn\u00edm \u00fa\u010del\u016fm.<\/p>\n\n\n\n<p>Investov\u00e1n\u00ed do fond\u016f obchodovan\u00fdch na burze zahrnuje rizika, v\u010detn\u011b mo\u017en\u00e9 ztr\u00e1ty investovan\u00e9ho kapit\u00e1lu. Hodnota investic se m\u016f\u017ee m\u011bnit v z\u00e1vislosti na tr\u017en\u00edch podm\u00ednk\u00e1ch, ekonomick\u00fdch a dal\u0161\u00edch faktorech. Minul\u00e9 v\u00fdkony nejsou z\u00e1rukou v\u00fdkon\u016f budouc\u00edch. P\u0159ed u\u010din\u011bn\u00edm jak\u00fdchkoli investi\u010dn\u00edch rozhodnut\u00ed byste m\u011bli zv\u00e1\u017eit svou individu\u00e1ln\u00ed finan\u010dn\u00ed situaci, investi\u010dn\u00ed c\u00edle, toleranci rizika a poradit se s licencovan\u00fdm finan\u010dn\u00edm poradcem. Tento dokument nep\u0159edstavuje nab\u00eddku k prodeji nebo v\u00fdzvu k n\u00e1kupu jak\u00fdchkoli cenn\u00fdch pap\u00edr\u016f. P\u0159ed u\u010din\u011bn\u00edm investi\u010dn\u00edho rozhodnut\u00ed si v\u017edy p\u0159e\u010dt\u011bte prospekty investi\u010dn\u00edch n\u00e1stroj\u016f a dal\u0161\u00ed relevantn\u00ed dokumentaci.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Autor \u010dl\u00e1nku: Ji\u0159\u00ed Fajt, seniorn\u00ed investi\u010dn\u00ed specialista ve spole\u010dnosti FinGO.cz Investice do nemovitost\u00ed znamen\u00e1 vlo\u017eit kapit\u00e1l do nemovitosti (byt, d\u016fm, pozemek) \u010di do nemovitostn\u00edch aktiv (fondy, REIT), abyste z\u00edskali v\u00fdnos z pron\u00e1jmu nebo z r\u016fstu hodnoty. Ka\u017ed\u00e1 varianta m\u00e1 sv\u00e9 v\u00fdhody i rizika, kter\u00e9 si v tomto \u010dl\u00e1nku podrobn\u011b rozeb\u00edr\u00e1me. A\u0165 u\u017e disponujete miliony, nebo jen n\u011bkolika tis\u00edci korunami, v\u017edy existuje vhodn\u00e1 varianta. N\u00ed\u017ee se do\u010dtete jak investovat do nemovitost\u00ed. Naposledy aktualizov\u00e1no: 17. 10. 2025 Makroekonomick\u00fd kontext a diverzifikace portfolia Investice do nemovitost\u00ed&nbsp;mohou b\u00fdt siln\u00fdm n\u00e1strojem ochrany p\u0159ed&nbsp;inflac\u00ed&nbsp;a v\u00fdkyvy&nbsp;\u00farokov\u00fdch sazeb.Zat\u00edmco ceny akci\u00ed nebo dluhopis\u016f mohou v kr\u00e1tkodob\u00e9m horizontu kol\u00edsat,&nbsp;nemovitosti si \u010dasto udr\u017euj\u00ed hodnotu&nbsp;a p\u0159in\u00e1\u0161ej\u00ed&nbsp;pasivn\u00ed p\u0159\u00edjem z pron\u00e1jmu.Proto se dob\u0159e hod\u00ed jako dopln\u011bk k jin\u00fdm aktiv\u016fm a pom\u00e1haj\u00ed&nbsp;diverzifikovat investi\u010dn\u00ed portfolio.Spr\u00e1vn\u011b zvolen\u00e1&nbsp;nemovitostn\u00ed investice&nbsp;m\u016f\u017ee d\u00edky kombinaci pravideln\u00e9ho v\u00fdnosu a r\u016fstu hodnoty stabilizovat va\u0161e dlouhodob\u00e9 v\u00fdsledky. P\u0159\u00edm\u00e9 vlastnictv\u00ed: stabiln\u00ed, ale n\u00e1ro\u010dn\u00e9 Jednou z nejb\u011b\u017en\u011bj\u0161\u00edch forem investice do nemovitost\u00ed je p\u0159\u00edm\u00e9 vlastnictv\u00ed bytu nebo domu. Investor z\u00edsk\u00e1v\u00e1 mo\u017enost pravideln\u00e9ho p\u0159\u00edjmu z n\u00e1jmu, vyu\u017eit\u00ed hypot\u00e9ky jako finan\u010dn\u00ed p\u00e1ky i dlouhodob\u00e9ho r\u016fstu hodnoty nemovitosti. P\u0159\u00edm\u00e9 vlastnictv\u00ed nav\u00edc d\u00e1v\u00e1 pocit jistoty hmotn\u00e9ho majetku a mo\u017enost zhodnocen\u00ed prost\u0159ednictv\u00edm rekonstrukce nebo rozvoje lokality. Pokud investici financujete hypot\u00e9kou, hod\u00ed se v\u00e1m hypote\u010dn\u00ed kalkula\u010dka. V\u00fdhody: Odhad ceny nemovitosti&nbsp;m\u016f\u017eete vy\u0159e\u0161it i online. Nev\u00fdhody: [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":2672,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-2670","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investice"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Investice do nemovitost\u00ed: FinGO.cz<\/title>\n<meta name=\"description\" content=\"Investice do nemovitost\u00ed v\u00e1m mohou zajistit stabilitu i v\u00fdnos. Objevte mo\u017enosti, v\u00fdhody, rizika a zjist\u011bte, kter\u00e1 se hod\u00ed pr\u00e1v\u011b pro v\u00e1s.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Investice do nemovitost\u00ed: jak za\u010d\u00edt a vybrat si spr\u00e1vnou cestu\" \/>\n<meta property=\"og:description\" content=\"Investice do nemovitost\u00ed v\u00e1m mohou zajistit stabilitu i v\u00fdnos. Objevte mo\u017enosti, v\u00fdhody, rizika a zjist\u011bte, kter\u00e1 se hod\u00ed pr\u00e1v\u011b pro v\u00e1s.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog FinGO.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fingo.cz\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-17T11:16:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-03T17:48:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2025\/10\/investovani_do_nemo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1344\" \/>\n\t<meta property=\"og:image:height\" content=\"896\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ji\u0159\u00ed Fajt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fingocz\" \/>\n<meta name=\"twitter:site\" content=\"@fingocz\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ji\u0159\u00ed Fajt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/\"},\"author\":{\"name\":\"Ji\u0159\u00ed Fajt\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/c8960f9293983cd11b693bb8b179599c\"},\"headline\":\"Investice do nemovitost\u00ed: jak za\u010d\u00edt a vybrat si spr\u00e1vnou cestu\",\"datePublished\":\"2025-10-17T11:16:58+00:00\",\"dateModified\":\"2025-11-03T17:48:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/\"},\"wordCount\":1950,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/investovani_do_nemo.png\",\"articleSection\":[\"Investice\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/\",\"name\":\"Investice do nemovitost\u00ed: FinGO.cz\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/investovani_do_nemo.png\",\"datePublished\":\"2025-10-17T11:16:58+00:00\",\"dateModified\":\"2025-11-03T17:48:47+00:00\",\"description\":\"Investice do nemovitost\u00ed v\u00e1m mohou zajistit stabilitu i v\u00fdnos. Objevte mo\u017enosti, v\u00fdhody, rizika a zjist\u011bte, kter\u00e1 se hod\u00ed pr\u00e1v\u011b pro v\u00e1s.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/investovani_do_nemo.png\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/investovani_do_nemo.png\",\"width\":1344,\"height\":896,\"caption\":\"Investov\u00e1n\u00ed do nemovitost\u00ed\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/investice-do-nemovitosti-2\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Dom\u016f\",\"item\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Investice do nemovitost\u00ed: jak za\u010d\u00edt a vybrat si spr\u00e1vnou cestu\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\",\"name\":\"Blog FinGO.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\",\"name\":\"Fingo.cz\",\"alternateName\":\"Nez\u00e1visl\u00e9 finan\u010dn\u00ed slu\u017eby - Fingo.cz\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo.png\",\"width\":300,\"height\":118,\"caption\":\"Fingo.cz\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fingo.cz\\\/\",\"https:\\\/\\\/x.com\\\/fingocz\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCGwO0jxau7AaMq0gKUcCh7A\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fingo-cz\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/c8960f9293983cd11b693bb8b179599c\",\"name\":\"Ji\u0159\u00ed Fajt\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/cropped-Snimek-obrazovky-2024-08-22-v-10.55.11-96x96.png\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/cropped-Snimek-obrazovky-2024-08-22-v-10.55.11-96x96.png\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/cropped-Snimek-obrazovky-2024-08-22-v-10.55.11-96x96.png\",\"caption\":\"Ji\u0159\u00ed Fajt\"},\"description\":\"Ji\u0159\u00ed je Seniorn\u00ed investi\u010dn\u00ed specialista ve spole\u010dnosti FinGO.cz. Jeho \u00fakolem je vzd\u011bl\u00e1v\u00e1n\u00ed a podpora odborn\u00fdch poradc\u016f. Rozv\u00edj\u00ed nov\u00e9 postupy v investov\u00e1n\u00ed, kter\u00e9 posouvaj\u00ed tradi\u010dn\u00ed investi\u010dn\u00ed modely.\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/author\\\/jiri-fajt\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Investice do nemovitost\u00ed: FinGO.cz","description":"Investice do nemovitost\u00ed v\u00e1m mohou zajistit stabilitu i v\u00fdnos. Objevte mo\u017enosti, v\u00fdhody, rizika a zjist\u011bte, kter\u00e1 se hod\u00ed pr\u00e1v\u011b pro v\u00e1s.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/","og_locale":"cs_CZ","og_type":"article","og_title":"Investice do nemovitost\u00ed: jak za\u010d\u00edt a vybrat si spr\u00e1vnou cestu","og_description":"Investice do nemovitost\u00ed v\u00e1m mohou zajistit stabilitu i v\u00fdnos. Objevte mo\u017enosti, v\u00fdhody, rizika a zjist\u011bte, kter\u00e1 se hod\u00ed pr\u00e1v\u011b pro v\u00e1s.","og_url":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/","og_site_name":"Blog FinGO.cz","article_publisher":"https:\/\/www.facebook.com\/fingo.cz\/","article_published_time":"2025-10-17T11:16:58+00:00","article_modified_time":"2025-11-03T17:48:47+00:00","og_image":[{"width":1344,"height":896,"url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2025\/10\/investovani_do_nemo.png","type":"image\/png"}],"author":"Ji\u0159\u00ed Fajt","twitter_card":"summary_large_image","twitter_creator":"@fingocz","twitter_site":"@fingocz","twitter_misc":{"Napsal(a)":"Ji\u0159\u00ed Fajt","Odhadovan\u00e1 doba \u010dten\u00ed":"8 minut"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/#article","isPartOf":{"@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/"},"author":{"name":"Ji\u0159\u00ed Fajt","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/person\/c8960f9293983cd11b693bb8b179599c"},"headline":"Investice do nemovitost\u00ed: jak za\u010d\u00edt a vybrat si spr\u00e1vnou cestu","datePublished":"2025-10-17T11:16:58+00:00","dateModified":"2025-11-03T17:48:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/"},"wordCount":1950,"publisher":{"@id":"https:\/\/www.fingo.cz\/blog\/#organization"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2025\/10\/investovani_do_nemo.png","articleSection":["Investice"],"inLanguage":"cs"},{"@type":"WebPage","@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/","url":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/","name":"Investice do nemovitost\u00ed: FinGO.cz","isPartOf":{"@id":"https:\/\/www.fingo.cz\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/#primaryimage"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2025\/10\/investovani_do_nemo.png","datePublished":"2025-10-17T11:16:58+00:00","dateModified":"2025-11-03T17:48:47+00:00","description":"Investice do nemovitost\u00ed v\u00e1m mohou zajistit stabilitu i v\u00fdnos. Objevte mo\u017enosti, v\u00fdhody, rizika a zjist\u011bte, kter\u00e1 se hod\u00ed pr\u00e1v\u011b pro v\u00e1s.","breadcrumb":{"@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/#primaryimage","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2025\/10\/investovani_do_nemo.png","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2025\/10\/investovani_do_nemo.png","width":1344,"height":896,"caption":"Investov\u00e1n\u00ed do nemovitost\u00ed"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.cz\/blog\/investice-do-nemovitosti-2\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Dom\u016f","item":"https:\/\/www.fingo.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Investice do nemovitost\u00ed: jak za\u010d\u00edt a vybrat si spr\u00e1vnou cestu"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.cz\/blog\/#website","url":"https:\/\/www.fingo.cz\/blog\/","name":"Blog FinGO.cz","description":"","publisher":{"@id":"https:\/\/www.fingo.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/www.fingo.cz\/blog\/#organization","name":"Fingo.cz","alternateName":"Nez\u00e1visl\u00e9 finan\u010dn\u00ed slu\u017eby - Fingo.cz","url":"https:\/\/www.fingo.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/06\/logo.png","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/06\/logo.png","width":300,"height":118,"caption":"Fingo.cz"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fingo.cz\/","https:\/\/x.com\/fingocz","https:\/\/www.youtube.com\/channel\/UCGwO0jxau7AaMq0gKUcCh7A","https:\/\/www.linkedin.com\/company\/fingo-cz\/"]},{"@type":"Person","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/person\/c8960f9293983cd11b693bb8b179599c","name":"Ji\u0159\u00ed Fajt","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/08\/cropped-Snimek-obrazovky-2024-08-22-v-10.55.11-96x96.png","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/08\/cropped-Snimek-obrazovky-2024-08-22-v-10.55.11-96x96.png","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/08\/cropped-Snimek-obrazovky-2024-08-22-v-10.55.11-96x96.png","caption":"Ji\u0159\u00ed Fajt"},"description":"Ji\u0159\u00ed je Seniorn\u00ed investi\u010dn\u00ed specialista ve spole\u010dnosti FinGO.cz. Jeho \u00fakolem je vzd\u011bl\u00e1v\u00e1n\u00ed a podpora odborn\u00fdch poradc\u016f. Rozv\u00edj\u00ed nov\u00e9 postupy v investov\u00e1n\u00ed, kter\u00e9 posouvaj\u00ed tradi\u010dn\u00ed investi\u010dn\u00ed modely.","url":"https:\/\/www.fingo.cz\/blog\/author\/jiri-fajt\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/2670","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2670"}],"version-history":[{"count":9,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/2670\/revisions"}],"predecessor-version":[{"id":2725,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/2670\/revisions\/2725"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media\/2672"}],"wp:attachment":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2670"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2670"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2670"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}