{"id":2023,"date":"2024-03-11T15:28:25","date_gmt":"2024-03-11T14:28:25","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=2023"},"modified":"2024-03-11T15:28:27","modified_gmt":"2024-03-11T14:28:27","slug":"udrzitelne-bydleni-uveru-je-siroka-skala-ted-uz-si-jen-dobre-vybrat","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/udrzitelne-bydleni-uveru-je-siroka-skala-ted-uz-si-jen-dobre-vybrat\/","title":{"rendered":"Udr\u017eiteln\u00e9 bydlen\u00ed: \u00fav\u011br\u016f je \u0161irok\u00e1 \u0161k\u00e1la, te\u010f u\u017e si jen dob\u0159e vybrat\u2026"},"content":{"rendered":"\n<p><strong>\u00dav\u011bry na ekologick\u00e9 nebo udr\u017eiteln\u00e9 bydlen\u00ed jsou speci\u00e1ln\u011b navr\u017een\u00e9 finan\u010dn\u00ed produkty. Maj\u00ed podpo\u0159it investice do zlep\u0161en\u00ed energetick\u00e9 efektivity, vyu\u017eit\u00ed obnoviteln\u00fdch zdroj\u016f energie a obecn\u011b k udr\u017eiteln\u00fdm zp\u016fsob\u016fm bydlen\u00ed. Poskytuj\u00ed je r\u016fzn\u00e9 finan\u010dn\u00ed instituce, v\u010detn\u011b bank a stavebn\u00edch spo\u0159itelen. Jejich c\u00edlem je motivovat dom\u00e1cnosti i firmy k investic\u00edm, kter\u00e9 vedou ke sn\u00ed\u017een\u00ed energetick\u00e9 n\u00e1ro\u010dnosti budov a k pozitivn\u00edmu dopadu na \u017eivotn\u00ed prost\u0159ed\u00ed.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">V \u010dl\u00e1nku se do\u010dtete<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#h-jak-financovat-ekologicke-vylepseni-vasi-domacnosti\">Jak financovat ekologick\u00e9 vylep\u0161en\u00ed va\u0161\u00ed dom\u00e1cnosti<\/a><\/li><li class=\"\"><a href=\"#h-snizeni-nakladu-vyssi-hodnota-domu\">Sn\u00ed\u017een\u00ed n\u00e1klad\u016f, vy\u0161\u0161\u00ed hodnota dom\u016f <\/a><\/li><li class=\"\"><a href=\"#h-kdo-muze-o-dotaci-na-udrzitelne-bydleni-pozadat\">Kdo m\u016f\u017ee o dotaci na udr\u017eiteln\u00e9 bydlen\u00ed po\u017e\u00e1dat?<\/a><\/li><li class=\"\"><a href=\"#h-kolik-muze-zadatel-o-dotaci-na-udrzitelne-bydleni-dostat\">Kolik m\u016f\u017ee \u017eadatel o dotaci na udr\u017eiteln\u00e9 bydlen\u00ed dostat?<\/a><\/li><li class=\"\"><a href=\"#h-uvery-a-dotacni-poradenstvi\">\u00dav\u011bry a dota\u010dn\u00ed poradenstv\u00ed<\/a><\/li><li class=\"\"><a href=\"#h-nabidky-a-podminky-u-jednotlivych-bank\">Nab\u00eddky a podm\u00ednky u jednotliv\u00fdch bank<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jak-financovat-ekologicke-vylepseni-vasi-domacnosti\">Jak financovat ekologick\u00e9 vylep\u0161en\u00ed va\u0161\u00ed dom\u00e1cnosti<\/h2>\n\n\n\n<p>Banky a stavebn\u00ed spo\u0159itelny nab\u00edzej\u00ed \u00fav\u011brov\u00e9 produkty zam\u011b\u0159en\u00e9 na financov\u00e1n\u00ed vylep\u0161en\u00ed dom\u00e1cnost\u00ed nebo novostaveb s d\u016frazem na udr\u017eitelnost. Existuj\u00ed tak\u00e9 <strong>vl\u00e1dn\u00ed a region\u00e1ln\u00ed programy<\/strong> poskytuj\u00edc\u00ed granty, \u00fav\u011bry s\u00a0v\u00fdhodn\u011bj\u0161\u00ed \u00farokovou sazbou, dotace, da\u0148ov\u00e9 \u00falevy nebo jin\u00e9 finan\u010dn\u00ed pob\u00eddky pro podporu ekologick\u00e9ho bydlen\u00ed. Stejn\u011b jako nebankovn\u00ed fondy, kter\u00e9 kladou d\u016fraz na inovace nebo soci\u00e1ln\u00ed dopad. V\u0161ichni tito poskytovatel\u00e9 reaguj\u00ed na rostouc\u00ed z\u00e1jem ve\u0159ejnosti o udr\u017eiteln\u00e9 bydlen\u00ed a na legislativn\u00ed opat\u0159en\u00ed, kter\u00e1 podporuj\u00ed energetickou efektivitu a udr\u017eitelnost.\u00a0<\/p>\n\n\n\n<p><strong>\u00dav\u011bry na udr\u017eiteln\u00e9 bydlen\u00ed mohou investo\u0159i vyu\u017e\u00edt na \u0161irokou \u0161k\u00e1lu opat\u0159en\u00ed<\/strong> \u2013 nej\u010dast\u011bji to je instalace sol\u00e1rn\u00edch nebo fotovoltaick\u00fdch panel\u016f. D\u00e1le zateplen\u00ed budov, konkr\u00e9tn\u011b izolace st\u0159ech, zd\u00ed a tak\u00e9 v\u00fdm\u011bna oken. Pen\u00edze tak\u00e9 vyu\u017e\u00edvaj\u00ed na modernizaci vyt\u00e1p\u011bc\u00edch a chladic\u00edch syst\u00e9m\u016f, kter\u00e9 vym\u011b\u0148uj\u00ed za jejich \u00fa\u010dinn\u011bj\u0161\u00ed a ekologi\u010dt\u011bj\u0161\u00ed varianty. Krom\u011b \u00faspor p\u0159i vyt\u00e1p\u011bn\u00ed majitele dom\u016f zaj\u00edmaj\u00ed tak\u00e9 mo\u017enosti instalace syst\u00e9m\u016f pro <strong>\u0161etrnou spr\u00e1vu vody<\/strong> nebo syst\u00e9my na <strong>sb\u011br de\u0161\u0165ov\u00e9 vody<\/strong>.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background has-link-color wp-elements-350a1e3f462c880b8eb98548466f2124\"><strong>P\u0159e\u010dt\u011bte si tak\u00e9 n\u00e1\u0161 \u010dl\u00e1nek: <\/strong><a href=\"https:\/\/www.fingo.cz\/blog\/fotovoltaicke-panely-10-rad-jak-dosahnout-maximalni-uspory\/\">FOTOVOLTAICK\u00c9 PANELY: 10 RAD JAK DOS\u00c1HNOUT MAXIM\u00c1LN\u00cd \u00daSPORY<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-snizeni-nakladu-vyssi-hodnota-domu\">Sn\u00ed\u017een\u00ed n\u00e1klad\u016f, vy\u0161\u0161\u00ed hodnota dom\u016f <\/h2>\n\n\n\n<p>Z\u00e1jem o \u00fav\u011bry na udr\u017eiteln\u00e9 bydlen\u00ed roste se zvy\u0161uj\u00edc\u00edm se pov\u011bdom\u00edm o klimatick\u00fdch zm\u011bn\u00e1ch a legislativn\u00edch opat\u0159en\u00edch, kter\u00e9 podporuj\u00ed energetickou efektivitu a udr\u017eitelnost. <em>\u201ePodle na\u0161ich zku\u0161enost\u00ed tak\u00e9 mnoho lid\u00ed a firem hled\u00e1 zp\u016fsoby, jak sn\u00ed\u017eit sv\u00e9 energetick\u00e9 n\u00e1klady, ale tak\u00e9 zv\u00fd\u0161it hodnotu sv\u00fdch nemovitost\u00ed, co\u017e pr\u00e1v\u011b \u00fav\u011bry na udr\u017eiteln\u00e9 bydlen\u00ed umo\u017e\u0148uj\u00ed,\u201c<\/em> \u0159\u00edk\u00e1 <strong>Petr Mot\u00e1\u010dek<\/strong>, \u00fav\u011brov\u00fd specialista ze spole\u010dnosti <a href=\"https:\/\/www.fingo.cz\/\">FinGO<\/a>.<\/p>\n\n\n\n<p>Hodnotu nemovitost\u00ed zvy\u0161uj\u00ed i v\u0161ichni ti, kte\u0159\u00ed se p\u0159ihl\u00e1sili do nov\u00e9ho dota\u010dn\u00edho programu \u201eOprav d\u016fm po babi\u010dce\u201c. Program se zam\u011b\u0159uje na kompletn\u00ed renovaci star\u0161\u00edch dom\u016f \u2013 tak\u00e9 s\u00a0c\u00edlem v\u00fdrazn\u011b <strong>sn\u00ed\u017eit energetick\u00e9 n\u00e1klady na jej\u00ed provoz<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kdo-muze-o-dotaci-na-udrzitelne-bydleni-pozadat\"><strong>Kdo m\u016f\u017ee o dotaci na udr\u017eiteln\u00e9 bydlen\u00ed po\u017e\u00e1dat?<\/strong><\/h2>\n\n\n\n<p><strong>Po\u017e\u00e1dat mohou vlastn\u00edci rodinn\u00fdch dom\u016f nebo rekrea\u010dn\u00edch objekt\u016f, pokud v\u00a0nich maj\u00ed trval\u00e9 bydli\u0161t\u011b, kte\u0159\u00ed jsou ekonomicky aktivn\u00ed. Tedy zam\u011bstnanci, zam\u011bstnavatel\u00e9, osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9, pracuj\u00edc\u00ed d\u016fchodci, pracuj\u00edc\u00ed studenti, stejn\u011b jako t\u0159eba rodi\u010de na\u00a0mate\u0159sk\u00e9 dovolen\u00e9.\u00a0<\/strong><\/p>\n\n\n\n<p>Pro z\u00edsk\u00e1n\u00ed dotace mus\u00edte realizovat optim\u00e1ln\u00edho zateplen\u00ed st\u011bn, st\u0159echy a podlah, d\u00edky kter\u00fdm dos\u00e1hnete po\u017eadovan\u00e9 energetick\u00e9 \u00faspory. Sou\u010d\u00e1st\u00ed \u017e\u00e1dosti o dotaci m\u016f\u017ee b\u00fdt i podpora dal\u0161\u00edch \u00fasporn\u00fdch opat\u0159en\u00ed, v\u010detn\u011b instalace fotovoltaiky, v\u00fdm\u011bny kotle, po\u0159\u00edzen\u00ed tepeln\u00e9ho \u010derpadla, zaveden\u00ed syst\u00e9m\u016f pro sb\u011br a vyu\u017eit\u00ed de\u0161\u0165ov\u00e9 nebo odpadn\u00ed vody, realizace zelen\u00e9 st\u0159echy, v\u011btr\u00e1n\u00ed s\u00a0rekuperac\u00ed, instalace nab\u00edje\u010dky pro osobn\u00ed elektroauto a dal\u0161\u00edch.<\/p>\n\n\n\n<p><em>\u201ePoradci FinGO sv\u00e9 klienty dok\u00e1\u017e\u00ed cel\u00fdm procesem z\u00edsk\u00e1n\u00ed dotace prov\u00e9st. Rovn\u011b\u017e jim, krom\u011b pomoci se z\u00edsk\u00e1n\u00edm dotace, um\u00ed dodat spolehliv\u00e9 experty na fotovoltaiku. T\u011bmi disponuje kup\u0159\u00edkladu partnersk\u00e1 firma Enedom,\u201c<\/em> pokra\u010duje Petr Mot\u00e1\u010dek.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"747\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr-2.png\" alt=\"\" class=\"wp-image-2029\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr-2.png 1000w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr-2-300x224.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr-2-768x574.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-kolik-muze-zadatel-o-dotaci-na-udrzitelne-bydleni-dostat\"><strong>Kolik m\u016f\u017ee \u017eadatel o dotaci na udr\u017eiteln\u00e9 bydlen\u00ed dostat?<\/strong><\/h2>\n\n\n\n<p>P\u0159i spr\u00e1vn\u00e9m pod\u00e1n\u00ed \u017e\u00e1dosti m\u016f\u017eete na optim\u00e1ln\u00ed zateplen\u00ed z\u00edskat <strong>a\u017e jeden milion korun<\/strong>, a to dokonce z\u00e1lohov\u011b p\u0159edem. Dal\u0161\u00ed finan\u010dn\u00ed prost\u0159edky jsou pak p\u0159ipraveny na podporu ostatn\u00edch \u00fasporn\u00fdch opat\u0159en\u00ed, v\u010detn\u011b <strong>rodinn\u00e9ho bonusu 50 tis\u00edc K\u010d na ka\u017ed\u00e9 nezaopat\u0159en\u00e9 d\u00edt\u011b<\/strong>, tak\u017ee celkov\u011b m\u016f\u017ee dotace pokr\u00fdt <strong>a\u017e polovinu v\u00fddaj\u016f.<\/strong><\/p>\n\n\n\n<p>Kdo n\u011bkdy stav\u011bl, nebo sp\u00ed\u0161 rekonstruoval, tak v\u00ed, \u017ee star\u0161\u00ed d\u016fm sk\u00fdt\u00e1 p\u0159i oprav\u011b \u0159adu ne\u010dekan\u00fdch, v\u011bt\u0161inou nep\u0159\u00edjemn\u00fdch a dost n\u00e1kladn\u00fdch p\u0159ekvapen\u00ed. Proto program Oprav d\u016fm po babi\u010dce dopl\u0148uj\u00ed od leto\u0161n\u00edho roku garantovan\u00e9 \u00fav\u011bry, kter\u00e9 budou poskytovat stavebn\u00ed spo\u0159itelny. \u00darokov\u00e1 sazba byla v sou\u010dasn\u00e9 dob\u011b zastropov\u00e1na na <strong>3,5 % a splatnost m\u016f\u017ee b\u00fdt a\u017e 25 let<\/strong>. V reakci na pokles \u00farokov\u00fdch sazeb ze strany \u010cNB m\u016f\u017ee b\u00fdt tato sazba je\u0161t\u011b sn\u00ed\u017eena.<\/p>\n\n\n\n<p><em>\u201eJako prvn\u00ed na to zareagovala Raiffeisen stavebn\u00ed spo\u0159itelna, kter\u00e1 nab\u00edz\u00ed \u00farokovou sazbu 3,45 % s p\u011btiletou fixac\u00ed a splatnost\u00ed 20 let. Hned po n\u00ed zve\u0159ejnila nab\u00eddku Modr\u00e1 pyramida, kter\u00e1 jde na trh se sazbou 3,19 % s fixac\u00ed a\u017e do splatnosti \u00fav\u011bru, tj. a\u017e 25 let. B\u011bhem p\u00e1r dn\u00ed by se m\u011bly p\u0159ipojit i ostatn\u00ed stavebn\u00ed spo\u0159itelny,\u201c<\/em> uv\u00e1d\u00ed Petr Mot\u00e1\u010dek.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-uvery-a-dotacni-poradenstvi\">\u00dav\u011bry a dota\u010dn\u00ed poradenstv\u00ed<\/h2>\n\n\n\n<p>Tyto \u00fav\u011bry s dota\u010dn\u00edm poradenstv\u00edm maj\u00ed za c\u00edl urychlit tempo renovac\u00ed, sn\u00ed\u017eit energetickou n\u00e1ro\u010dnost budov, podpo\u0159it vyu\u017eit\u00ed st\u00e1vaj\u00edc\u00edho bytov\u00e9ho fondu a zv\u00fd\u0161it dostupnost kvalitn\u00edho a \u00fasporn\u00e9ho bydlen\u00ed pro \u0161irokou ve\u0159ejnost. Klienti si je mohou sjednat jak na pobo\u010dk\u00e1ch stavebn\u00edch spo\u0159itelen, tak i v \u0161irok\u00e9 s\u00edti finan\u010dn\u011b poradensk\u00fdch spole\u010dnost\u00ed. Jednou z&nbsp;nich je <a href=\"http:\/\/www.fingo.cz\">FinGO<\/a>, kter\u00e9 se na tuto oblast p\u0159\u00edmo specializuje.<\/p>\n\n\n\n<p>A jak\u00e9 jsou \u00farokov\u00e9 sazby dal\u0161\u00edch \u00fav\u011brov\u00fdch produkt\u016f, kter\u00e9 jsou takt\u00e9\u017e zam\u011b\u0159en\u00e9 na udr\u017eiteln\u00e9 stavby a renovace?<em> \u201eN\u011bkter\u00e9 banky ji\u017e dnes nab\u00edzej\u00ed \u00fav\u011bry na udr\u017eiteln\u00e9 bydlen\u00ed s&nbsp;garantovanou v\u00fd\u0161\u00ed \u00faroku po celou dobu jeho spl\u00e1cen\u00ed, ostatn\u00ed se postupn\u011b p\u0159id\u00e1vaj\u00ed, nebo to maj\u00ed v&nbsp;pl\u00e1nu. Na\u0161i poradci monitoruj\u00ed v\u0161echny zm\u011bny na trhu a z\u00e1kazn\u00edk\u016fm nach\u00e1zej\u00ed optim\u00e1ln\u00ed \u0159e\u0161en\u00ed pr\u00e1v\u011b pro n\u011b,\u201c<\/em> dod\u00e1v\u00e1 Petr Mot\u00e1\u010dek.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"747\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr.png\" alt=\"\" class=\"wp-image-2030\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr.png 1000w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr-300x224.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/03\/blog_fingo_uvodni_obr-768x574.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-nabidky-a-podminky-u-jednotlivych-bank\">Nab\u00eddky a podm\u00ednky u jednotliv\u00fdch bank<\/h2>\n\n\n\n<p>Nap\u0159\u00edklad <a href=\"https:\/\/www.csob.cz\/lide\/pujcky\/pujcka-na-usporne-bydleni\">\u010cSOB<\/a> nab\u00edz\u00ed speci\u00e1ln\u00ed produkt <strong>a\u017e na 12 let<\/strong> k financov\u00e1n\u00ed \u00fasporn\u00fdch technologi\u00ed, v\u010detn\u011b fotovoltaiky, s garantovan\u00fdm \u00farokem <strong>6,8 % p. a.<\/strong>, tak\u017ee nap\u0159\u00edklad za milionov\u00fd \u00fav\u011br s\u00a010letou splatnost\u00ed zaplat\u00ed klient 11\u00a0508 K\u010d m\u011bs\u00ed\u010dn\u011b. Jeho maxim\u00e1ln\u00ed v\u00fd\u0161e je 1,5 milionu korun a a\u017e p\u011btinu z\u00a0t\u00e9to \u010d\u00e1stky m\u016f\u017eete pou\u017e\u00edt na cokoliv, maxim\u00e1ln\u011b v\u0161ak 60\u00a0000 korun.<\/p>\n\n\n\n<p>Tak\u00e9 <a href=\"https:\/\/www.kb.cz\/cs\/obcane\/pujcky\/pujcka-na-udrzitelne-bydleni\">Komer\u010dn\u00ed banka<\/a> ve spolupr\u00e1ci s\u00a0Modrou pyramidou m\u00e1 ve sv\u00e9 nab\u00eddce p\u016fj\u010dku na udr\u017eiteln\u00e9 technologie s\u00a0garantovan\u00fdm \u00farokem <strong>5,99 %<\/strong> bez zaji\u0161t\u011bn\u00ed nemovitost\u00ed. Spl\u00e1tky lze rozlo\u017eit a\u017e do 25 let a p\u016fj\u010dit si stavebn\u00edk m\u016f\u017ee a\u017e do 2,5 milionu K\u010d.\u00a0<\/p>\n\n\n\n<p><a href=\"https:\/\/www.moneta.cz\/pujcky-a-uvery\/solarni-expres-pujcka\">Moneta Money Bank<\/a> p\u0159ipravila speci\u00e1ln\u00ed Sol\u00e1rn\u00ed Expres p\u016fj\u010dku tak\u00e9 ke sn\u00ed\u017een\u00ed ekonomick\u00e9 n\u00e1ro\u010dnosti objektu, jej\u00ed\u017e garantovan\u00fd \u00farok je <strong>6,49 %<\/strong>. Splatnost je desetilet\u00e1 a maxim\u00e1ln\u011b je mo\u017en\u00e9 p\u016fj\u010dit si 1,5 milionu korun.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.unicreditbank.cz\/content\/dam\/cee2020-pws-cz\/cz-dokumenty\/dokumenty-produkty\/obcane\/uvery\/Produkt_list_PRESTO_na_Bydleni.pdf\">UniCredit Bank<\/a> se tak\u00e9 specializuje na energetickou \u00fasporu. V r\u00e1mci projekt\u016f Green Energy k\u00a0tomu vytvo\u0159ila speci\u00e1ln\u00ed p\u016fj\u010dku se splatnost\u00ed a\u017e 180 m\u011bs\u00edc\u016f. Maxim\u00e1ln\u011b je mo\u017en\u00e9 si p\u016fj\u010dit 1\u00a0250 000 K\u010d a \u00farokovou sazbu lze z\u00edskat od <strong>6,29 %<\/strong>.<\/p>\n\n\n\n<p>Udr\u017eiteln\u00e9 bydlen\u00ed nen\u00ed jen m\u00f3dn\u00edm trendem, je to z\u00e1vazek k ochran\u011b \u017eivotn\u00edho prost\u0159ed\u00ed i p\u0159\u00ed\u0161t\u00edm generac\u00edm. Tak\u017ee pokud pl\u00e1nujete investovat do budoucnosti sv\u00e9ho domova, <a href=\"https:\/\/www.fingo.cz\/kontakty\">kontaktujte n\u00e1s<\/a>. Vybereme pro v\u00e1\u0161 projekt tu <strong>nejv\u00fdhodn\u011bj\u0161\u00ed kombinaci financov\u00e1n\u00ed.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Udr\u017eiteln\u00e9 bydlen\u00ed: Finan\u010dn\u00ed produkty pro ekologick\u00e9 renovace a novostavby. Prozkoumejte r\u016fzn\u00e9 \u00fav\u011brov\u00e9 mo\u017enosti a dotace, abyste na\u0161li tu nejv\u00fdhodn\u011bj\u0161\u00ed pro v\u00e1\u0161 projekt.<\/p>\n","protected":false},"author":7,"featured_media":2027,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[131,12,28,129,130],"class_list":["post-2023","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hypoteky","tag-dotace","tag-hypoteka","tag-petr-motacek","tag-udrzitelne-bydleni","tag-uver"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Udr\u017eiteln\u00e9 bydlen\u00ed: \u00dav\u011bry a financov\u00e1n\u00ed, blog, FinGO.cz<\/title>\n<meta name=\"description\" content=\"Udr\u017eiteln\u00e9 bydlen\u00ed: Finan\u010dn\u00ed produkty pro ekologick\u00e9 renovace a novostavby. 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