{"id":1975,"date":"2024-02-21T11:30:16","date_gmt":"2024-02-21T10:30:16","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=1975"},"modified":"2024-02-21T11:30:18","modified_gmt":"2024-02-21T10:30:18","slug":"komu-se-zalozeni-dip-nejvice-vyplati","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/komu-se-zalozeni-dip-nejvice-vyplati\/","title":{"rendered":"Komu se zalo\u017een\u00ed DIP nejv\u00edce vyplat\u00ed?"},"content":{"rendered":"\n<p>P\u0159em\u00fd\u0161l\u00edte, jak se <strong>zabezpe\u010dit na st\u00e1\u0159\u00ed?<\/strong> Dlouhodob\u00fd investi\u010dn\u00ed produkt (DIP) je \u0159e\u0161en\u00edm. S flexibilitou v investi\u010dn\u00edch strategi\u00edch a da\u0148ov\u00fdmi v\u00fdhodami vyhovuje DIP pot\u0159eb\u00e1m modern\u00edho investora. <strong>P\u0159isp\u00edvat v\u00e1m na n\u011bj m\u016f\u017ee tak\u00e9 zam\u011bstnavatel, podobn\u011b jako na \u201epenzijko\u201c \u010di \u017eivotn\u00ed poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n\n\n\n<p><strong>Na to, komu se DIP nejv\u00edce vyplat\u00ed jsme se zeptali Adama Ka\u0161ky, investi\u010dn\u00edho specialisty spole\u010dnosti FinGO.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Co se v rozhovoru do\u010dtete<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#h-v-kolika-letech-je-nejvyhodnejsi-do-dipu-naskocit\">V kolika letech je nejv\u00fdhodn\u011bj\u0161\u00ed do DIPu nasko\u010dit?<\/a><\/li><li class=\"\"><a href=\"#h-dlouhodoby-investicni-produkt-je-zajimavy-ale-take-diky-danovemu-zvyhodneni-jak-je-danovy-odpocet-nastaven\">Dlouhodob\u00fd investi\u010dn\u00ed produkt je zaj\u00edmav\u00fd ale tak\u00e9 d\u00edky da\u0148ov\u00e9mu zv\u00fdhodn\u011bn\u00ed. Jak je da\u0148ov\u00fd odpo\u010det nastaven?<\/a><\/li><li class=\"\"><a href=\"#h-jak-jsou-striktni-podminky-pro-vyber\">Jak jsou striktn\u00ed podm\u00ednky pro v\u00fdb\u011br?<\/a><\/li><li class=\"\"><a href=\"#h-vyplati-se-dip-resit-i-mladym-lidem-napriklad-kolem-30-let\">Vyplat\u00ed se DIP \u0159e\u0161it i mlad\u00fdm lidem nap\u0159\u00edklad kolem 30 let?<\/a><\/li><li class=\"\"><a href=\"#h-jak-bys-shrnul-vyhody-oproti-ostatnim-produktum\">Jak bys shrnul v\u00fdhody oproti ostatn\u00edm produkt\u016fm?<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-v-kolika-letech-je-nejvyhodnejsi-do-dipu-naskocit\"><strong>V kolika letech je nejv\u00fdhodn\u011bj\u0161\u00ed do DIPu nasko\u010dit?<\/strong><\/h2>\n\n\n\n<p>Investovat pomoc\u00ed <strong>DIP<\/strong> je asi v\u016fbec nejp\u0159\u00edhodn\u011bj\u0161\u00ed pro \u010dlov\u011bka, kter\u00e9mu je nyn\u00ed kolem pades\u00e1tky, proto\u017ee se k\u00a0pen\u011bz\u016fm m\u016f\u017ee dostat u\u017e za deset let, tedy v\u00a0\u0161edes\u00e1ti. Av\u0161ak mlad\u00ed, kte\u0159\u00ed za\u010dnou pomoc\u00ed DIP investovat nap\u0159\u00edklad ve sv\u00fdch t\u0159iceti letech, mohou zase vyu\u017e\u00edt <strong>dynami\u010dt\u011bj\u0161\u00ed investi\u010dn\u00ed strategie<\/strong>, \u010d\u00edm\u017e maj\u00ed \u0161anci na\u00a0v\u00fdrazn\u011b vy\u0161\u0161\u00ed zhodnocen\u00ed. S\u00edla <strong>slo\u017een\u00e9ho \u00faro\u010den\u00ed <\/strong>jim tak d\u00e1 potenci\u00e1l jejich vklady b\u011bhem t\u0159iceti let a\u017e zdvojn\u00e1sobit.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background has-link-color wp-elements-26da1d9190343acbf6377945776e8996\"><strong>Jak funguje slo\u017een\u00e9 \u00faro\u010den\u00ed?<\/strong><br>Slo\u017een\u00e9 \u00faro\u010den\u00ed funguje na principu <strong>opakovan\u00e9ho p\u0159i\u010d\u00edt\u00e1n\u00ed z\u00edskan\u00fdch \u00farok\u016f k hlavn\u00ed \u010d\u00e1stce<\/strong>, kter\u00e1 n\u00e1sledn\u011b slou\u017e\u00ed jako nov\u00fd z\u00e1klad pro dal\u0161\u00ed v\u00fdpo\u010det \u00farok\u016f. To znamen\u00e1, \u017ee s ka\u017ed\u00fdm \u00farokov\u00fdm obdob\u00edm \u00faro\u010d\u00edte nejen p\u016fvodn\u00ed vklad, ale i \u00faroky p\u0159idan\u00e9 v p\u0159edchoz\u00edch obdob\u00edch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-dlouhodoby-investicni-produkt-je-zajimavy-ale-take-diky-danovemu-zvyhodneni-jak-je-danovy-odpocet-nastaven\"><strong>Dlouhodob\u00fd investi\u010dn\u00ed produkt je zaj\u00edmav\u00fd ale tak\u00e9 d\u00edky da\u0148ov\u00e9mu zv\u00fdhodn\u011bn\u00ed. Jak je da\u0148ov\u00fd odpo\u010det nastaven?<\/strong><\/h2>\n\n\n\n<p>Ro\u010dn\u00ed vklady a\u017e do v\u00fd\u0161e <strong>48 tis\u00edc koru<\/strong>n si m\u016f\u017eete <strong>ode\u010d\u00edst od z\u00e1kladu pro v\u00fdpo\u010det dan<\/strong>\u011b, co\u017e na dan\u00edch p\u0159inese <strong>\u00fasporu a\u017e 7 200 korun ro\u010dn\u011b<\/strong>. \u00da\u010dt\u016f DIP m\u016f\u017eete m\u00edt i v\u00edce, nicm\u00e9n\u011b maxim\u00e1ln\u00ed da\u0148ov\u00fd odpo\u010det \u010din\u00ed <strong>48 tis\u00edc korun<\/strong> bez ohledu na to, zda m\u00e1te \u00fa\u010det jeden, nebo v\u00edce.<\/p>\n\n\n\n<p><strong>U DIP nav\u00edc neplat\u00edte \u017e\u00e1dnou da\u0148 z\u00a0v\u00fdnosu<\/strong>, pokud dr\u017e\u00edte pod\u00edly v\u00a0investic\u00edch d\u00e9le ne\u017e t\u0159i roky a pokud celkov\u00fd p\u0159\u00edjem v\u00a0kalend\u00e1\u0159n\u00edm roce nep\u0159es\u00e1hl sto\u00a0tis\u00edc korun. Pen\u00edze si pak m\u016f\u017eete vybrat bu\u010f najednou, nebo formou pravideln\u00e9 renty.<\/p>\n\n\n\n<p>Na DIP si mohou lid\u00e9 p\u0159isp\u00edvat bu\u010f sami, nebo <strong>ve spolupr\u00e1ci se zam\u011bstnavatelem<\/strong>. Pokud zam\u011bstnavatel p\u0159isp\u011bje <strong>50 tis\u00edc korun za rok<\/strong>, dos\u00e1hne tak maxim\u00e1ln\u00edho da\u0148ov\u00e9ho zv\u00fdhodn\u011bn\u00ed. Existuje samoz\u0159ejm\u011b tak\u00e9 mo\u017enost, \u017ee do \u00fa\u010dtu DIP bude p\u0159isp\u00edvat pouze v\u00e1\u0161 zam\u011bstnavatel.<\/p>\n\n\n\n<p>Zam\u011bstnavatel, respektive zam\u011bstnanec si mohou vybrat v\u00edce produkt\u016f, ke kter\u00fdm se vztahuje da\u0148ov\u00e9 zv\u00fdhodn\u011bn\u00ed. Krom\u011b dlouhodob\u00e9ho investi\u010dn\u00edho produktu to jsou tak\u00e9 <strong>dopl\u0148kov\u00e9 penzijn\u00ed spo\u0159en\u00ed<\/strong> a <strong>\u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>. Pokud chcete, m\u016f\u017eete klidn\u011b vyu\u017e\u00edvat v\u0161echny t\u0159i tyto produkty, d\u016fle\u017eit\u00fd je v\u0161ak limit da\u0148ov\u00e9ho zv\u00fdhodn\u011bn\u00ed. Ten je 50 tis\u00edc korun za kalend\u00e1\u0159n\u00ed rok, a to na v\u0161echny tyto produkty dohromady.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"747\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/blog_fingo_dip.png\" alt=\"Myslete na zabezpe\u010den\u00ed st\u00e1\u0159\u00ed bez starost\u00ed ji\u017e nyn\u00ed.\" class=\"wp-image-1984\" title=\"Myslete na zabezpe\u010den\u00ed st\u00e1\u0159\u00ed bez starost\u00ed ji\u017e nyn\u00ed.\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/blog_fingo_dip.png 1000w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/blog_fingo_dip-300x224.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/blog_fingo_dip-768x574.png 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jak-jsou-striktni-podminky-pro-vyber\"><strong>Jak jsou striktn\u00ed podm\u00ednky pro v\u00fdb\u011br?<\/strong><\/h2>\n\n\n\n<p>Vzhledem k tomu, \u017ee c\u00edlem je zabezpe\u010dit se na st\u00e1\u0159\u00ed, <strong>minim\u00e1ln\u00ed doba dr\u017een\u00ed je 10 let a v\u011bk minim\u00e1ln\u011b 60 let.<\/strong> V\u00a0p\u0159\u00edpad\u011b ukon\u010den\u00ed DIP p\u0159ed n\u011bkterou z\u00a0t\u011bchto podm\u00ednek, a to z jak\u00e9hokoliv d\u016fvodu, jste povinni vr\u00e1tit poskytnut\u00e9 da\u0148ov\u00e9 \u00falevy. Podm\u00ednky v\u0161ak neur\u010duj\u00ed, \u017ee byste museli <strong>deset let v\u00a0kuse spo\u0159it pravideln<\/strong>\u011b. Sta\u010d\u00ed, abyste m\u011bli \u00fa\u010det DIP po tuto dobu zalo\u017een\u00fd. Pravideln\u011b spo\u0159it a vyu\u017e\u00edvat da\u0148ov\u00fdch v\u00fdhod m\u016f\u017eete t\u0159eba jen p\u00e1r let. Pen\u00edze na \u00fa\u010dt\u011b se v\u00e1m pak budou samovoln\u011b zhodnocovat.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background has-link-color wp-elements-217767492ed46791e9c3ab1740b160f6\">P\u0159e\u010dt\u011bte si tak\u00e9 n\u00e1\u0161 \u010dl\u00e1nek <strong><a href=\"https:\/\/www.fingo.cz\/blog\/jak-si-vylepsit-sporeni-na-duchod\/\">Jak si vylep\u0161it spo\u0159en\u00ed na d\u016fchod<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-vyplati-se-dip-resit-i-mladym-lidem-napriklad-kolem-30-let\"><strong>Vyplat\u00ed se DIP \u0159e\u0161it i mlad\u00fdm lidem nap\u0159\u00edklad kolem 30 let?<\/strong><\/h2>\n\n\n\n<p>Pokud si nap\u0159\u00edklad jako mlad\u00e1, t\u0159icetilet\u00e1 \u017eena vy\u010dlen\u00edm prost\u0159edky k\u00a0investov\u00e1n\u00ed, m\u011bl bych je dob\u0159e rozd\u011blit na <strong>kr\u00e1tkodobou, st\u0159edn\u011bdobou a dlouhodobou rezervu a c\u00edle<\/strong>. Pokud spo\u0159\u00edm v\u00a0DIP nebo v\u00a0DPS, pot\u0159ebuji spo\u0159it alespo\u0148 deset let, a to minim\u00e1ln\u011b do \u0161edes\u00e1ti let v\u011bku. Doporu\u010duji proto <strong>rozd\u011blit si zodpov\u011bdn\u011b a s\u00a0rozumem pen\u00edze do t\u0159\u00ed hrom\u00e1dek.<\/strong> Prvn\u00ed pro to, abych si vytvo\u0159il likvidn\u00ed rezervu, kterou mohu kdykoliv n\u00e1razov\u011b pou\u017e\u00edt. Dal\u0161\u00ed pak na\u00a0odkl\u00e1d\u00e1n\u00ed pen\u011bz na c\u00edle v horizontu p\u011bti a\u017e patn\u00e1cti let. No a tu t\u0159et\u00ed pr\u00e1v\u011b a\u017e na st\u00e1\u0159\u00ed, tedy do penzijka \u010di DIPu.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/dip_fingo.jpg\" alt=\"V\u00fdhody produktu DIP\" class=\"wp-image-1993\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/dip_fingo.jpg 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/dip_fingo-300x225.jpg 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/dip_fingo-768x576.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-jak-bys-shrnul-vyhody-oproti-ostatnim-produktum\"><strong>Jak bys shrnul v\u00fdhody oproti ostatn\u00edm produkt\u016fm?<\/strong><\/h2>\n\n\n\n<p>Oproti investi\u010dn\u00edmu \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed (I\u017dP) nebo dopl\u0148kov\u00e9mu penzijn\u00edmu spo\u0159en\u00ed\u00a0(DPS) \u2013 tedy ji\u017e zaveden\u00fdm a zn\u00e1m\u011bj\u0161\u00edm produkt\u016fm \u2013 nab\u00edz\u00ed DIP nesm\u00edrn\u00e9 <strong>mo\u017enosti ve v\u00fdb\u011bru fond\u016f, do kter\u00fdch m\u016f\u017eete investovat.<\/strong> Vyb\u00edrat si m\u016f\u017eete doslova z tis\u00edc\u016f fond\u016f \u010di n\u00edzkon\u00e1kladov\u00fdch ETF strategi\u00ed.<\/p>\n\n\n\n<p>Zvl\u00e1\u0161t\u011b atraktivn\u00ed to samoz\u0159ejm\u011b je v kontextu sou\u010dasn\u00e9 ekonomick\u00e9 situace, kdy hraje v\u00fdznamnou roli ka\u017ed\u00e1 \u00faspora v&nbsp;ka\u017ed\u00e9m rozpo\u010dtu.<\/p>\n\n\n\n<p>Investice do DIP p\u0159edstavuj\u00ed mo\u017enost finan\u010dn\u00edho zabezpe\u010den\u00ed na st\u00e1\u0159\u00ed, kter\u00e1 rozhodn\u011b stoj\u00ed za pozornost \u2013 zkr\u00e1tka <strong>da\u0148ov\u00e9 zv\u00fdhodn\u011bn\u00ed, flexibilita a mo\u017enost vyu\u017e\u00edt dynamick\u00e9 investi\u010dn\u00ed strategie<\/strong> jsou kl\u00ed\u010dov\u00e9 faktory, pro\u010d by DIP m\u011bl zv\u00e1\u017eit ka\u017ed\u00fd, kdo se chce m\u00edt v\u00a0d\u016fchodu dob\u0159e.<\/p>\n\n\n\n<p>Adame, d\u011bkujeme za rozhovor.<\/p>\n\n\n\n<p>Pokud \u0159e\u0161\u00edte zabezpe\u010den\u00ed na penzi nebo chcete pomoci optim\u00e1ln\u011b vyu\u017e\u00edt p\u0159\u00edsp\u011bvky zam\u011bstnavatele, r\u00e1di v\u00e1m\u00a0<strong>pom\u016f\u017eeme se spr\u00e1vn\u00fdm nastaven\u00edm produkt\u016f<\/strong>.\u00a0<a href=\"https:\/\/www.fingo.cz\/kontakty\">Nechte n\u00e1m na sebe kontakt<\/a>\u00a0a na\u0161i poradci se v\u00e1m co nejd\u0159\u00edve ozvou.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zalo\u017een\u00ed Dlouhodob\u00e9ho investi\u010dn\u00edho produktu (DIP) p\u0159in\u00e1\u0161\u00ed flexibilitu, da\u0148ov\u00e9 v\u00fdhody a mo\u017enost p\u0159izp\u016fsoben\u00ed pot\u0159eb\u00e1m modern\u00edch investor\u016f, co\u017e je \u010din\u00ed atraktivn\u00edm n\u00e1strojem pro finan\u010dn\u00ed zabezpe\u010den\u00ed na st\u00e1\u0159\u00ed.<\/p>\n","protected":false},"author":19,"featured_media":1979,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[100,125],"class_list":["post-1975","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-osobni-finance","tag-adam-kaska","tag-dip"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>DIP: komu se zalo\u017een\u00ed vyplat\u00ed? FinGO.cz, Adam Ka\u0161ka<\/title>\n<meta name=\"description\" content=\"Zalo\u017een\u00ed DIP (Dlouhodob\u00e9ho investi\u010dn\u00edho produktu) p\u0159in\u00e1\u0161\u00ed flexibilitu, da\u0148ov\u00e9 v\u00fdhody a p\u0159izp\u016fsoben\u00ed investor\u016fm pro zabezpe\u010den\u00ed na st\u00e1\u0159\u00ed.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.cz\/blog\/komu-se-zalozeni-dip-nejvice-vyplati\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Komu se zalo\u017een\u00ed DIP nejv\u00edce vyplat\u00ed?\" \/>\n<meta property=\"og:description\" content=\"Zalo\u017een\u00ed DIP (Dlouhodob\u00e9ho investi\u010dn\u00edho produktu) p\u0159in\u00e1\u0161\u00ed flexibilitu, da\u0148ov\u00e9 v\u00fdhody a p\u0159izp\u016fsoben\u00ed investor\u016fm pro zabezpe\u010den\u00ed na st\u00e1\u0159\u00ed.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.cz\/blog\/komu-se-zalozeni-dip-nejvice-vyplati\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog FinGO.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fingo.cz\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-21T10:30:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-21T10:30:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2024\/02\/blog_fingo_adam.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"747\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Alena Ludvikov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fingocz\" \/>\n<meta name=\"twitter:site\" content=\"@fingocz\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alena Ludvikov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/komu-se-zalozeni-dip-nejvice-vyplati\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/komu-se-zalozeni-dip-nejvice-vyplati\\\/\"},\"author\":{\"name\":\"Alena Ludvikov\u00e1\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/166bf004e062bafb98a20277a0200919\"},\"headline\":\"Komu se zalo\u017een\u00ed DIP nejv\u00edce vyplat\u00ed?\",\"datePublished\":\"2024-02-21T10:30:16+00:00\",\"dateModified\":\"2024-02-21T10:30:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/komu-se-zalozeni-dip-nejvice-vyplati\\\/\"},\"wordCount\":1125,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/komu-se-zalozeni-dip-nejvice-vyplati\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/02\\\/blog_fingo_adam.png\",\"keywords\":[\"Adam Ka\u0161ka\",\"dip\"],\"articleSection\":[\"Osobn\u00ed finance\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/komu-se-zalozeni-dip-nejvice-vyplati\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/komu-se-zalozeni-dip-nejvice-vyplati\\\/\",\"name\":\"DIP: komu se zalo\u017een\u00ed vyplat\u00ed? 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