{"id":1800,"date":"2023-09-27T09:52:41","date_gmt":"2023-09-27T08:52:41","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=1800"},"modified":"2023-09-27T09:52:43","modified_gmt":"2023-09-27T08:52:43","slug":"jak-na-kvalitni-a-spravne-nastavene-pojisteni-auta","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/jak-na-kvalitni-a-spravne-nastavene-pojisteni-auta\/","title":{"rendered":"Jak na kvalitn\u00ed a spr\u00e1vn\u011b nastaven\u00e9 poji\u0161t\u011bn\u00ed auta"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Jezd\u00edte autem k mo\u0159i nebo do Alp? Chcete si b\u00fdt jist\u00ed, \u017ee je va\u0161e vozidlo na cestu do zahrani\u010d\u00ed dob\u0159e p\u0159ipraven\u00e9? Kvalitn\u00ed a spr\u00e1vn\u011b nastaven\u00e9 poji\u0161t\u011bn\u00ed auta je z\u00e1rukou toho, \u017ee p\u0159i nehod\u011b pokryje \u0161kody na majetku i zdrav\u00ed v\u0161ech \u00fa\u010dastn\u00edk\u016f a vy nez\u016fstanete bez pomoci.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Co se v \u010dl\u00e1nku do\u010dtete<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#h-zakladem-je-platne-povinne-ruceni\">Z\u00e1kladem je platn\u00e9 povinn\u00e9 ru\u010den\u00ed<\/a><\/li><li class=\"\"><a href=\"#htoc-co-je-zelen-karta\">Co je zelen\u00e1 karta<\/a><\/li><li class=\"\"><a href=\"#htoc-i-na-povinn-m-ru-en-se-d-u-et-it\">I na povinn\u00e9m ru\u010den\u00ed se d\u00e1 u\u0161et\u0159it<\/a><\/li><li class=\"\"><a href=\"#htoc-p-ipoji-t-n-auta-k-povinn-mu-ru-en\">P\u0159ipoji\u0161t\u011bn\u00ed auta k povinn\u00e9mu ru\u010den\u00ed<\/a><\/li><li class=\"\"><a href=\"#htoc-poji-t-n-auta-na-cesty-do-zahrani\">Poji\u0161t\u011bn\u00ed auta na cesty do zahrani\u010d\u00ed<\/a><\/li><li class=\"\"><a href=\"#htoc-co-d-lat-p-i-nehod-v-zahrani\">Co d\u011blat p\u0159i nehod\u011b v zahrani\u010d\u00ed<\/a><\/li><li class=\"\"><a href=\"#htoc-zkontrolujte-si-povinnou-v-bavu-vozidla\">Zkontrolujte si povinnou v\u00fdbavu vozidla&nbsp;<\/a><\/li><li class=\"\"><a href=\"#htoc-specifika-v-jednotliv-ch-evropsk-ch-st-tech\">Specifika v jednotliv\u00fdch evropsk\u00fdch st\u00e1tech<\/a><ul class=\"ht_toc_child_list\"><\/ul><\/li><\/ul><\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Podle pr\u016fzkumu Ipsos a\u017e <strong>63 % \u010cech\u016f vyr\u00e1\u017e\u00ed na letn\u00ed dovolenou do zahrani\u010d\u00ed<\/strong>. V\u011bt\u0161ina z nich, konkr\u00e9tn\u011b a\u017e 53 %, cestuje za hranice vlastn\u00edm vozidlem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-zakladem-je-platne-povinne-ruceni\"><strong>Z\u00e1kladem je platn\u00e9 povinn\u00e9 ru\u010den\u00ed<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ofici\u00e1ln\u00ed n\u00e1zev <a href=\"https:\/\/www.fingo.cz\/blog\/bez-povinneho-ruceni-ani-ranu-muze-vam-hrozit-i-vezeni\/\">povinn\u00e9ho ru\u010den\u00ed<\/a> je <strong>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu motorov\u00e9ho vozidla<\/strong>. Chr\u00e1n\u00ed v\u00e1s p\u0159ed povinnost\u00ed hradit mnohdy velmi vysok\u00e9 \u010d\u00e1stky, kter\u00e9 sv\u00fdm vozidlem zp\u016fsob\u00edte \u2013 a to nejen v \u010cesku, ale i v zahrani\u010d\u00ed.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background wp-block-paragraph\"><strong>Info:<\/strong> Minim\u00e1ln\u00ed limity povinn\u00e9ho ru\u010den\u00ed jsou nastaven\u00e9 na 35 milion\u016f K\u010d za \u0161kody na majetku i na zdrav\u00ed. Od 1. 1. 2024 je nov\u00fd z\u00e1kon zv\u00fd\u0161\u00ed na 50 milion\u016f K\u010d, co\u017e ale v zahrani\u010d\u00ed ani sta\u010dit nemus\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud v zahrani\u010d\u00ed zp\u016fsob\u00edte trvalou \u00fajmu na zdrav\u00ed n\u011bkolika produktivn\u00edch osob, kter\u00e9 jsou v dal\u0161\u00edm \u017eivot\u011b odk\u00e1z\u00e1ny na trvalou p\u00e9\u010di kv\u016fli nesob\u011bsta\u010dnosti a na nich\u017e jsou z\u00e1visl\u00e9 vy\u017eivovan\u00e9 osoby, \u0161plhaj\u00ed se \u010d\u00e1stky do nebesk\u00fdch v\u00fd\u0161in. M\u016f\u017ee se to st\u00e1t t\u0159eba v okam\u017eiku, kdy <strong>zavin\u00edte hromadnou tragickou nehodu v tunelu<\/strong> nebo zp\u016fsob\u00edte <strong>st\u0159et s osobn\u00edm vlakem<\/strong> a u mnoha osob dojde k \u00fajm\u011b na zdrav\u00ed a k vysok\u00e9 majetkov\u00e9 \u0161kod\u011b.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background wp-block-paragraph\"><strong>Tip: <\/strong>Poji\u0161\u0165ovna pln\u00ed jen do v\u00fd\u0161e sjednan\u00fdch pojistn\u00fdch \u010d\u00e1stek a zbytek dopl\u00e1c\u00edte vy jako vin\u00edk.&nbsp; Maximum, kter\u00e9 poji\u0161\u0165ovny nab\u00edzej\u00ed, b\u00fdv\u00e1 200 milion\u016f K\u010d.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I kdy\u017e je pro v\u011bt\u0161inu \u0159idi\u010d\u016f nejd\u016fle\u017eit\u011bj\u0161\u00ed cena, vyplat\u00ed se sledovat tak\u00e9 rozsah poji\u0161t\u011bn\u00ed auta. Ni\u017e\u0161\u00ed limity m\u016f\u017eou sice sn\u00ed\u017eit v\u00fdslednou cenu pojistky, ale p\u0159i v\u011bt\u0161\u00ed nehod\u011b nemus\u00ed sta\u010dit na n\u00e1hradu \u0161kody.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-co-je-zelen-karta\"><strong>Co je zelen\u00e1 karta<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jako zelen\u00e1 karta se ozna\u010duje povinn\u00fd doklad a jedin\u00fd dokument, kter\u00fd <strong>prokazuje, \u017ee m\u00e1te k vozidlu sjednan\u00e9 povinn\u00e9 ru\u010den\u00ed<\/strong>. Obsahuje seznam zem\u00ed, ve kter\u00fdch v\u00e1m povinn\u00e9 ru\u010den\u00ed plat\u00ed. D\u0159\u00edv m\u011bla karta skute\u010dn\u011b zelenou barvu, v roce 2020 se barva zm\u011bnila na b\u00edlou.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background wp-block-paragraph\"><strong>Tip:<\/strong> Nezapome\u0148te si na dovolenou v\u017edy p\u0159ibalit <strong>vyti\u0161t\u011bnou zelenou kartu<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u201eMotorista by m\u011bl m\u00edt zelenou kartu p\u0159i cest\u011b do zahrani\u010d\u00ed vyti\u0161t\u011bnou u sebe, ale na \u00fazem\u00ed \u010cesk\u00e9 republiky ji sta\u010d\u00ed m\u00edt elektronicky nap\u0159\u00edklad v mobilu. Zm\u011bny se do\u010dk\u00e1me a\u017e b\u011bhem roku 2025, kdy bude zelen\u00e1 karta sta\u010dit v digit\u00e1ln\u00ed podob\u011b ve form\u00e1tu pdf i v zahrani\u010d\u00ed,\u201c <\/em>upozor\u0148uje Vladim\u00edr Krejzar, \u0159editel likvidace \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-i-na-povinn-m-ru-en-se-d-u-et-it\"><strong>I na povinn\u00e9m ru\u010den\u00ed se d\u00e1 u\u0161et\u0159it<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159i uzav\u00edr\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed zaj\u00edm\u00e1 drtivou v\u011bt\u0161inu lid\u00ed hlavn\u011b <strong>v\u00fd\u0161e<\/strong> <strong>pojistn\u00e9ho<\/strong>. Nechte si porovnat nab\u00eddky r\u016fzn\u00fdch poji\u0161\u0165oven \u2013 m\u016f\u017eou se z\u00e1sadn\u011b li\u0161it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zpravidla plat\u00ed, \u017ee dra\u017e\u0161\u00ed povinn\u00e9 ru\u010den\u00ed maj\u00ed <strong>majitel\u00e9 aut s vy\u0161\u0161\u00edm objemem<\/strong> a v\u00fdkonem a tak\u00e9 <strong>\u0159idi\u010di, kte\u0159\u00ed \u010dast\u011bji bouraj\u00ed<\/strong>. Roli hraje i v\u011bk \u2013 rizikov\u00ed jsou mlad\u00ed \u0159idi\u010di do 30 let a pak \u0159idi\u010di nad 75 let.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cena z\u00e1vis\u00ed i na trval\u00e9m bydli\u0161ti. Ve velk\u00e9m m\u011bst\u011b je vy\u0161\u0161\u00ed, proto\u017ee je tam i v\u011bt\u0161\u00ed pravd\u011bpodobnost zavin\u011bn\u00ed dopravn\u00ed nehody.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/09\/porovnani-cen-povinneho-ruceni.png\" alt=\"Poji\u0161t\u011bn\u00ed auta \u2013 porovn\u00e1n\u00ed cen povinn\u00e9ho ru\u010den\u00ed\" class=\"wp-image-1807\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/09\/porovnani-cen-povinneho-ruceni.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/09\/porovnani-cen-povinneho-ruceni-300x225.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/09\/porovnani-cen-povinneho-ruceni-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-p-ipoji-t-n-auta-k-povinn-mu-ru-en\">P\u0159ipoji\u0161t\u011bn\u00ed auta k povinn\u00e9mu ru\u010den\u00ed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">K povinn\u00e9mu ru\u010den\u00ed si m\u016f\u017eete <strong>zvolit v\u00fdhodn\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>, kter\u00e1 v\u00e1s a va\u0161e auto ochr\u00e1n\u00ed je\u0161t\u011b d\u016fkladn\u011bji.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Jak\u00e1 jsou nej\u010dast\u011bj\u0161\u00ed p\u0159ipoji\u0161t\u011bn\u00ed auta?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nej\u010dast\u011bji jde o <strong>p\u0159ipoji\u0161t\u011bn\u00ed<\/strong> <strong>\u010deln\u00edho<\/strong> <strong>skla.<\/strong><\/li>\n\n\n\n<li>Z\u00e1jem roste o <strong>asisten\u010dn\u00ed<\/strong> <strong>slu\u017eby<\/strong>, kter\u00e9 lid\u00e9 vyu\u017e\u00edvaj\u00ed p\u0159i poru\u0161e motoru, p\u0159evodovky, defektu pneumatiky nebo p\u0159i probl\u00e9mech s bateri\u00ed. Asisten\u010dn\u00ed slu\u017eby nab\u00edzej\u00ed nap\u0159\u00edklad i zaji\u0161t\u011bn\u00ed n\u00e1hradn\u00edho ubytov\u00e1n\u00ed, \u00fahradu n\u00e1klad\u016f na cestu dom\u016f nebo \u00faschovu nepoj\u00edzdn\u00e9ho vozidla.<\/li>\n\n\n\n<li>Dal\u0161\u00ed p\u0159ipoji\u0161t\u011bn\u00ed pom\u016f\u017ee uhradit \u0161kody na vozidle zp\u016fsoben\u00e9 <strong>krupobit\u00edm, povodn\u011bmi a z\u00e1plavami, vich\u0159ic\u00ed, po\u017e\u00e1rem, \u00faderem blesku<\/strong>, sesuvem p\u016fdy a sn\u011bhu, p\u00e1dem sto\u017e\u00e1ru, stromu nebo sk\u00e1ly.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background wp-block-paragraph\"><strong>Tip: <\/strong>Dejte si pozor na to, \u017ee n\u011bkter\u00e9 poji\u0161\u0165ovny kryj\u00ed \u017eiveln\u00ed rizika a <a href=\"https:\/\/www.fingo.cz\/blog\/srazka-se-zveri-proc-je-tak-casta-a-jak-pri-ni-postupovat\/\">st\u0159et se zv\u011b\u0159\u00ed<\/a> jen na \u00fazem\u00ed \u010cesk\u00e9 republiky.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-poji-t-n-auta-na-cesty-do-zahrani\"><strong>Poji\u0161t\u011bn\u00ed auta na cesty do zahrani\u010d\u00ed<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159ed odjezdem do zahrani\u010d\u00ed <strong>zva\u017ete kr\u00e1tkodob\u00e9 <a href=\"https:\/\/www.fingo.cz\/blog\/jedete-autem-na-dovolenou-pribalte-si-havarijni-pojisteni\/\">havarijn\u00ed poji\u0161t\u011bn\u00ed auta<\/a><\/strong>. M\u016f\u017eete si ho sjednat t\u0159eba na jeden m\u011bs\u00edc a funguje jako klasick\u00e9 havarijn\u00ed poji\u0161t\u011bn\u00ed. Kryje rizika nehody, vandalismu, odcizen\u00ed nebo \u017eiveln\u00ed pohromy podle zvolen\u00e9ho rozsahu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S uzav\u0159en\u00edm havarijn\u00edho poji\u0161t\u011bn\u00ed auta v\u00e1m <strong>r\u00e1di pom\u016f\u017eeme ve FinGO<\/strong>. Srovn\u00e1me nab\u00eddky jednotliv\u00fdch poji\u0161\u0165oven a doporu\u010d\u00edme v\u00e1m poji\u0161t\u011bn\u00ed, kter\u00e9 spln\u00ed va\u0161e p\u0159edstavy. <a href=\"https:\/\/www.fingo.cz\/kontakty\">Obra\u0165te se na na\u0161eho poradce<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-co-d-lat-p-i-nehod-v-zahrani\"><strong>Co d\u011blat p\u0159i nehod\u011b v zahrani\u010d\u00ed<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Po nehod\u011b zajist\u011bte seps\u00e1n\u00ed <strong>spole\u010dn\u00e9ho z\u00e1znamu o dopravn\u00ed nehod\u011b<\/strong>. Ve voze m\u011bjte p\u0159ipraven\u00fd Evropsk\u00fd formul\u00e1\u0159 z\u00e1znamu o dopravn\u00ed nehod\u011b, kter\u00fd je stejn\u00fd ve v\u0161ech jazykov\u00fdch verz\u00edch. Vypln\u011bn\u00fd ho ihned <strong>p\u0159edejte poji\u0161\u0165ovn\u011b vin\u00edka<\/strong>, u kter\u00e9 budete zp\u016fsobenou \u0161kodu uplat\u0148ovat. Pokud nezn\u00e1te \u00fadaje o poji\u0161\u0165ovn\u011b vin\u00edka, obra\u0165te se na Informa\u010dn\u00ed st\u0159edisko \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na zelen\u00e9 kart\u011b m\u00e1te nav\u00edc uveden\u00e9 telefonn\u00ed \u010d\u00edslo na asisten\u010dn\u00ed slu\u017ebu, kam m\u016f\u017eete volat non-stop a domluv\u00edte se v\u017edy v \u010de\u0161tin\u011b.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Asisten\u010dn\u00ed slu\u017ebu sv\u00e9 poji\u0161\u0165ovny volejte i v p\u0159\u00edpad\u011b, \u017ee si nebudete jist\u00ed dal\u0161\u00edm postupem. Z\u00e1sadn\u011b <strong>nep\u0159ij\u00edmejte<\/strong> <strong>nab\u00eddku<\/strong> <strong>asisten\u010dn\u00edch slu\u017eeb od poskytovatel\u016f, kte\u0159\u00ed se n\u00e1hodn\u011b objev\u00ed na m\u00edst\u011b <\/strong>dopravn\u00ed nehody a nejsou smluvn\u00edmi asisten\u010dn\u00edmi slu\u017ebami va\u0161\u00ed poji\u0161\u0165ovny,<strong> <\/strong>eventu\u00e1ln\u011b smluvn\u00edmi asisten\u010dn\u00edmi slu\u017ebami poji\u0161\u0165ovny dal\u0161\u00edho \u00fa\u010dastn\u00edka (vin\u00edka) nehody.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-zkontrolujte-si-povinnou-v-bavu-vozidla\"><strong>Zkontrolujte si povinnou v\u00fdbavu vozidla&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Povinnou v\u00fdbavu ur\u010duje zem\u011b, ve kter\u00e9 je automobil registrovan\u00fd. Z\u00e1klad je tedy m\u00edt v po\u0159\u00e1dku \u010deskou povinnou v\u00fdbavu:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>l\u00e9k\u00e1rni\u010dku<\/em><\/li>\n\n\n\n<li><em>v\u00fdstra\u017en\u00fd troj\u00faheln\u00edk<\/em><\/li>\n\n\n\n<li><em>reflexn\u00ed vestu<\/em><\/li>\n\n\n\n<li><em>sadu pro p\u0159\u00edpad p\u00edchl\u00e9 pneumatiky nebo poruchy<\/em><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-specifika-v-jednotliv-ch-evropsk-ch-st-tech\"><strong>Specifika v jednotliv\u00fdch evropsk\u00fdch st\u00e1tech<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-alb-nie\"><strong>Alb\u00e1nie<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Povinn\u00e9 je ta\u017en\u00e9 lano ve voze.<\/li>\n\n\n\n<li>Helmy jsou povinn\u00e9 pro v\u0161echny cyklisty.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-bosna-a-hercegovina\"><strong>Bosna a Hercegovina<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Povinn\u00e1 je reflexn\u00ed vesta pro ka\u017ed\u00e9ho \u010dlena pos\u00e1dky, kter\u00fd vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n\n\n\n<li>Reflexn\u00ed vesta je povinn\u00e1 i pro motork\u00e1\u0159e.<\/li>\n\n\n\n<li>Helmy jsou povinn\u00e9 pro v\u0161echny cyklisty.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-bulharsko\"><strong>Bulharsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vestu mus\u00ed m\u00edt ka\u017ed\u00fd \u010dlen pos\u00e1dky, kter\u00fd vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n\n\n\n<li>Reflexn\u00ed vesta je povinn\u00e1 i pro motork\u00e1\u0159e.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-ern-hora\"><strong>\u010cern\u00e1 Hora<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho \u010dlena pos\u00e1dky, kter\u00fd vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n\n\n\n<li>Reflexn\u00ed vesta je povinn\u00e1 i pro motork\u00e1\u0159e.<\/li>\n\n\n\n<li>Helmy jsou povinn\u00e9 pro v\u0161echny cyklisty.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-chorvatsko\"><strong>Chorvatsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vozidla s p\u0159\u00edv\u011bsem mus\u00ed m\u00edt 2 v\u00fdstra\u017en\u00e9 troj\u00faheln\u00edky.<\/li>\n\n\n\n<li>Vozidla kategorie N mus\u00ed m\u00edt hasic\u00ed p\u0159\u00edstroj.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-estonsko\"><strong>Estonsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti za sn\u00ed\u017een\u00e9 viditelnosti.<\/li>\n\n\n\n<li>Povinn\u00fd je hasic\u00ed p\u0159\u00edstroj.<\/li>\n\n\n\n<li>Plat\u00ed povinnost vozit dva zakl\u00e1dac\u00ed kl\u00edny.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-finsko\"><strong>Finsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti za sn\u00ed\u017een\u00e9 viditelnosti.<\/li>\n\n\n\n<li>Helmy jsou povinn\u00e9 pro v\u0161echny cyklisty.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-francie\"><strong>Francie<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho \u010dlena pos\u00e1dky.<\/li>\n\n\n\n<li>Pro vjezd do m\u011bst (nap\u0159. Pa\u0159\u00ed\u017e) jsou nezbytn\u00e9 n\u00edzkoemisn\u00ed plakety.<\/li>\n\n\n\n<li>\u0158idi\u010di motocykl\u016f a sk\u00fatr\u016f mus\u00ed m\u00edt povinn\u011b motork\u00e1\u0159sk\u00e9 rukavice a helmu.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-it-lie\"><strong>It\u00e1lie<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta mus\u00ed b\u00fdt dostupn\u00e1 pro ka\u017ed\u00e9ho \u010dlena pos\u00e1dky, kter\u00fd vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n\n\n\n<li>Cyklista nebo motork\u00e1\u0159 mus\u00ed m\u00edt za sn\u00ed\u017een\u00e9 viditelnosti nebo v tunelu oble\u010denou reflexn\u00ed vestu.<\/li>\n\n\n\n<li>P\u0159i p\u0159ev\u00e1\u017een\u00ed j\u00edzdn\u00edho kola na dr\u017e\u00e1ku za vozidlem (na kouli) mus\u00ed b\u00fdt um\u00edst\u011bna \u0161rafovan\u00e1 reflexn\u00ed deska o velikosti 50\u00d750 cm.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-litva\"><strong>Litva<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ve vozidle je povinn\u00fd hasic\u00ed p\u0159\u00edstroj.<\/li>\n\n\n\n<li>Reflexn\u00ed vestu mus\u00ed m\u00edt i motork\u00e1\u0159i.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-loty-sko\"><strong>Loty\u0161sko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hasic\u00ed p\u0159\u00edstroj je povinn\u00fd v osobn\u00edch autech, dva mus\u00ed b\u00fdt v autobusech s hmotnost\u00ed nad 5 tun.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-lucembursko\"><strong>Lucembursko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho \u010dlena pos\u00e1dky, kter\u00fd vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n\n\n\n<li>Reflexn\u00ed vesta je povinn\u00e1 i pro motork\u00e1\u0159e.<\/li>\n\n\n\n<li>Navigaci m\u016f\u017eete m\u00edt um\u00edst\u011bnou jen v lev\u00e9m doln\u00edm rohu \u010deln\u00edho skla a nesm\u00ed ohro\u017eovat v\u00fdhled \u0159idi\u010de.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-ma-arsko\"><strong>Ma\u010farsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti za sn\u00ed\u017een\u00e9 viditelnosti.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-makedonie\"><strong>Makedonie<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n\n\n\n<li>D\u011bti do 10 let nesm\u00ed jezdit na j\u00edzdn\u00edm kole na ve\u0159ejn\u00fdch komunikac\u00edch.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-n-mecko\"><strong>N\u011bmecko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pro vjezd do m\u011bst jsou pot\u0159eba n\u00edzkoemisn\u00ed plakety.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-polsko\"><strong>Polsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho ve vozidle.<\/li>\n\n\n\n<li>Ve vozidle mus\u00ed b\u00fdt hasic\u00ed p\u0159\u00edstroj.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-portugalsko\"><strong>Portugalsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ve vozidle jsou zak\u00e1zan\u00e9 on-board kamery.<\/li>\n\n\n\n<li>Nesm\u00ed se pou\u017e\u00edvat jak\u00e9koli antiradary.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-rakousko\"><strong>Rakousko&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zak\u00e1zan\u00e9 jsou on-board kamery ve vozidle.<\/li>\n\n\n\n<li>Reflexn\u00ed vesta je povinn\u00e1 jen pro \u0159idi\u010de, pro ostatn\u00ed \u010dleny pos\u00e1dky vozu se doporu\u010duje. Mezi povolen\u00e9 barvy pat\u0159\u00ed oran\u017eov\u00e1, \u017elut\u00e1 a \u010derven\u00e1.<\/li>\n\n\n\n<li>Reflexn\u00ed vestu mus\u00ed m\u00edt \u0159idi\u010d po ruce v kabin\u011b vozu.<\/li>\n\n\n\n<li>V n\u011bkter\u00fdch \u010d\u00e1stech Rakouska jsou n\u00edzkoemisn\u00ed z\u00f3ny pro vozidla kategorie N bez omezen\u00ed hmotnosti.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-ecko\"><strong>\u0158ecko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Je zak\u00e1zan\u00e1 hands-free sada do ucha.<\/li>\n\n\n\n<li>Povinn\u00fd je hasic\u00ed p\u0159\u00edstroj.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-rumunsko\"><strong>Rumunsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hasic\u00ed p\u0159\u00edstroj ve vozidle je povinn\u00fd.<\/li>\n\n\n\n<li>Reflexn\u00ed vestu mus\u00ed m\u00edt ka\u017ed\u00fd, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-slovensko\"><strong>Slovensko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n\n\n\n<li>Navigace nebo podobn\u00fd p\u0159\u00edstroj nesm\u00ed b\u00fdt na \u010deln\u00edm skle v zorn\u00e9m poli \u0159idi\u010de.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-slovinsko\"><strong>Slovinsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pou\u017e\u00edv\u00e1n\u00ed jak\u00fdchkoli antiradar\u016f (v\u010detn\u011b t\u011bch v navigac\u00edch) je zak\u00e1zan\u00e9.<\/li>\n\n\n\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-srbsko\"><strong>Srbsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho, kdo vystupuje z vozidla b\u011bhem mimo\u0159\u00e1dn\u00e9 ud\u00e1losti.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-pan-lsko\"><strong>\u0160pan\u011blsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Plat\u00ed z\u00e1kaz navigac\u00ed na \u010deln\u00edm skle.<\/li>\n\n\n\n<li>Ve voze se nesm\u00ed pou\u017e\u00edvat televize a DVD p\u0159ehr\u00e1va\u010de, kter\u00e9 by mohly rozptylovat \u0159idi\u010de.<\/li>\n\n\n\n<li>\u0158idi\u010d s dioptrick\u00fdmi br\u00fdlemi nebo kontaktn\u00edmi \u010do\u010dkami mus\u00ed m\u00edt s sebou je\u0161t\u011b jedny jako n\u00e1hradn\u00ed.<\/li>\n\n\n\n<li>Reflexn\u00ed vesta je povinn\u00e1 pro ka\u017ed\u00e9ho ve vozidle.<\/li>\n\n\n\n<li>Helmy pro cyklisty jsou povinn\u00e9 pro ka\u017ed\u00e9ho mimo m\u011bsta.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-v-carsko\"><strong>\u0160v\u00fdcarsko<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Plat\u00ed z\u00e1kaz pou\u017e\u00edv\u00e1n\u00ed jak\u00fdchkoli antiradar\u016f (v\u010detn\u011b t\u011bch v navigac\u00edch).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-ukrajina\"><strong>Ukrajina<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ve vozidle mus\u00ed b\u00fdt hasic\u00ed p\u0159\u00edstroj.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-velk-brit-nie\"><strong>Velk\u00e1 Brit\u00e1nie<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Motorist\u00e9 s levostrann\u00fdm \u0159\u00edzen\u00edm si mus\u00ed upravit sv\u011btlomety pro j\u00edzdu na lev\u00e9 stran\u011b. V opa\u010dn\u00e9m p\u0159\u00edpad\u011b riskuj\u00ed, \u017ee je zastav\u00ed policie a ulo\u017e\u00ed jim pokutu a\u017e 1 000 liber.<\/li>\n\n\n\n<li>Osv\u011bd\u010den\u00ed zdravotn\u00ed zp\u016fsobilosti ze zahrani\u010d\u00ed, kter\u00e9 sv\u00e9ho dr\u017eitele osvobozuje od pou\u017e\u00edv\u00e1n\u00ed bezpe\u010dnostn\u00edho p\u00e1su, ve Velk\u00e9 Brit\u00e1nii neplat\u00ed.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Zdroj dat: Slavia poji\u0161\u0165ovna<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jezd\u00edte autem k mo\u0159i nebo do Alp? Chcete si b\u00fdt jist\u00ed, \u017ee je va\u0161e vozidlo na cestu do zahrani\u010d\u00ed dob\u0159e p\u0159ipraven\u00e9? Kvalitn\u00ed a spr\u00e1vn\u011b nastaven\u00e9 poji\u0161t\u011bn\u00ed auta je z\u00e1rukou toho, \u017ee p\u0159i nehod\u011b pokryje \u0161kody na majetku i zdrav\u00ed v\u0161ech \u00fa\u010dastn\u00edk\u016f a vy nez\u016fstanete bez pomoci. Podle pr\u016fzkumu Ipsos a\u017e 63 % \u010cech\u016f vyr\u00e1\u017e\u00ed na letn\u00ed dovolenou do zahrani\u010d\u00ed. V\u011bt\u0161ina z nich, konkr\u00e9tn\u011b a\u017e 53 %, cestuje za hranice vlastn\u00edm vozidlem. Z\u00e1kladem je platn\u00e9 povinn\u00e9 ru\u010den\u00ed Ofici\u00e1ln\u00ed n\u00e1zev povinn\u00e9ho ru\u010den\u00ed je Poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu motorov\u00e9ho vozidla. Chr\u00e1n\u00ed v\u00e1s p\u0159ed povinnost\u00ed hradit mnohdy velmi vysok\u00e9 \u010d\u00e1stky, kter\u00e9 sv\u00fdm vozidlem zp\u016fsob\u00edte \u2013 a to nejen v \u010cesku, ale i v zahrani\u010d\u00ed. Info: Minim\u00e1ln\u00ed limity povinn\u00e9ho ru\u010den\u00ed jsou nastaven\u00e9 na 35 milion\u016f K\u010d za \u0161kody na majetku i na zdrav\u00ed. Od 1. 1. 2024 je nov\u00fd z\u00e1kon zv\u00fd\u0161\u00ed na 50 milion\u016f K\u010d, co\u017e ale v zahrani\u010d\u00ed ani sta\u010dit nemus\u00ed. Pokud v zahrani\u010d\u00ed zp\u016fsob\u00edte trvalou \u00fajmu na zdrav\u00ed n\u011bkolika produktivn\u00edch osob, kter\u00e9 jsou v dal\u0161\u00edm \u017eivot\u011b odk\u00e1z\u00e1ny na trvalou p\u00e9\u010di kv\u016fli nesob\u011bsta\u010dnosti a na nich\u017e jsou z\u00e1visl\u00e9 vy\u017eivovan\u00e9 osoby, \u0161plhaj\u00ed se \u010d\u00e1stky do nebesk\u00fdch v\u00fd\u0161in. M\u016f\u017ee se to st\u00e1t t\u0159eba v okam\u017eiku, kdy zavin\u00edte hromadnou tragickou nehodu v tunelu nebo zp\u016fsob\u00edte st\u0159et s [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1806,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[83,19,104,64],"class_list":["post-1800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezivotni-pojisteni","tag-havarijni-pojisteni","tag-irena-jakobova","tag-pojisteni-auta","tag-povinne-ruceni"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Jak na kvalitn\u00ed a spr\u00e1vn\u011b nastaven\u00e9 poji\u0161t\u011bn\u00ed auta - Blog FinGO.cz<\/title>\n<meta name=\"description\" content=\"Dobr\u00e9 poji\u0161t\u011bn\u00ed auta v\u00e1m na cest\u00e1ch dod\u00e1 klid. 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