{"id":1717,"date":"2025-05-02T09:00:32","date_gmt":"2025-05-02T08:00:32","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=1717"},"modified":"2025-05-02T09:11:44","modified_gmt":"2025-05-02T08:11:44","slug":"nebezpeci-bourek-pojisteni-uderu-blesku-nebo-prepeti-v-siti","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/nebezpeci-bourek-pojisteni-uderu-blesku-nebo-prepeti-v-siti\/","title":{"rendered":"Nebezpe\u010d\u00ed bou\u0159ek: Poji\u0161t\u011bn\u00ed \u00faderu blesku, nebo p\u0159ep\u011bt\u00ed v s\u00edti?"},"content":{"rendered":"\n<p><strong>Posledn\u00ed roky zkou\u0161\u00edme, co um\u00ed nevyzpytateln\u00e9 po\u010das\u00ed. Vysok\u00e9 teploty a rychl\u00e9 zm\u011bny tlaku \u010dasto vytv\u00e1\u0159ej\u00ed ide\u00e1ln\u00ed podm\u00ednky pro bou\u0159ky. Ty sice v hork\u00fdch dnech nab\u00edzej\u00ed p\u0159\u00edjemn\u00e9 osv\u011b\u017een\u00ed, ale m\u016f\u017eou za sebou zanechat ni\u010div\u00e9 \u0161kody na majetku. Proto byste si m\u011bli sjednat spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Co se v \u010dl\u00e1nku do\u010dtete<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#h-co-kryje-pojisteni-uderu-blesku\">Co kryje poji\u0161t\u011bn\u00ed \u00faderu blesku<\/a><\/li><li class=\"\"><a href=\"#htoc-p-m-der-blesku-vs-p-ep-t-v-elektrick-s-ti\">P\u0159\u00edm\u00fd \u00fader blesku vs. p\u0159ep\u011bt\u00ed v elektrick\u00e9 s\u00edti<\/a><\/li><li class=\"\"><a href=\"#htoc-chra-te-sv-spot-ebi-e-p-ed-p-ep-t-m\">Chra\u0148te sv\u00e9 spot\u0159ebi\u010de p\u0159ed p\u0159ep\u011bt\u00edm<\/a><\/li><li class=\"\"><a href=\"#htoc-dal-nebezpe-bou-ek\">Dal\u0161\u00ed nebezpe\u010d\u00ed bou\u0159ek<\/a><\/li><li class=\"\"><a href=\"#htoc-se-spr-vn-m-poji-t-n-m-v-m-pom-eme\">Se spr\u00e1vn\u00fdm poji\u0161t\u011bn\u00edm v\u00e1m pom\u016f\u017eeme<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-po-et-bou-kov-ch-dn-za-rok-se-v-esku-pohybuje-mezi-25-a-40\">Po\u010det bou\u0159kov\u00fdch dn\u00ed za rok se v&nbsp;\u010cesku pohybuje mezi 25 a 40.&nbsp;<\/li>\n\n\n\n<li id=\"htoc-blesky-ka-doro-n-zp-sob-n-kolik-po-r-lidsk-ch-obydl\">Blesky ka\u017edoro\u010dn\u011b zp\u016fsob\u00ed n\u011bkolik po\u017e\u00e1r\u016f lidsk\u00fdch obydl\u00ed.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\u201e<em>V roce 2022 hasi\u010di evidovali celkem 43&nbsp;po\u017e\u00e1r\u016f zp\u016fsoben\u00fdch bleskem. P\u0159i nich byla zran\u011bna jedna osoba a zp\u016fsobeny \u0161kody ve v\u00fd\u0161i t\u00e9m\u011b\u0159 osm milion\u016f korun,\u201d <\/em>uv\u00e1d\u00ed Rudolf Kram\u00e1\u0159 z tiskov\u00e9ho odd\u011blen\u00ed Hasi\u010dsk\u00e9ho z\u00e1chrann\u00e9ho sboru. Samotn\u00fdch ud\u00e1lost\u00ed jsou ve spojitosti s bleskem ka\u017edoro\u010dn\u011b tis\u00edce.<\/p>\n\n\n\n<p>Pr\u00e1v\u011b blesk je jedn\u00edm z nejv\u00edc fascinuj\u00edc\u00edch a z\u00e1rove\u0148 nebezpe\u010dn\u00fdch p\u0159\u00edrodn\u00edch jev\u016f. Tento elektrick\u00fd \u00fakaz se m\u016f\u017ee p\u0159en\u00e9st p\u0159es oblohu a po\u0161kodit cokoli, co mu stoj\u00ed v&nbsp;cest\u011b.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Zajimava-cisla-o-blesku.png\" alt=\"Zaj\u00edmav\u00e9 statistiky o blesc\u00edch\" class=\"wp-image-1722\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Zajimava-cisla-o-blesku.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Zajimava-cisla-o-blesku-300x225.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Zajimava-cisla-o-blesku-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-co-kryje-pojisteni-uderu-blesku\"><strong>Co kryje poji\u0161t\u011bn\u00ed \u00faderu blesku<\/strong><\/h2>\n\n\n\n<p>\u00dader blesku je <strong>standardn\u00ed \u017eiveln\u00ed riziko<\/strong>, kter\u00e9 poji\u0161\u0165ovny zahrnuj\u00ed do sv\u00e9ho z\u00e1kladn\u00edho pojistn\u00e9ho kryt\u00ed. Pravd\u011bpodobnost toho, \u017ee blesk ude\u0159\u00ed p\u0159\u00edmo do domu, ale nen\u00ed moc vysok\u00e1. Lid\u00e9 nerozli\u0161uj\u00ed \u2013 a \u010dasto zam\u011b\u0148uj\u00ed \u2013 <strong>p\u0159\u00edm\u00fd \u00fader blesku a p\u0159ep\u011bt\u00ed v&nbsp;elektrick\u00e9 s\u00edti<\/strong>.<\/p>\n\n\n\n<p>Rozd\u00edl mezi p\u0159\u00edm\u00fdm \u00faderem blesku a p\u0159ep\u011bt\u00edm ale spo\u010d\u00edv\u00e1 v tom, <strong>kam elektrick\u00fd v\u00fdboj m\u00ed\u0159\u00ed<\/strong>. P\u0159\u00edm\u00fd \u00fader blesku ude\u0159\u00ed do objektu na zemi, zat\u00edmco p\u0159ep\u011bt\u00ed se vyskytuje na elektrick\u00e9m veden\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-p-m-der-blesku-vs-p-ep-t-v-elektrick-s-ti\"><strong>P\u0159\u00edm\u00fd \u00fader blesku vs. p\u0159ep\u011bt\u00ed v elektrick\u00e9 s\u00edti<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-p-m-der-blesku-je-situace-kdy-elektrick-v-boj-z-oblaku-p-mo-ude-do-objektu-na-zemi-nap-klad-do-stromu-budovy-nebo-lov-ka-tento-der-m-e-b-t-velmi-siln-a-nebezpe-n-kdy-blesk-do-n-eho-ude-vytv-se-intenzivn-teplo-a-elektrick-proud-dan-m-objektem-proch-z-to-m-e-zp-sobit-po-r-a-u-lov-ka-dokonce-zran-n-nebo-smrt\"><strong>P\u0159\u00edm\u00fd \u00fader blesku<\/strong> je situace, kdy elektrick\u00fd v\u00fdboj z oblaku <strong>p\u0159\u00edmo ude\u0159\u00ed do objektu na zemi <\/strong>\u2013 nap\u0159\u00edklad do stromu, budovy nebo \u010dlov\u011bka. Tento \u00fader m\u016f\u017ee b\u00fdt velmi siln\u00fd a nebezpe\u010dn\u00fd. Kdy\u017e blesk do n\u011b\u010deho ude\u0159\u00ed, vytv\u00e1\u0159\u00ed se intenzivn\u00ed teplo a <strong>elektrick\u00fd proud dan\u00fdm objektem proch\u00e1z\u00ed<\/strong>. To m\u016f\u017ee zp\u016fsobit po\u017e\u00e1r a u \u010dlov\u011bka dokonce zran\u011bn\u00ed nebo smrt.&nbsp;<\/li>\n\n\n\n<li id=\"htoc-p-ep-t-je-oproti-tomu-situace-kdy-elektrick-v-boj-blesku-vytv-velmi-vysok-nap-t-na-elektrick-m-veden-p-ep-t-m-e-nastat-kv-li-blesku-kter-ude-do-veden-v-bl-zkosti-budovy-nebo-elektrick-ho-za-zen-kdy-dojde-k-p-ep-t-nap-t-v-elektrick-m-syst-mu-prudce-stoup-nad-jeho-norm-ln-rove-to-m-e-po-kodit-elektronick-za-zen-a-spot-ebi-e-nebo-elektrick-rozvody-v-budov-v-extr-mn-ch-p-padech-m-e-p-ep-t-zp-sobit-po-r\"><strong>P\u0159ep\u011bt\u00ed<\/strong> je oproti tomu situace, kdy elektrick\u00fd v\u00fdboj blesku<strong> vytv\u00e1\u0159\u00ed velmi vysok\u00e9 nap\u011bt\u00ed na elektrick\u00e9m veden\u00ed<\/strong>. P\u0159ep\u011bt\u00ed m\u016f\u017ee nastat kv\u016fli blesku, kter\u00fd ude\u0159\u00ed do veden\u00ed v bl\u00edzkosti budovy nebo elektrick\u00e9ho za\u0159\u00edzen\u00ed. Kdy\u017e dojde k p\u0159ep\u011bt\u00ed, nap\u011bt\u00ed v elektrick\u00e9m syst\u00e9mu prudce stoup\u00e1 nad jeho norm\u00e1ln\u00ed \u00farove\u0148. To m\u016f\u017ee <strong>po\u0161kodit elektronick\u00e1 za\u0159\u00edzen\u00ed a spot\u0159ebi\u010de<\/strong> nebo elektrick\u00e9 rozvody v budov\u011b. V extr\u00e9mn\u00edch p\u0159\u00edpadech m\u016f\u017ee p\u0159ep\u011bt\u00ed zp\u016fsobit po\u017e\u00e1r.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background\"><strong>Pozor: <\/strong>Pokud blesk uhod\u00ed mimo poji\u0161t\u011bn\u00fd objekt a p\u0159ep\u011bt\u00ed se do domu dostane veden\u00edm nebo zemn\u011bn\u00edm, tato \u0161koda nen\u00ed d\u016fsledkem p\u0159\u00edm\u00e9ho \u00faderu blesku.<\/p>\n\n\n\n<p><strong>Poji\u0161\u0165ovny nab\u00edzej\u00ed i mo\u017enost pojistit se proti p\u0159ep\u011bt\u00ed<\/strong>, kter\u00e9 m\u016f\u017ee zp\u016fsobit \u0161kody na elektrick\u00fdch za\u0159\u00edzen\u00edch. V takov\u00e9m p\u0159\u00edpad\u011b obvykle sta\u010d\u00ed p\u0159edlo\u017eit potvrzen\u00ed od autorizovan\u00e9ho elektrik\u00e1\u0159e o po\u0161kozen\u00ed p\u0159ep\u011bt\u00edm v&nbsp;s\u00edti a <a href=\"https:\/\/www.fingo.cz\/blog\/pojisteni-nemovitosti-a-domacnosti-jak-se-v-tom-vyznat\/\">poji\u0161\u0165ovna by m\u011bla \u0161kodu zaplatit<\/a>.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background\">Na p\u0159ep\u011bt\u00ed jsou velmi citliv\u00e9 hlavn\u011b spot\u0159ebi\u010de jako <strong>televize, po\u010d\u00edta\u010de a monitory<\/strong>. V\u00fdjime\u010dn\u011b ale m\u016f\u017ee p\u0159ep\u011bt\u00ed po\u0161kodit i dal\u0161\u00ed elektrick\u00e9 spot\u0159ebi\u010de, <strong>v\u010detn\u011b pra\u010dky, bojleru nebo kuchy\u0148sk\u00fdch spot\u0159ebi\u010d\u016f<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Jake-pristroje-prepeti-poskodi.png\" alt=\"P\u0159\u00edklady elektrick\u00fdch za\u0159\u00edzen\u00ed, kter\u00e9 m\u016f\u017ee p\u0159ep\u011bt\u00ed po\u0161kodit\" class=\"wp-image-1723\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Jake-pristroje-prepeti-poskodi.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Jake-pristroje-prepeti-poskodi-300x225.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Jake-pristroje-prepeti-poskodi-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-chra-te-sv-spot-ebi-e-p-ed-p-ep-t-m\"><strong>Chra\u0148te sv\u00e9 spot\u0159ebi\u010de p\u0159ed p\u0159ep\u011bt\u00edm<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li id=\"htoc-podle-pr-zkumu-spole-nosti-schneider-electric-26-lid-nev-e-sv-spot-ebi-e-m-e-p-ed-p-ep-t-m-chr-nit\">Podle pr\u016fzkumu spole\u010dnosti Schneider Electric <strong>26 % lid\u00ed nev\u00ed, \u017ee sv\u00e9 spot\u0159ebi\u010de m\u016f\u017ee p\u0159ed p\u0159ep\u011bt\u00edm chr\u00e1nit<\/strong>.&nbsp;<\/li>\n\n\n\n<li id=\"htoc-podobn-mno-stv-lid-tak-uv-d-e-jim-blesk-v-minulosti-nap-chal-kodu-na-n-kter-m-elektrick-m-spot-ebi-i\">Podobn\u00e9 mno\u017estv\u00ed lid\u00ed tak\u00e9 uv\u00e1d\u00ed, \u017ee jim <strong>blesk v&nbsp;minulosti nap\u00e1chal \u0161kodu<\/strong> na n\u011bkter\u00e9m elektrick\u00e9m spot\u0159ebi\u010di.&nbsp;<\/li>\n\n\n\n<li id=\"htoc-polovina-respondent-sv-spot-ebi-e-nijak-nechr-n-maxim-ln-je-p-i-siln-bou-ce-vytahuje-ze-z-suvky1\">Polovina respondent\u016f <strong>sv\u00e9 spot\u0159ebi\u010de nijak nechr\u00e1n\u00ed<\/strong>, maxim\u00e1ln\u011b je p\u0159i siln\u00e9 bou\u0159ce vytahuje ze z\u00e1suvky.&nbsp;<\/li>\n\n\n\n<li id=\"htoc-v-drtiv-v-t-in-se-lid-spol-haj-na-to-e-je-ochr-n-hromosvod-a-bleskosvod-v-jeho-spolehlivost-v-56-respondent\">V drtiv\u00e9 v\u011bt\u0161in\u011b se <strong>lid\u00e9 spol\u00e9haj\u00ed na to, \u017ee je ochr\u00e1n\u00ed hromosvod a bleskosvod<\/strong>. V&nbsp;jeho spolehlivost v\u011b\u0159\u00ed 56 % respondent\u016f.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>P\u0159ep\u011b\u0165ov\u00e1 ochrana je p\u0159itom levn\u00e1, snadn\u00e1 na instalaci a m\u016f\u017ee p\u0159edej\u00edt nep\u0159\u00edjemn\u00fdm situac\u00edm. Proto\u017ee i kdy\u017e v\u00edte, \u017ee v\u00e1m poji\u0161\u0165ovna \u0161kodu proplat\u00ed, st\u00e1le mus\u00edte zbyte\u010dn\u011b \u0159e\u0161it rozbit\u00fd spot\u0159ebi\u010d.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-dal-nebezpe-bou-ek\"><strong>Dal\u0161\u00ed nebezpe\u010d\u00ed bou\u0159ek<\/strong><\/h2>\n\n\n\n<p>Bou\u0159ky \u010dasto doprov\u00e1zej\u00ed <strong>prudk\u00e9 vich\u0159ice<\/strong>, kter\u00e9 dok\u00e1\u017eou trhat st\u0159echy, bourat ploty, po\u0161kodit fas\u00e1dy a <a href=\"https:\/\/www.fingo.cz\/blog\/vite-jiste-ze-vam-pojisteni-domu-pokryje-pripadnou-skodu\/\">nap\u00e1chat na majetku mnohamilionov\u00e9 \u0161kody<\/a>.&nbsp;<\/p>\n\n\n\n<p>V porovn\u00e1n\u00ed s rokem 2021 stoupl loni po\u010det \u0161kodn\u00edch ud\u00e1lost\u00ed zp\u016fsoben\u00fdch vich\u0159ic\u00ed p\u0159ibli\u017en\u011b o t\u0159etinu a&nbsp;poji\u0161\u0165ovny v roce 2022 \u0159e\u0161ily t\u00e9m\u011b\u0159 <strong>50 tis\u00edc pojistn\u00fdch ud\u00e1lost\u00ed zp\u016fsoben\u00fdch vich\u0159ic\u00ed<\/strong>. Ta se tak stala skokanem roku 2022 v po\u010dtu pojistn\u00fdch ud\u00e1lost\u00ed.&nbsp;<\/p>\n\n\n\n<p><em>\u201eTento n\u00e1r\u016fst m\u016f\u017ee b\u00fdt t\u00edm, \u017ee vich\u0159ice v roce 2022 zas\u00e1hly v\u011bt\u0161\u00ed plochu ne\u017e o rok d\u0159\u00edve. Roku 2021 dominovalo ni\u010div\u00e9 torn\u00e1do na ji\u017en\u00ed Morav\u011b, kter\u00e9 m\u011blo sice za n\u00e1sledek enormn\u00ed \u0161kody, ale ty se objevily na pom\u011brn\u011b \u00fazce vymezen\u00e9m \u00fazem\u00ed. Zm\u00edn\u011bn\u00e9 torn\u00e1do by mohlo postupn\u011b zv\u00fd\u0161it po\u010det poji\u0161t\u011bn\u00fdch klient\u016f. Nav\u00edc by lid\u00e9 mohli d\u00e1vat v\u011bt\u0161\u00ed pozor na spr\u00e1vn\u00e9 nastaven\u00ed pojistn\u00e9 smlouvy a takzvan\u00e9 podpoji\u0161t\u011bn\u00ed,\u201c<\/em> vysv\u011btluje Petr Jedli\u010dka, hlavn\u00ed analytik a pojistn\u00fd matematik z \u010cesk\u00e9 asociace poji\u0161\u0165oven.&nbsp;<\/p>\n\n\n\n<p>Tomu napov\u00eddaj\u00ed i data \u010cesk\u00e9 asociace poji\u0161\u0165oven. Podle n\u00ed <strong>pr\u016fm\u011brn\u00e1 \u0161koda klesla v roce 2022 na 31 tis\u00edc K\u010d<\/strong> ze 124 tis\u00edc K\u010d roku 2021, kter\u00fd byl ovlivn\u011bn\u00fd vysok\u00fdmi \u0161kodami kv\u016fli torn\u00e1du.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Majetkove-pojistne-udalosti-2022.png\" alt=\"Tabulka pojistn\u00fdch ud\u00e1lost\u00ed na majetku v roce 2022\" class=\"wp-image-1724\" srcset=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Majetkove-pojistne-udalosti-2022.png 1024w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Majetkove-pojistne-udalosti-2022-300x225.png 300w, https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/08\/Majetkove-pojistne-udalosti-2022-768x576.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-se-spr-vn-m-poji-t-n-m-v-m-pom-eme\">Se spr\u00e1vn\u00fdm poji\u0161t\u011bn\u00edm v\u00e1m pom\u016f\u017eeme<\/h2>\n\n\n\n<p>Statistiky n\u00e1m neust\u00e1le p\u0159ipom\u00ednaj\u00ed, jak m\u00e1lo se dok\u00e1\u017eeme pou\u010dit z ne\u0161t\u011bst\u00ed druh\u00fdch. Po ka\u017ed\u00e9 ni\u010div\u00e9 vich\u0159ici nebo po\u017e\u00e1ru se rozproud\u00ed diskuze o pojistn\u00e9m kryt\u00ed majetku, ale z\u016fst\u00e1v\u00e1 podobn\u00e9 procento podpoji\u0161t\u011bn\u00fdch po\u0161kozen\u00fdch. Nezapom\u00ednejte proto <strong>pravideln\u011b prov\u011b\u0159ovat, jestli m\u00e1te nemovitost dostate\u010dn\u011b poji\u0161t\u011bnou<\/strong>.<\/p>\n\n\n\n<p>S v\u00fdb\u011brem nejv\u00fdhodn\u011bj\u0161\u00edho poji\u0161t\u011bn\u00ed majetku v\u00e1m <strong>r\u00e1di pom\u016f\u017eou na\u0161i odborn\u00edci<\/strong>. Sta\u010d\u00ed n\u00e1m zavolat na telefon <strong>777 107 717<\/strong> nebo vyplnit sv\u00e9 \u00fadaje v <a href=\"https:\/\/www.fingo.cz\/kontakty\">kontaktn\u00edm formul\u00e1\u0159i<\/a>. Na\u0161i zku\u0161en\u00ed poradci v\u00e1s pak provedou cel\u00fdm procesem.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Posledn\u00ed roky zkou\u0161\u00edme, co um\u00ed nevyzpytateln\u00e9 po\u010das\u00ed. Vysok\u00e9 teploty a rychl\u00e9 zm\u011bny tlaku \u010dasto vytv\u00e1\u0159ej\u00ed ide\u00e1ln\u00ed podm\u00ednky pro bou\u0159ky. Ty sice v hork\u00fdch dnech nab\u00edzej\u00ed p\u0159\u00edjemn\u00e9 osv\u011b\u017een\u00ed, ale m\u016f\u017eou za sebou zanechat ni\u010div\u00e9 \u0161kody na majetku. Proto byste si m\u011bli sjednat spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed. \u201eV roce 2022 hasi\u010di evidovali celkem 43&nbsp;po\u017e\u00e1r\u016f zp\u016fsoben\u00fdch bleskem. P\u0159i nich byla zran\u011bna jedna osoba a zp\u016fsobeny \u0161kody ve v\u00fd\u0161i t\u00e9m\u011b\u0159 osm milion\u016f korun,\u201d uv\u00e1d\u00ed Rudolf Kram\u00e1\u0159 z tiskov\u00e9ho odd\u011blen\u00ed Hasi\u010dsk\u00e9ho z\u00e1chrann\u00e9ho sboru. Samotn\u00fdch ud\u00e1lost\u00ed jsou ve spojitosti s bleskem ka\u017edoro\u010dn\u011b tis\u00edce. Pr\u00e1v\u011b blesk je jedn\u00edm z nejv\u00edc fascinuj\u00edc\u00edch a z\u00e1rove\u0148 nebezpe\u010dn\u00fdch p\u0159\u00edrodn\u00edch jev\u016f. Tento elektrick\u00fd \u00fakaz se m\u016f\u017ee p\u0159en\u00e9st p\u0159es oblohu a po\u0161kodit cokoli, co mu stoj\u00ed v&nbsp;cest\u011b. Co kryje poji\u0161t\u011bn\u00ed \u00faderu blesku \u00dader blesku je standardn\u00ed \u017eiveln\u00ed riziko, kter\u00e9 poji\u0161\u0165ovny zahrnuj\u00ed do sv\u00e9ho z\u00e1kladn\u00edho pojistn\u00e9ho kryt\u00ed. Pravd\u011bpodobnost toho, \u017ee blesk ude\u0159\u00ed p\u0159\u00edmo do domu, ale nen\u00ed moc vysok\u00e1. Lid\u00e9 nerozli\u0161uj\u00ed \u2013 a \u010dasto zam\u011b\u0148uj\u00ed \u2013 p\u0159\u00edm\u00fd \u00fader blesku a p\u0159ep\u011bt\u00ed v&nbsp;elektrick\u00e9 s\u00edti. Rozd\u00edl mezi p\u0159\u00edm\u00fdm \u00faderem blesku a p\u0159ep\u011bt\u00edm ale spo\u010d\u00edv\u00e1 v tom, kam elektrick\u00fd v\u00fdboj m\u00ed\u0159\u00ed. P\u0159\u00edm\u00fd \u00fader blesku ude\u0159\u00ed do objektu na zemi, zat\u00edmco p\u0159ep\u011bt\u00ed se vyskytuje na elektrick\u00e9m veden\u00ed. P\u0159\u00edm\u00fd \u00fader blesku vs. p\u0159ep\u011bt\u00ed v elektrick\u00e9 s\u00edti Pozor: Pokud blesk uhod\u00ed mimo [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1726,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[19,97],"class_list":["post-1717","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezivotni-pojisteni","tag-irena-jakobova","tag-zivelni-udalosti"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Nebezpe\u010d\u00ed bou\u0159ek: Poji\u0161t\u011bn\u00ed \u00faderu blesku, nebo p\u0159ep\u011bt\u00ed v s\u00edti? - Blog FinGO.cz<\/title>\n<meta name=\"description\" content=\"V\u00edte, \u010d\u00edm se li\u0161\u00ed p\u0159\u00edm\u00fd \u00fader blesku a p\u0159ep\u011bt\u00ed? Z hlediska poji\u0161t\u011bn\u00ed je to velk\u00fd rozd\u00edl. Zjist\u011bte, na co a jak se spr\u00e1vn\u011b pojistit.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.cz\/blog\/nebezpeci-bourek-pojisteni-uderu-blesku-nebo-prepeti-v-siti\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nebezpe\u010d\u00ed bou\u0159ek: Poji\u0161t\u011bn\u00ed \u00faderu blesku, nebo p\u0159ep\u011bt\u00ed v s\u00edti?\" \/>\n<meta property=\"og:description\" content=\"V\u00edte, \u010d\u00edm se li\u0161\u00ed p\u0159\u00edm\u00fd \u00fader blesku a p\u0159ep\u011bt\u00ed? Z hlediska poji\u0161t\u011bn\u00ed je to velk\u00fd rozd\u00edl. 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