{"id":1382,"date":"2023-05-02T16:53:20","date_gmt":"2023-05-02T15:53:20","guid":{"rendered":"https:\/\/www.fingo.cz\/blog\/?p=1382"},"modified":"2023-05-02T16:53:21","modified_gmt":"2023-05-02T15:53:21","slug":"pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita","status":"publish","type":"post","link":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/","title":{"rendered":"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1 a p\u0159itom tak d\u016fle\u017eit\u00e1"},"content":{"rendered":"\n<p>I mal\u00e1 chvilka nepozornosti v\u00e1s m\u016f\u017ee vyj\u00edt pom\u011brn\u011b draze. A\u0165 u\u017e v\u00e1m praskne hadi\u010dka u vodovodn\u00ed baterie a vytop\u00ed souseda, v\u00e1\u0161 pes rozkou\u0161e n\u00e1v\u0161t\u011bv\u011b nov\u00e9 boty, nebo va\u0161e d\u00edt\u011b v obchod\u011b rozbije drahou elektroniku. V takov\u00fdch p\u0159\u00edpadech se vyplat\u00ed m\u00edt pojistku odpov\u011bdnosti, kter\u00e1 v\u00e1m pom\u016f\u017ee pokr\u00fdt \u0161kodu.<\/p>\n\n\n\n<div class=\"wp-block-ht-block-toc  is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Co se v \u010dl\u00e1nku do\u010dtete<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#htoc-kdy-se-pojistka-odpov-dnosti-hod\">Kdy se pojistka odpov\u011bdnosti hod\u00ed?<\/a><\/li><li class=\"\"><a href=\"#htoc-pojistka-odpov-dnosti-m-r-zn-podoby\">Pojistka odpov\u011bdnosti m\u00e1 r\u016fzn\u00e9 podoby<\/a><ul class=\"ht_toc_child_list\"><li class=\"\"><a href=\"#htoc-na-co-myslet-p-i-v-b-ru-poji-t-n-odpov-dnosti\">Na co myslet p\u0159i v\u00fdb\u011bru poji\u0161t\u011bn\u00ed odpov\u011bdnosti?<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#htoc-pojistka-na-blbost-v-t-inou-kryje-nepozornost\">\u201ePojistka na blbost\u201d kryje hlavn\u011b nepozornost<\/a><\/li><\/ul><\/div><\/div>\n\n\n\n<p>Pokud va\u0161\u00ed vinou \u2013 p\u0159\u00edpadn\u011b vinou va\u0161eho d\u00edt\u011bte nebo dom\u00e1c\u00edho mazl\u00ed\u010dka \u2013 n\u011bkomu vznikne \u00fajma na majetku nebo nedejbo\u017ee na zdrav\u00ed, <strong>n\u00e1hrada \u0161kody se m\u016f\u017ee vy\u0161plhat do vysok\u00fdch \u010d\u00e1stek<\/strong>. \u010casto se pohybujeme i v&nbsp;\u0159\u00e1du statis\u00edc\u016f nebo milion\u016f. Kdy\u017e po v\u00e1s po\u0161kozen\u00fd chce zaplatit n\u00e1hradu \u0161kody, pomocnou ruku v\u00e1m pod\u00e1 pr\u00e1v\u011b pojistka odpov\u011bdnosti. Mo\u017en\u00e1 ji tak\u00e9 zn\u00e1te pod lidov\u00fdm n\u00e1zvem \u201epojistka na blbost\u201c.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-v-te-e\"><strong>V\u00edte, \u017ee\u2026<\/strong><\/h3>\n\n\n\n<p><em>\u2026 <\/em><strong><em>za psa neodpov\u00edd\u00e1 v\u017edy jen majitel?<\/em><\/strong><em> Pokud n\u011bkomu ven\u010d\u00edte psa a ten zp\u016fsob\u00ed \u0161kodu, m\u016f\u017ee ji po\u0161kozen\u00fd cht\u00edt zaplatit p\u0159\u00edmo od v\u00e1s.<\/em><\/p>\n\n\n\n<p><em>\u2026 <\/em><strong><em>25 % v\u0161ech \u0161kod zp\u016fsob\u00ed d\u011bti a dom\u00e1c\u00ed zv\u00ed\u0159ata?<\/em><\/strong><\/p>\n\n\n\n<p><em>\u2026 t\u00e9m\u011b\u0159 <\/em><strong><em>ka\u017ed\u00fd druh\u00fd dosp\u011bl\u00fd u\u017e n\u011bkdy \u0159e\u0161il n\u00e1hradu \u0161kody<\/em><\/strong><em>, kterou on nebo n\u011bkdo z rodiny zp\u016fsobil ciz\u00ed osob\u011b?<\/em><\/p>\n\n\n\n<p><em>Zdroj dat: Kooperativa poji\u0161\u0165ovna<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-kdy-se-pojistka-odpov-dnosti-hod\"><strong>Kdy se pojistka odpov\u011bdnosti hod\u00ed?<\/strong><\/h2>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu, ofici\u00e1ln\u00edm n\u00e1zvem <strong>poji\u0161t\u011bn\u00ed odpov\u011bdnosti v&nbsp;b\u011b\u017en\u00e9m ob\u010dansk\u00e9m \u017eivot\u011b<\/strong>, kryje \u0161kody, za kter\u00e9 podle z\u00e1kona odpov\u00edd\u00e1te vy a po\u0161kozen\u00fd po v\u00e1s chce n\u00e1hradu. Bez sjednan\u00e9ho poji\u0161t\u011bn\u00ed se vystavujete riziku, \u017ee p\u0159\u00edpadnou \u0161kodu budete platit ze sv\u00e9ho.<\/p>\n\n\n\n<p>Stejn\u011b tak v\u00e1s toto poji\u0161t\u011bn\u00ed ale chr\u00e1n\u00ed i <strong>p\u0159ed n\u00e1roky, kter\u00e9 jsou neopr\u00e1vn\u011bn\u00e9<\/strong>. Jednodu\u0161e \u0159e\u010deno \u2013 aby po v\u00e1s n\u011bkdo necht\u011bl zaplatit \u0161kodu, za kterou nenesete odpov\u011bdnost.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background\"><strong>P\u0159\u00edb\u011bh z poradny:<\/strong> Podn\u00e1jemn\u00edk si \u0161el napustit vanu a dostal infarkt. Vana p\u0159etekla a voda pros\u00e1kla k&nbsp;soused\u016fm. Ti se na souseda nedozvonili, proto nakonec p\u0159ijeli hasi\u010di, po nich policie a nakonec z\u00e1chranka. Mezit\u00edm voda vytopila 3 byty. Proto\u017ee <a href=\"https:\/\/www.fingo.cz\/blog\/jak-na-pojisteni-majetku-v-najmu\/\">podn\u00e1jemn\u00edk nem\u011bl sjednanou pojistku odpov\u011bdnosti<\/a>, \u0161kodu musel zaplatit s\u00e1m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-pojistka-odpov-dnosti-m-r-zn-podoby\"><strong>Pojistka odpov\u011bdnosti m\u00e1 r\u016fzn\u00e9 podoby<\/strong><\/h2>\n\n\n\n<p>Sjednat si prvn\u00ed poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu, kter\u00e9 najdete, by nebylo moc moudr\u00e9. Ka\u017ed\u00e1 poji\u0161\u0165ovna v\u00e1m toti\u017e nab\u00eddne trochu jin\u00fd bal\u00ed\u010dek \u2013 jak obsahov\u011b, tak cenov\u011b.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"htoc-na-co-myslet-p-i-v-b-ru-poji-t-n-odpov-dnosti\"><strong>Na co myslet p\u0159i v\u00fdb\u011bru poji\u0161t\u011bn\u00ed odpov\u011bdnosti?<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Dostate\u010dn\u00fd pojistn\u00fd limit<\/strong>, kter\u00fd v\u00e1s bude chr\u00e1nit za v\u0161ech okolnost\u00ed.<\/li>\n\n\n\n<li><strong>V\u00fdluky a \u00fazemn\u00ed platnost<\/strong> \u2013 chcete kr\u00fdt \u0161kody jen na \u00fazem\u00ed \u010cR, nebo i v zahrani\u010d\u00ed?<\/li>\n\n\n\n<li><strong>Rozsah poji\u0161t\u011bn\u00ed<\/strong>, proto\u017ee ne ka\u017ed\u00e1 \u0161koda spad\u00e1 do poji\u0161t\u011bn\u00ed, kter\u00e9 si vyberete.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"htoc-pojistka-na-blbost-v-t-inou-kryje-nepozornost\"><strong>\u201ePojistka na blbost\u201d kryje hlavn\u011b nepozornost<\/strong><\/h2>\n\n\n\n<p>A\u0165 u\u017e si toto poji\u0161t\u011bn\u00ed svou p\u0159ezd\u00edvku vyslou\u017eilo jakkoli, odpov\u011bdnost za <strong>\u0161kodu v\u011bt\u0161inou vznik\u00e1 sp\u00ed\u0161 z nepozornosti <\/strong>ne\u017e z oby\u010dejn\u00e9 blbosti. Nikdo z n\u00e1s nedok\u00e1\u017ee z\u016fstat v pozoru cel\u00fd den, zvl\u00e1\u0161\u0165 kdy\u017e m\u00e1 hl\u00eddat i chov\u00e1n\u00ed sv\u00e9ho mazl\u00ed\u010dka nebo mal\u00e9ho d\u00edt\u011bte.<\/p>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti je tu pr\u00e1v\u011b proto, <strong>abyste ob\u010das mohli vypnout<\/strong>. Prost\u011b zav\u0159\u00edt o\u010di a neb\u00e1t se, \u017ee v\u00e1\u0161 mal\u00fd lidsk\u00fd nebo zv\u00ed\u0159ec\u00ed mazel mezit\u00edm n\u011bco vyvede.<\/p>\n\n\n\n<p class=\"has-luminous-vivid-orange-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background\"><strong>TIP:<\/strong> Pokud je\u0161t\u011b nem\u00e1te vy\u0159e\u0161en\u00e9 <a href=\"https:\/\/www.fingo.cz\/blog\/pojisteni-nemovitosti-a-domacnosti-jak-se-v-tom-vyznat\/\">poji\u0161t\u011bn\u00ed majetku<\/a>, je nejvy\u0161\u0161\u00ed \u010das. Sjednejte si poji\u0161t\u011bn\u00ed nemovitosti nebo dom\u00e1cnosti online a b\u011bhem p\u00e1r minut. Sta\u010d\u00ed <a href=\"https:\/\/www.fingo.cz\/pojisteni-majetku\">vyplnit n\u00e1\u0161 formul\u00e1\u0159<\/a> a provedeme v\u00e1s cel\u00fdm procesem.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I mal\u00e1 chvilka nepozornosti v\u00e1s m\u016f\u017ee vyj\u00edt pom\u011brn\u011b draze. A\u0165 u\u017e v\u00e1m praskne hadi\u010dka u vodovodn\u00ed baterie a vytop\u00ed souseda, v\u00e1\u0161 pes rozkou\u0161e n\u00e1v\u0161t\u011bv\u011b nov\u00e9 boty, nebo va\u0161e d\u00edt\u011b v obchod\u011b rozbije drahou elektroniku. V takov\u00fdch p\u0159\u00edpadech se vyplat\u00ed m\u00edt pojistku odpov\u011bdnosti, kter\u00e1 v\u00e1m pom\u016f\u017ee pokr\u00fdt \u0161kodu. Pokud va\u0161\u00ed vinou \u2013 p\u0159\u00edpadn\u011b vinou va\u0161eho d\u00edt\u011bte nebo dom\u00e1c\u00edho mazl\u00ed\u010dka \u2013 n\u011bkomu vznikne \u00fajma na majetku nebo nedejbo\u017ee na zdrav\u00ed, n\u00e1hrada \u0161kody se m\u016f\u017ee vy\u0161plhat do vysok\u00fdch \u010d\u00e1stek. \u010casto se pohybujeme i v&nbsp;\u0159\u00e1du statis\u00edc\u016f nebo milion\u016f. Kdy\u017e po v\u00e1s po\u0161kozen\u00fd chce zaplatit n\u00e1hradu \u0161kody, pomocnou ruku v\u00e1m pod\u00e1 pr\u00e1v\u011b pojistka odpov\u011bdnosti. Mo\u017en\u00e1 ji tak\u00e9 zn\u00e1te pod lidov\u00fdm n\u00e1zvem \u201epojistka na blbost\u201c. V\u00edte, \u017ee\u2026 \u2026 za psa neodpov\u00edd\u00e1 v\u017edy jen majitel? Pokud n\u011bkomu ven\u010d\u00edte psa a ten zp\u016fsob\u00ed \u0161kodu, m\u016f\u017ee ji po\u0161kozen\u00fd cht\u00edt zaplatit p\u0159\u00edmo od v\u00e1s. \u2026 25 % v\u0161ech \u0161kod zp\u016fsob\u00ed d\u011bti a dom\u00e1c\u00ed zv\u00ed\u0159ata? \u2026 t\u00e9m\u011b\u0159 ka\u017ed\u00fd druh\u00fd dosp\u011bl\u00fd u\u017e n\u011bkdy \u0159e\u0161il n\u00e1hradu \u0161kody, kterou on nebo n\u011bkdo z rodiny zp\u016fsobil ciz\u00ed osob\u011b? Zdroj dat: Kooperativa poji\u0161\u0165ovna Kdy se pojistka odpov\u011bdnosti hod\u00ed? Poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu, ofici\u00e1ln\u00edm n\u00e1zvem poji\u0161t\u011bn\u00ed odpov\u011bdnosti v&nbsp;b\u011b\u017en\u00e9m ob\u010dansk\u00e9m \u017eivot\u011b, kryje \u0161kody, za kter\u00e9 podle z\u00e1kona odpov\u00edd\u00e1te vy a po\u0161kozen\u00fd po v\u00e1s chce n\u00e1hradu. Bez sjednan\u00e9ho poji\u0161t\u011bn\u00ed [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1383,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[19,74],"class_list":["post-1382","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nezivotni-pojisteni","tag-irena-jakobova","tag-pojisteni-odpovednosti"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.11 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1, ale d\u016fle\u017eit\u00e1 - Blog FinGO.cz<\/title>\n<meta name=\"description\" content=\"Pojistka odpov\u011bdnosti v\u00e1s chr\u00e1n\u00ed v p\u0159\u00edpad\u011b, \u017ee neuhl\u00edd\u00e1te sebe, sv\u00e9 d\u00edt\u011b nebo t\u0159eba psa. Sta\u010d\u00ed toti\u017e chvilka nepozornosti a \u0161koda je na sv\u011bt\u011b.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1 a p\u0159itom tak d\u016fle\u017eit\u00e1\" \/>\n<meta property=\"og:description\" content=\"Pojistka odpov\u011bdnosti v\u00e1s chr\u00e1n\u00ed v p\u0159\u00edpad\u011b, \u017ee neuhl\u00edd\u00e1te sebe, sv\u00e9 d\u00edt\u011b nebo t\u0159eba psa. Sta\u010d\u00ed toti\u017e chvilka nepozornosti a \u0161koda je na sv\u011bt\u011b.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/\" \/>\n<meta property=\"og:site_name\" content=\"Blog FinGO.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/fingo.cz\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-02T15:53:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-02T15:53:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/05\/pes-kous\u030ce-botu.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Irena Jakobov\u00e1\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fingocz\" \/>\n<meta name=\"twitter:site\" content=\"@fingocz\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"Irena Jakobov\u00e1\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minuty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/\"},\"author\":{\"name\":\"Irena Jakobov\u00e1\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/036a5e6c806abd8f72a00d1bc52fec11\"},\"headline\":\"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1 a p\u0159itom tak d\u016fle\u017eit\u00e1\",\"datePublished\":\"2023-05-02T15:53:20+00:00\",\"dateModified\":\"2023-05-02T15:53:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/\"},\"wordCount\":704,\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/pes-kous\u030ce-botu.jpg\",\"keywords\":[\"Irena Jakobov\u00e1\",\"poji\u0161t\u011bn\u00ed odpov\u011bdnosti\"],\"articleSection\":[\"Ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed\"],\"inLanguage\":\"cs\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/\",\"name\":\"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1, ale d\u016fle\u017eit\u00e1 - Blog FinGO.cz\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/pes-kous\u030ce-botu.jpg\",\"datePublished\":\"2023-05-02T15:53:20+00:00\",\"dateModified\":\"2023-05-02T15:53:21+00:00\",\"description\":\"Pojistka odpov\u011bdnosti v\u00e1s chr\u00e1n\u00ed v p\u0159\u00edpad\u011b, \u017ee neuhl\u00edd\u00e1te sebe, sv\u00e9 d\u00edt\u011b nebo t\u0159eba psa. Sta\u010d\u00ed toti\u017e chvilka nepozornosti a \u0161koda je na sv\u011bt\u011b.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/#breadcrumb\"},\"inLanguage\":\"cs\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/pes-kous\u030ce-botu.jpg\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/pes-kous\u030ce-botu.jpg\",\"width\":1000,\"height\":667,\"caption\":\"pes kousaj\u00edc\u00ed zlatou botu\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Dom\u016f\",\"item\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1 a p\u0159itom tak d\u016fle\u017eit\u00e1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\",\"name\":\"Blog FinGO.cz\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cs\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#organization\",\"name\":\"Fingo.cz\",\"alternateName\":\"Nez\u00e1visl\u00e9 finan\u010dn\u00ed slu\u017eby - Fingo.cz\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/logo.png\",\"width\":300,\"height\":118,\"caption\":\"Fingo.cz\"},\"image\":{\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/fingo.cz\\\/\",\"https:\\\/\\\/x.com\\\/fingocz\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCGwO0jxau7AaMq0gKUcCh7A\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/fingo-cz\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/#\\\/schema\\\/person\\\/036a5e6c806abd8f72a00d1bc52fec11\",\"name\":\"Irena Jakobov\u00e1\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b18f3257444cabbc96fbf697ef96b108f27bfd4f8557cda0dc9e8526e19c26f1?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b18f3257444cabbc96fbf697ef96b108f27bfd4f8557cda0dc9e8526e19c26f1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b18f3257444cabbc96fbf697ef96b108f27bfd4f8557cda0dc9e8526e19c26f1?s=96&d=mm&r=g\",\"caption\":\"Irena Jakobov\u00e1\"},\"description\":\"12 let p\u016fsobila v poji\u0161\u0165ovn\u011b Kooperativa na pozic\u00edch tren\u00e9ra prodeje pro intern\u00ed distribuci a Key Account mana\u017eera pro v\u00fdznamn\u00e9 nadregion\u00e1ln\u00ed partnery. D\u00edky ka\u017edodenn\u00ed komunikaci se z\u00edskateli, produktov\u00fdm \u00fatvary i konkuren\u010dn\u00edmi poji\u0161\u0165ovnami se ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed stalo ned\u00edlnou sou\u010d\u00e1st\u00ed jej\u00edho profesn\u00edho \u017eivota. Ve spole\u010dnosti FinG0.cz pracuje jako Seniorn\u00ed specialistka pro oblast ne\u017eivotn\u00edho poji\u0161t\u011bn\u00ed. Miluje slunce a tepl\u00e9 mo\u0159e a Spojen\u00e9 arabsk\u00e9 emir\u00e1ty. R\u00e1da se obklopuje kv\u011btinami.\",\"url\":\"https:\\\/\\\/www.fingo.cz\\\/blog\\\/author\\\/irena-jakobova\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1, ale d\u016fle\u017eit\u00e1 - Blog FinGO.cz","description":"Pojistka odpov\u011bdnosti v\u00e1s chr\u00e1n\u00ed v p\u0159\u00edpad\u011b, \u017ee neuhl\u00edd\u00e1te sebe, sv\u00e9 d\u00edt\u011b nebo t\u0159eba psa. Sta\u010d\u00ed toti\u017e chvilka nepozornosti a \u0161koda je na sv\u011bt\u011b.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/","og_locale":"cs_CZ","og_type":"article","og_title":"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1 a p\u0159itom tak d\u016fle\u017eit\u00e1","og_description":"Pojistka odpov\u011bdnosti v\u00e1s chr\u00e1n\u00ed v p\u0159\u00edpad\u011b, \u017ee neuhl\u00edd\u00e1te sebe, sv\u00e9 d\u00edt\u011b nebo t\u0159eba psa. Sta\u010d\u00ed toti\u017e chvilka nepozornosti a \u0161koda je na sv\u011bt\u011b.","og_url":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/","og_site_name":"Blog FinGO.cz","article_publisher":"https:\/\/www.facebook.com\/fingo.cz\/","article_published_time":"2023-05-02T15:53:20+00:00","article_modified_time":"2023-05-02T15:53:21+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/05\/pes-kous\u030ce-botu.jpg","type":"image\/jpeg"}],"author":"Irena Jakobov\u00e1","twitter_card":"summary_large_image","twitter_creator":"@fingocz","twitter_site":"@fingocz","twitter_misc":{"Napsal(a)":"Irena Jakobov\u00e1","Odhadovan\u00e1 doba \u010dten\u00ed":"3 minuty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/#article","isPartOf":{"@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/"},"author":{"name":"Irena Jakobov\u00e1","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/person\/036a5e6c806abd8f72a00d1bc52fec11"},"headline":"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1 a p\u0159itom tak d\u016fle\u017eit\u00e1","datePublished":"2023-05-02T15:53:20+00:00","dateModified":"2023-05-02T15:53:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/"},"wordCount":704,"publisher":{"@id":"https:\/\/www.fingo.cz\/blog\/#organization"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/05\/pes-kous\u030ce-botu.jpg","keywords":["Irena Jakobov\u00e1","poji\u0161t\u011bn\u00ed odpov\u011bdnosti"],"articleSection":["Ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed"],"inLanguage":"cs"},{"@type":"WebPage","@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/","url":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/","name":"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1, ale d\u016fle\u017eit\u00e1 - Blog FinGO.cz","isPartOf":{"@id":"https:\/\/www.fingo.cz\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/#primaryimage"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/#primaryimage"},"thumbnailUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/05\/pes-kous\u030ce-botu.jpg","datePublished":"2023-05-02T15:53:20+00:00","dateModified":"2023-05-02T15:53:21+00:00","description":"Pojistka odpov\u011bdnosti v\u00e1s chr\u00e1n\u00ed v p\u0159\u00edpad\u011b, \u017ee neuhl\u00edd\u00e1te sebe, sv\u00e9 d\u00edt\u011b nebo t\u0159eba psa. Sta\u010d\u00ed toti\u017e chvilka nepozornosti a \u0161koda je na sv\u011bt\u011b.","breadcrumb":{"@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/#breadcrumb"},"inLanguage":"cs","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/"]}]},{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/#primaryimage","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/05\/pes-kous\u030ce-botu.jpg","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/05\/pes-kous\u030ce-botu.jpg","width":1000,"height":667,"caption":"pes kousaj\u00edc\u00ed zlatou botu"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fingo.cz\/blog\/pojistka-odpovednosti-opomijena-a-pritom-tak-dulezita\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Dom\u016f","item":"https:\/\/www.fingo.cz\/blog\/"},{"@type":"ListItem","position":2,"name":"Pojistka odpov\u011bdnosti: opom\u00edjen\u00e1 a p\u0159itom tak d\u016fle\u017eit\u00e1"}]},{"@type":"WebSite","@id":"https:\/\/www.fingo.cz\/blog\/#website","url":"https:\/\/www.fingo.cz\/blog\/","name":"Blog FinGO.cz","description":"","publisher":{"@id":"https:\/\/www.fingo.cz\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.fingo.cz\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cs"},{"@type":"Organization","@id":"https:\/\/www.fingo.cz\/blog\/#organization","name":"Fingo.cz","alternateName":"Nez\u00e1visl\u00e9 finan\u010dn\u00ed slu\u017eby - Fingo.cz","url":"https:\/\/www.fingo.cz\/blog\/","logo":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/06\/logo.png","contentUrl":"https:\/\/www.fingo.cz\/blog\/wp-content\/uploads\/2023\/06\/logo.png","width":300,"height":118,"caption":"Fingo.cz"},"image":{"@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/fingo.cz\/","https:\/\/x.com\/fingocz","https:\/\/www.youtube.com\/channel\/UCGwO0jxau7AaMq0gKUcCh7A","https:\/\/www.linkedin.com\/company\/fingo-cz\/"]},{"@type":"Person","@id":"https:\/\/www.fingo.cz\/blog\/#\/schema\/person\/036a5e6c806abd8f72a00d1bc52fec11","name":"Irena Jakobov\u00e1","image":{"@type":"ImageObject","inLanguage":"cs","@id":"https:\/\/secure.gravatar.com\/avatar\/b18f3257444cabbc96fbf697ef96b108f27bfd4f8557cda0dc9e8526e19c26f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b18f3257444cabbc96fbf697ef96b108f27bfd4f8557cda0dc9e8526e19c26f1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b18f3257444cabbc96fbf697ef96b108f27bfd4f8557cda0dc9e8526e19c26f1?s=96&d=mm&r=g","caption":"Irena Jakobov\u00e1"},"description":"12 let p\u016fsobila v poji\u0161\u0165ovn\u011b Kooperativa na pozic\u00edch tren\u00e9ra prodeje pro intern\u00ed distribuci a Key Account mana\u017eera pro v\u00fdznamn\u00e9 nadregion\u00e1ln\u00ed partnery. D\u00edky ka\u017edodenn\u00ed komunikaci se z\u00edskateli, produktov\u00fdm \u00fatvary i konkuren\u010dn\u00edmi poji\u0161\u0165ovnami se ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed stalo ned\u00edlnou sou\u010d\u00e1st\u00ed jej\u00edho profesn\u00edho \u017eivota. Ve spole\u010dnosti FinG0.cz pracuje jako Seniorn\u00ed specialistka pro oblast ne\u017eivotn\u00edho poji\u0161t\u011bn\u00ed. Miluje slunce a tepl\u00e9 mo\u0159e a Spojen\u00e9 arabsk\u00e9 emir\u00e1ty. R\u00e1da se obklopuje kv\u011btinami.","url":"https:\/\/www.fingo.cz\/blog\/author\/irena-jakobova\/"}]}},"_links":{"self":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/1382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/comments?post=1382"}],"version-history":[{"count":3,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/1382\/revisions"}],"predecessor-version":[{"id":1387,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/posts\/1382\/revisions\/1387"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media\/1383"}],"wp:attachment":[{"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/media?parent=1382"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/categories?post=1382"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fingo.cz\/blog\/wp-json\/wp\/v2\/tags?post=1382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}